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GONSPIRJI

Active
Private limited company (pre-2019)founded 2006active for 20 yearsBoulevard Cauchy 32-33, 5000 Namur, BelgiumKBO/BCE: BE 0879.273.029

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GONSPIRJI has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,965 and a net result of €5,305. Equity has been growing by about 8% per year since 2020. Its solvency ranks better than 31% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

KBO
Status
Active since 10-02-2006 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 2 others
Establishment unit
2.190.661.163 5000 Namur, since 01-01-2008
Financial year end
31 December
Peppol
Reachable since 14-04-2026

Board and ownership

Board
  • ul haq qazi ayazDirector

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€154,088
▼ 1.2%
Turnover
≈ €1.3m
estimated
Profit
€5,305
Equity
€11,965
▲ 79.6%
Total assets
€59,251
▼ 9.8%
Staff
4.9 FTE
=
Filed on 20-07-2026, 11 days before the deadlineat the National Bank
Score breakdownraises riskSize: 4.9 FTE, total assets €59,251Sector: Retail trade (NACE 47)Equity €11,965 (20.2% of total assets)lowers riskFounded in 2006Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 53% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 45+10
equity 20.2% of total assets
Liquidity 43+22
short-term debt 53.1% · cash 16.0%
Profitability 60+60
return on assets 9.0%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.6%▲ +0.6 percentage points vs 07-2025 09-2025: 2.2%▲ +0.6 percentage points vs 08-2025highest value 10-2025: 2.2%● unchanged vs 09-2025highest value 11-2025: 2.2%● unchanged vs 10-2025highest value 12-2025: 2.2%● unchanged vs 11-2025highest value 01-2026: 2.2%● unchanged vs 12-2025highest value 02-2026: 2.2%● unchanged vs 01-2026highest value 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.1%▼ -0.1 percentage points vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▼ -1.4 percentage points vs 07-2026lowest value 09-2026: 0.7%● unchanged vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.78 (1.06 in 2024), above the usual 1.5. Short-term debt is 53.1% and cash 16% of total assets. However, 79.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 41% on liquidity, 42% on profitability and 90% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: 4.9 FTE, total assets €59,251
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €11,965 (20.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
7 days late
2023
1 day early
2022
18 days late
2021
9 days late
2020
19 days early
2016
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 83% of companies in retail tradesector median €236,771 · 12,767 companies €11,965 View

Comparable companies

These companies have the same main activity as GONSPIRJI: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €43,800 and €194,000, founded between 2001 and 2015.

CompanyTotal assetsGross margin
GONSPIRJI Namur€59,251€154,088
DISTRIKEYM Watermaal-Bosvoorde€131,111€207,557
BEBA PARTNERS Elsene€77,904€78,230
HEIKO BELGIEN Sankt Vith€173,520€172,299
ALSEMBERG CHALLENGE THREE Braine-le-Château€43,780€492,119
HSTTT Sint-Jans-Molenbeek€65,758€89,488
EKIFOOD Elsene€193,881€173,759
Full comparison

Documents

Annual accounts at the NBB

All 16 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about GONSPIRJI

What is the company number of GONSPIRJI?
The company number of GONSPIRJI is 0879.273.029. The VAT number is the same number with BE in front: BE 0879.273.029.
Where is GONSPIRJI based?
The registered office is at Boulevard Cauchy 32-33, 5000 Namur.Company details
What does GONSPIRJI do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of GONSPIRJI?
The legal form of GONSPIRJI is Private limited company (pre-2019) (BVBA).
When was GONSPIRJI founded?
GONSPIRJI was founded on 10-02-2006.
Is GONSPIRJI still active?
Yes, GONSPIRJI is an active enterprise in the KBO register.
How many employees does GONSPIRJI have?
GONSPIRJI had an average of 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GONSPIRJI?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €154,088 and 32 comparable companies (NACE 47110). It probably lies between €1.0m and €1.8m. In financial year 2024 turnover was €699,126.
Is GONSPIRJI profitable?
In financial year 2025, GONSPIRJI made a profit of €5,305.
Where can I find the annual accounts of GONSPIRJI?
GONSPIRJI filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GONSPIRJI due?
GONSPIRJI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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