Financials
- Fiscal year
- 2024
- Total assets
- €1.5m
- Profit
- €695
- Solvency
- 23.1%
Total assets▼ 3.3%
Net result
20182024
GOURDIN
ActiveSummary
The computed 12-month bankruptcy probability of GOURDIN is 2.6% (moderate). The 2024 annual accounts show equity of €341,229 and a net result of €695. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 38% of 6550 sector peers (fiscal year 2024). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113NACE 50103
1 site
Size
€1.5mtotal assets 2024
- Staff
- 4.1 FTE
- Equity
- €341,229
- Profit
- €695
Structure
- Parent
- ZONING MOTORS · 100%
Accounts 66 d overdue0 of 7 deeds read
Why 51- Figures for FY 2024 (filed 03-09-2025)- Equity €341,229 (23.1% of total assets)- Liquidity: current ratio 0.54, cash €48,567+ Founded in 1989Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
48-1
equity 23.1% of total assets
Liquidity
15-4
short-term debt 73.2% · cash 3.3%
Profitability
39-35
return on assets 0.0%
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.5%
12-2024: 2.8%▲ +12.0% vs 11-2024
01-2025: 4.8%▲ +69.8% vs 12-2024
02-2025: 4.8%● 0.0% vs 01-2025
03-2025: 4.8%▲ +0.2% vs 02-2025highest value
04-2025: 1.1%▼ -76.1% vs 03-2025
05-2025: 1.1%● 0.0% vs 04-2025
06-2025: 1.2%▲ +1.5% vs 05-2025
07-2025: 1.5%▲ +28.7% vs 06-2025
08-2025: 2.2%▲ +44.1% vs 07-2025
09-2025: 2.6%▲ +19.5% vs 08-2025
10-2025: 0.9%▼ -63.2% vs 09-2025
11-2025: 0.9%● 0.0% vs 10-2025
12-2025: 0.9%● 0.0% vs 11-2025
01-2026: 0.9%▼ -0.6% vs 12-2025
02-2026: 0.9%● 0.0% vs 01-2026
03-2026: 0.9%▼ -4.7% vs 02-2026lowest value
04-2026: 0.9%▲ +0.4% vs 03-2026
05-2026: 0.9%▲ +0.7% vs 04-2026
06-2026: 0.9%▲ +2.6% vs 05-2026
07-2026: 1.0%▲ +8.8% vs 06-2026
08-2026: 1.8%▲ +73.3% vs 07-2026
09-2026: 2.1%▲ +16.9% vs 08-2026
10-2026: 2.6%▲ +24.1% vs 09-2026
- Figures for FY 2024 (filed 03-09-2025) raises the probability
- Founded in 1989 lowers the probability for this profile
- Equity €341,229 (23.1% of total assets) raises the probability
- Liquidity: current ratio 0.54, cash €48,567 raises the probability
Credit up to €17,000 at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.54 in 2023; short-term debt: 73.2% and cash: 3.3% of total assets), and 76.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 39%, liquidity 14%, profitability 29%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2025, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d late
2023
217 d late
2022
122 d late
2021
135 d late
2020
153 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 127 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
- Highest result since 2018net €70,326 ▲262%
Key points
By topic
Board & ownership
- Parent
- ZONING MOTORS · 100%
Network & group
- Group
- RMGA
Timeline
- Events
- 11
- Since
- 2016
- 11-09-2025Annual accounts filed
- 05-03-2025Annual accounts filed
- 31-12-2023Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 11-12-1989
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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