Summary
GOODMAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €317,292 and a net result of €27,331. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 1501 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
30 d late
2022
33 d early
2021
40 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€317,292▲ 12.2%
2024 · €282,718
Net result
€27,331▼ 7.4%
2024 · €29,520
Total assets
€385,282▲ 2.1%
2024 · €377,371
Solvency
82.4%▲ 7.4pp
2024 · 74.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€55,741▼ 11.1%€38,706▼ 30.6%€34,103▼ 11.9%€43,045▲ 26.2%€39,817▼ 7.5%
Net result€35,157within the sector's middle half▲ 7.3%€22,519within the sector's middle half▼ 35.9%€18,298within the sector's middle half▼ 18.7%€29,520within the sector's middle half▲ 61.3%€27,331within the sector's middle half▼ 7.4%
Equity€212,381within the sector's middle half▲ 19.8%€234,900within the sector's middle half▲ 10.6%€253,198within the sector's middle half▲ 7.8%€282,718within the sector's middle half▲ 11.7%€317,292within the sector's middle half▲ 12.2%
Total assets€464,345within the sector's middle half▼ 11.0%€452,101below the sector's middle half▼ 2.6%€386,615below the sector's middle half▼ 14.5%€377,371below the sector's middle half▼ 2.4%€385,282below the sector's middle half▲ 2.1%
Debt€251,964▼ 26.8%€217,202▼ 13.8%€133,417▼ 38.6%€94,653▼ 29.1%€67,989▼ 28.2%
Working capital-€251,741below the sector's middle half▲ 25.0%-€180,634below the sector's middle half▲ 28.2%-€129,864below the sector's middle half▲ 28.1%-€51,456below the sector's middle half▲ 60.4%€7,059within the sector's middle half
Solvency45.7%within the sector's middle half▲ 11.8pp52.0%within the sector's middle half▲ 6.2pp65.5%within the sector's middle half▲ 13.5pp74.9%above the sector's middle half▲ 9.4pp82.4%above the sector's middle half▲ 7.4pp
Current ratio0.00below the sector's middle half▼ 0.020.17below the sector's middle half▲ 0.170.03below the sector's middle half▼ 0.140.46below the sector's middle half▲ 0.431.10within the sector's middle half▲ 0.65
Return on assets (ROA)7.6%within the sector's middle half▲ 1.3pp5.0%within the sector's middle half▼ 2.6pp4.7%within the sector's middle half▼ 0.2pp7.8%within the sector's middle half▲ 3.1pp7.1%within the sector's middle half▼ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385,282
Fixed assets
€310,233 ▼ 7.2%
Current assets
€75,048 ▲ 73.7%
Equity and liabilities €385,282
Equity
€317,292 ▲ 12.2%
Debt
€67,989 ▼ 28.2%
Debt's share of the balance-sheet total falls from 25.1% to 17.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
8.6%▼
2024 · 10.4%
Debt ≤ 1 year
€67,989▼
2024 · €94,653
Income taxes
€9,544▲
2024 · €9,423
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50,185 | €50,339 | €51,623 | €48,888 | €48,321 | ▼ 1.2% |
| Other operating charges640/8 | €7,252 | €7,419 | €8,132 | €8,453 | €8,318 | ▼ 1.6% |
| Gross operating margin9900 | €113,179 | €96,463 | €93,859 | €100,386 | €96,456 | ▼ 3.9% |
| Operating profit (loss)9901 | €55,741 | €38,706 | €34,103 | €43,045 | €39,817 | ▼ 7.5% |
| Financial income75/76B | - | - | - | - | €266 | - |
| Recurring financial income75 | - | - | - | - | €266 | - |
| Financial charges65/66B | €8,850 | €5,566 | €6,268 | €4,103 | €3,209 | ▼ 21.8% |
| Recurring financial charges65 | €8,850 | €5,566 | €6,268 | €4,103 | €3,209 | ▼ 21.8% |
| Profit (loss) for the period before taxes9903 | €46,892 | €33,140 | €27,835 | €38,943 | €36,875 | ▼ 5.3% |
| Income taxes67/77 | €11,735 | €10,621 | €9,537 | €9,423 | €9,544 | ▲ 1.3% |
| Profit (loss) for the period9904 | €35,157 | €22,519 | €18,298 | €29,520 | €27,331 | ▼ 7.4% |
| Profit (loss) for the period to be appropriated9905 | €35,157 | €22,519 | €18,298 | €29,520 | €27,331 | ▼ 7.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €464,345 | €452,101 | €386,615 | €377,371 | €385,282 | ▲ 2.1% |
| Fixed assets21/28 | €464,122 | €415,533 | €383,061 | €334,173 | €310,233 | ▼ 7.2% |
