GONSPIRJI
ActiveGONSPIRJI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €5k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 30% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+60
Solvency45▲+10
Growth60▲+16
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.06 in 2024; short-term debt: 53.1% and cash: 16% of total assets), but 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
7 d late
2023
1 d early
2022
18 d late
2021
9 d late
2020
19 d early
2016
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€699k▼ 9.7%
2023 · €774k
2020: €763k
2021: €938k
2022: €1.10M
2023: €774k
2020 → 2024
EBIT margin
-3.7%▼ 3.9pp
2023 · 0.2%
2020: -1.1%
2021: 1.3%
2022: -0.3%
2023: 0.2%
2020 → 2024
Net result
€5k
2024 · €-26k
2020: €-9k
2021: €11k
2022: €-4k
2023: €-1k
2024: €-26k
2020 → 2025
Working capital
€25k▲ 596%
2024 · €4k
2020: €14k
2021: €7k
2022: €7k
2023: €5k
2024: €4k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€938k-€1.10M▲ 17.1%€774k▼ 29.5%€699k▼ 9.7%
Equity€13k-€10k▼ 26.5%€8k▼ 13.2%€7k▼ 21.5%€12k▲ 79.6%
Operating result€12k-€-3k€2k€-26k€6k
Net result€11k-€-4k€-1k▲ 63.4%€-26k▼ 1,937%€5k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €26k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€3k=
Current assets
€56k▼ 10.3%
Equity and liabilities €59k
Equity
€12k▲ 79.6%
Debt
€47k▼ 19.9%
The debt ratio falls from 89.9% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
20.2%▲
2024 · 10.1%
Current ratio
1.78▲
2024 · 1.06
Quick ratio
0.50▲
2024 · 0.37
Debt / equity
3.95▼
2024 · 8.86
ROE
44.3%▲
2024 · -395.2%
ROA
9.0%▲
2024 · -40.1%
Debt
€47k▼
2024 · €59k
Debt ≤ 1 year
€31k▼
2024 · €59k
Debt > 1 year
€16k
Staff costs
€145k▼
2024 · €173k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€59k▼
Fixed assets21/28€3k€3k=
Financial fixed assets28€3k€3k=
Current assets29/58€63k€56k▼
Stocks and contracts in progress3€41k€40k▼
Stocks30/36€41k€40k▼
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€2k-
Other amounts receivable41€6k€6k=
Cash at bank and in hand54/58€11k€9k▼
Deferred charges and accrued income490/1€4k€453▼
Equity and liabilities
Total equity and liabilities10/49€66k€59k▼
Equity10/15€7k€12k▲
Contributions10/11€19k€19k=
Reserves13€377€377=
Non-distributable reserves130/1€377€377=
Reserves not available under the articles1311€377€377=
Profit (loss) carried forward14€-12k€-7k▲
Amounts payable17/49€59k€47k▼
Amounts payable after more than one year17-€16k
Other amounts payable178/9-€16k
Amounts payable within one year42/48€59k€31k▼
Trade debts44€22k€6k▼
Suppliers440/4€22k€6k▼
Taxes, remuneration and social security45€37k€25k▼
Taxes450/3€456€6k▲
Remuneration and social security454/9€37k€19k▼
Income statement
Code20242025
Turnover70€699k-
Goods, raw materials, services and sundry goods60/61€562k-
Remuneration, social security and pensions62€173k€145k▼
Other operating charges640/8€8k€3k▼
Gross operating margin9900€156k€154k▼
Operating profit (loss)9901€-26k€6k▲
Financial charges65/66B€503€592▲
Recurring financial charges65€503€592▲
Profit (loss) for the period before taxes9903€-26k€5k▲
Income taxes67/77€210-
Profit (loss) for the period9904€-26k€5k▲
Profit (loss) for the period to be appropriated9905€-26k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-7k▲
Profit (loss) brought forward from the previous period14P€-10k€-12k▼
Shareholders' contribution to the loss794€25k-
Social balance
Average headcount (FTE)90874.94.9=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 18 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 9 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
2015
25-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 25 days late
2014
26-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Cauchy 32-335000 NamurGround area
93 m²
Building footprint
84 m²
Volume, LiDAR
596 m³
Parcel 92094C0113/00Y022, Wallonia · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gonspirji
since 20082.190.661.163
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0113/00Y022 | Wallonia | 93 m² | 1 · 84 m² | 15.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.190.661.163
Similar companies · same sector, comparable size
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HAMBALI
BE 0730.799.681
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KHAN SONS ENTERPRISE
BE 0774.456.809
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D.P. PRODUCTIONS
BE 0478.350.649
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Of 10,529 companies in sector 47110 we hold annual accounts for 5,858. 3,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-02-2006
Fiscal year end31-12
Activities, NACEBEL
02012
95316Washing and cleaning of motor vehicles
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
02200Logging
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.