GOMAFI
ActiveSummary
GOMAFI has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €320,313, of which €304,210 non-recurring income. Equity has been shrinking by about 17% per year since 2018. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 22-04-2002 Normal situation
- Registered office
- 10 active companies are registered at this address Source: KBO register, as of 1 November 2026.
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.114.974.637 7500 Tournai, since 24-09-2002
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- -€8,213
- ▼ 26.4%
- Profit
- €320,313
- ▼ 68.0%
- Equity
- €1.3m
- ▲ 31.2%
- Total assets
- €12.9m
- ▲ 15.0%
Score breakdownraises riskLiquidity: current ratio 0.91, cash €41,947, halvedEquity €1.3m (10.4% of total assets)Profit of €320,313 (financial year 2025)lowers riskSize: total assets €12.9mShow the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized). It does better than 17% of them on solvency, 4% on liquidity, 63% on profitability and 87% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 12 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 06-07-2026 at the NBB all 23 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €10,484, larger than the loss of €6,496 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Financial fixed assets | €1,500 | €140,046 | - | €243 | €748,802 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Companies with the same profile, two years later
Historical observationIn July 2024, 733 companies had the same profile as GOMAFI has now. Two years later, 1.0% had gone bankrupt and 97.4% were still going.
- Medium-sized
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GOMAFI itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 733 companies, not a prediction for GOMAFI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | - | - | - | - | €0.002m | - |
| Non-recurring operating charges66A | - | - | - | €1.2m | - | - | - | - | - |
| Gross operating margin9900 | -€0.006m | -€0.06m | -€0.006m | -€0.005m | -€0.03m | €0.01m | -€0.006m | -€0.008m | ▼ 26.4% |
| Operating profit (loss)9901 | -€0.001m | -€0.06m | -€0.006m | -€1.2m | -€0.03m | €0.01m | -€0.006m | -€0.01m | ▼ 61.4% |
| Financial income75/76B | - | - | - | €1.2m | €0.2m | - | €2.0m | €0.6m | ▼ 68.2% |
| Recurring financial income75 | €0.02m | €0.007m | €51 | €0.002m | €0.2m | - | €2.0m | €0.3m | ▼ 83.4% |
| Non-recurring financial income76B | - | - | - | €1.2m | €0.2m | - | - | €0.3m | - |
| Financial charges65/66B | - | - | - | €0.001m | €0.009m | €0.03m | €1.0m | €0.3m | ▼ 69.3% |
| Recurring financial charges65 | €0.1m | €0.1m | €0.08m | €0.001m | €0.006m | €0.03m | €0.06m | €0.001m | ▼ 99.1% |
| Non-recurring financial charges66B | - | - | - | - | €0.002m | - | €0.9m | €0.3m | ▼ 67.2% |
| Profit (loss) for the period before taxes9903 | -€6.3m | €0.07m | -€1.2m | -€0.004m | €0.2m | -€0.02m | €1.0m | €0.3m | ▼ 68.0% |
| Income taxes67/77 | €164 | - | - | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€6.3m | €0.07m | -€1.2m | -€0.004m | €0.2m | -€0.02m | €1.0m | €0.3m | ▼ 68.0% |
| Profit (loss) for the period to be appropriated9905 | -€6.3m | €0.07m | -€1.2m | -€0.004m | €0.2m | -€0.02m | €1.0m | €0.3m | ▼ 68.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €20.9m | €18.2m | €16.8m | €16.7m | €13.9m | €13.9m | €11.3m | €12.9m | ▲ 15.0% |
| Fixed assets21/28 | €7.0m | €6.8m | €5.8m | €3.8m | €4.0m | €4.0m | €1.7m | €2.4m | ▲ 45.2% |
| Financial fixed assets28 | €7.0m | €6.8m | €5.8m | €3.8m | €4.0m | €4.0m | €1.7m | €2.4m | ▲ 45.2% |
| Current assets29/58 | €13.9m | €11.3m | €11.0m | €12.9m | €10.0m | €9.9m | €9.6m | €10.5m | ▲ 9.8% |
| Amounts receivable after more than one year29 | - | - | - | - | - | - | - | €1.9m | - |