| Tangible fixed assets22/27 | €464,122 | €415,533 | €383,061 | €334,173 | €310,233 | ▼ 7.2% |
| Land and buildings22 | €463,121 | €413,574 | €381,686 | €333,148 | €286,073 | ▼ 14.1% |
| Plant, machinery and equipment23 | €1,001 | €1,960 | €1,375 | €1,025 | €24,160 | ▲ 2,257% |
| Current assets29/58 | €223 | €36,568 | €3,553 | €43,197 | €75,048 | ▲ 73.7% |
| Amounts receivable within one year40/41 | - | €322 | €1,346 | €2,355 | €1,607 | ▼ 31.8% |
| Other amounts receivable41 | - | €322 | €1,346 | €2,355 | €1,607 | ▼ 31.8% |
| Current investments50/53 | - | - | - | €40,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €223 | €36,246 | €2,208 | €842 | €73,441 | ▲ 8,618% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €464,345 | €452,101 | €386,615 | €377,371 | €385,282 | ▲ 2.1% |
| Equity10/15 | €212,381 | €234,900 | €253,198 | €282,718 | €317,292 | ▲ 12.2% |
| Contributions10/11 | €62,500 | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Capital10 | €62,500 | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Issued capital100 | €62,500 | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Reserves13 | €149,881 | €172,400 | €190,698 | €220,218 | €247,548 | ▲ 12.4% |
| Non-distributable reserves130/1 | €6,250 | €6,250 | €6,250 | €6,250 | €6,250 | = |
| Legal reserve130 | €6,250 | €6,250 | €6,250 | €6,250 | €6,250 | = |
| Distributable reserves133 | €143,631 | €166,150 | €184,448 | €213,968 | €241,298 | ▲ 12.8% |
| Investment grants15 | - | - | - | - | €7,244 | - |
| Amounts payable17/49 | €251,964 | €217,202 | €133,417 | €94,653 | €67,989 | ▼ 28.2% |
| Amounts payable within one year42/48 | €251,964 | €217,202 | €133,417 | €94,653 | €67,989 | ▼ 28.2% |
| Trade debts44 | €2,884 | €225 | €105 | €2,458 | €108 | ▼ 95.6% |
| Suppliers440/4 | €2,884 | €225 | €105 | €2,458 | €108 | ▼ 95.6% |
| Taxes, remuneration and social security45 | €17,628 | €7,284 | €8,755 | €3,097 | €2,215 | ▼ 28.5% |
| Taxes450/3 | €17,628 | €7,284 | €8,755 | €3,097 | €2,215 | ▼ 28.5% |
| Other amounts payable47/48 | €231,452 | €209,693 | €124,557 | €89,098 | €65,666 | ▼ 26.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,157 | €22,519 | €18,298 | €29,520 | €27,331 | ▼ 7.4% |
| + Depreciation and write-downs630 | €50,185 | €50,339 | €51,623 | €48,888 | €48,321 | ▼ 1.2% |
| Operating cash flow (approximation) | €85,342 | €72,857 | €69,921 | €78,408 | €75,652 | ▼ 3.5% |
| Investment in fixed assets (approximation) | - | -€1,750 | -€19,151 | €0 | -€24,381 | - |
| Change in cash | - | €36,023 | -€34,038 | -€1,365 | €72,599 | ▲ 5,418% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 1.10
Current ratio from 0.46 to 1.10; short-term debt falls from €94,653 to €67,989.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €18,298 ▼18.7%
Net result drops to €18,298, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €35,157 ▲7.3%
Net result €35,157, the highest in the series.
31-12
Financial
Equity above €200,000Eq €212,381 ▲19.8%
4 profitable years in a row build equity to €212,381.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €150,000Eq €177,224 ▲22.7%
3 profitable years in a row build equity to €177,224.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
Show earlier events
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 1992
Ground area
194 m²
Building footprint
192 m²
Volume, LiDAR
2,031 m³
Parcel 41018A0403/00B000, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Grotestraat 79, 9500 Geraardsbergen
since 19922.059.396.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41018A0403/00B000 | Flanders | 194 m² | 1 · 192 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 592 companies in sector 66300 we hold annual accounts for 366. 241 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-09-1992
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0448286092
Also
9925:BE0448286092
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.