GOOVA CONSULT
ActiveGOOVA CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €56k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 25% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency48▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.48 in 2024; short-term debt: 77.5% and cash: 40.1% of total assets), and 77.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
56.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
60 d early
2024
27 d early
2023
33 d early
2022
28 d early
2021
33 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 43.8%
2024 · €40k
2020: €21k
2021: €40k
2022: €54k
2023: €40k
2024: €40k
2020 → 2025
Total assets
€100k▼ 2.0%
2024 · €102k
2020: €31k
2021: €60k
2022: €70k
2023: €73k
2024: €102k
2020 → 2025
Net result
€56k▲ 75.2%
2024 · €32k
2020: €18k
2021: €20k
2022: €14k
2023: €16k
2024: €32k
2020 → 2025
Working capital
€-30k▲ 7.7%
2024 · €-32k
2020: €9k
2021: €29k
2022: €-965
2023: €-7k
2024: €-32k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€54k▲ 33.8%€40k▼ 25.3%€40k=€23k▼ 43.8%
Operating result€28k-€19k▼ 32.4%€23k▲ 18.2%€44k▲ 91.1%€74k▲ 69.9%
Net result€20k-€14k▼ 30.6%€16k▲ 15.2%€32k▲ 106%€56k▲ 75.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 70% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€52k▼ 27.6%
Current assets
€48k▲ 61.1%
Equity and liabilities €100k
Equity
€23k▼ 43.8%
Debt
€77k▲ 25.1%
The debt ratio rises from 60.7% to 77.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€94k▲
2024 · €61k
Cash flow
€76k▲
2024 · €49k
Solvency
22.5%▼
2024 · 39.3%
Current ratio
0.61▲
2024 · 0.48
Quick ratio
0.61▲
2024 · 0.48
Debt / equity
3.44▲
2024 · 1.55
ROE
250.7%▲
2024 · 80.4%
ROA
56.5%▲
2024 · 31.6%
Interest coverage
1361.30▲
2024 · 646.53
Debt
€77k▲
2024 · €62k
Debt ≤ 1 year
€77k▲
2024 · €62k
Income taxes
€17k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€100k▼
Fixed assets21/28€72k€52k▼
Tangible fixed assets22/27€72k€52k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€65k€47k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€29k€48k▲
Amounts receivable within one year40/41€10k€7k▼
Other amounts receivable41€10k€7k▼
Cash at bank and in hand54/58€19k€40k▲
Deferred charges and accrued income490/1€155€123▼
Equity and liabilities
Total equity and liabilities10/49€102k€100k▼
Equity10/15€40k€23k▼
Contributions10/11€3k€3k=
Reserves13€37k€20k▼
Distributable reserves133€37k€20k▼
Amounts payable17/49€62k€77k▲
Amounts payable within one year42/48€62k€77k▲
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€57k€74k▲
Accrued charges and deferred income492/3-€18
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€20k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€8k-
Gross operating margin9900€70k€95k▲
Operating profit (loss)9901€44k€74k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€94€69▼
Recurring financial charges65€94€69▼
Profit (loss) for the period before taxes9903€43k€74k▲
Income taxes67/77€11k€17k▲
Profit (loss) for the period9904€32k€56k▲
Profit (loss) for the period to be appropriated9905€32k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€56k▲
Transfer from equity791/2-€18k
Profit to be distributed694/7€32k€74k▲
Return on contributions (dividend)694€32k€74k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €56k ▲75.2%
Operating result €74k, net result €56k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €14k ▼30.6%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prosper Vanlangendoncklaan 43012 LeuvenGround area
628 m²
Building footprint
124 m²
Volume, LiDAR
756 m³
Parcel 24126C0195/00F008, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GOOVA CONSULT
since 20202.298.603.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126C0195/00F008 | Flanders | 628 m² | 1 · 124 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 293 EUR awarded · 293 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 293 EUR | 293 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 31,823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.