| Other amounts receivable291 | - | - | - | - | - | - | - | €1.9m | - |
| Amounts receivable within one year40/41 | €13.3m | €10.6m | €10.6m | €12.5m | €9.5m | €9.6m | €9.2m | €7.9m | ▼ 14.0% |
| Trade receivables40 | - | - | - | €0.002m | €0.003m | - | - | - | - |
| Other amounts receivable41 | - | - | - | €12.5m | €9.5m | €9.6m | €9.2m | €7.9m | ▼ 14.0% |
| Current investments50/53 | - | - | - | - | - | - | - | €0.6m | - |
| Cash at bank and in hand54/58 | €0.6m | €0.8m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.04m | ▼ 88.6% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | - | €0.07m | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €20.9m | €18.2m | €16.8m | €16.7m | €13.9m | €13.9m | €11.3m | €12.9m | ▲ 15.0% |
| Equity10/15 | €5.6m | €3.7m | €2.5m | €2.5m | €2.2m | €2.2m | €1.0m | €1.3m | ▲ 31.2% |
| Contributions10/11 | €10.1m | €10.1m | €10.1m | €10.2m | €10.2m | €10.2m | €10.2m | €10.2m | = |
| Capital10 | - | - | - | €10.1m | €10.1m | €10.1m | €10.1m | €10.1m | = |
| Issued capital100 | - | - | - | €10.1m | €10.1m | €10.1m | €10.1m | €10.1m | = |
| Contributions outside capital11 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Share premium1100/10 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Revaluation surpluses12 | - | - | - | €3.3m | €3.3m | €3.3m | €1.1m | €1.1m | = |
| Reserves13 | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Non-distributable reserves130/1 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Profit (loss) carried forward14 | -€8.0m | -€9.9m | -€11.1m | -€11.1m | -€11.3m | -€11.3m | -€10.3m | -€10.0m | ▲ 3.1% |
| Amounts payable17/49 | €15.4m | €14.5m | €14.3m | €14.2m | €11.7m | €11.7m | €10.2m | €11.6m | ▲ 13.4% |
| Amounts payable within one year42/48 | €15.3m | €14.5m | €14.3m | €14.2m | €11.7m | €11.7m | €10.2m | €11.6m | ▲ 13.4% |
| Trade debts44 | €0.03m | €0.08m | €0.03m | €0.03m | €0.05m | €0.04m | €0.06m | €0.004m | ▼ 94.5% |
| Suppliers440/4 | - | - | - | €0.03m | €0.05m | €0.04m | €0.06m | €0.004m | ▼ 94.5% |
| Other amounts payable47/48 | - | - | - | €14.2m | €11.7m | €11.6m | €10.2m | €11.6m | ▲ 14.1% |
| Accrued charges and deferred income492/3 | - | - | - | €136 | €145 | €146 | €148 | €150 | ▲ 1.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6.3m | €0.07m | -€1.2m | -€0.004m | €0.2m | -€0.02m | €1.0m | €0.3m | ▼ 68.0% |
| Operating cash flow (approximation) | -€6.3m | €0.07m | -€1.2m | -€0.004m | €0.2m | -€0.02m | €1.0m | €0.3m | ▼ 68.0% |
| Investment in fixed assets (approximation) | - | €0.2m | €1.0m | €1.9m | -€0.1m | €0 | €2.3m | -€0.7m | - |
| Change in cash | - | €0.1m | -€0.3m | -€0.002m | €0.03m | -€0.07m | -€58 | -€0.3m | ▼ 568,053% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 06-07-2026 | 2026-00254569 | NBB |
| 31-12-2024 | full format | 01-07-2025 | 2025-00204769 | |
| 31-12-2023 | full format | 30-06-2024 | 2024-00183644 | |
| 31-12-2022 | full format | 31-08-2023 | 2023-00385340 | |
| 31-12-2021 | full format | 31-08-2022 | 2022-20369162 | |
| 31-12-2020 | full format | 01-07-2021 | 2021-28900089 | |
| 31-12-2019 | full format | 30-06-2020 | 2020-24500088 | |
| 31-12-2018 | full format | 25-07-2019 | 2019-38500521 | |
| 31-12-2017 | full format | 04-07-2018 | 2018-28200312 | |
| 31-12-2016 | full format | 03-07-2017 | 2017-27500012 |
Board & ownership
Directors
Statutory auditor 1
Owners and capital
Shareholders
- Gonzague DUBOIS 6,890 shares
- Marie BECQUART 6,890 shares
- Albane DUBOIS 13,780 shares
Capital transactions
- 05-06-2026 Capital increase of €4,750,000 · to €14,811,500 · 13,780 new shares at €344.70 per share · in kind
Network & group
Board mandates elsewhere
1 board mandateConnections & network
The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
05-06
Gazette deed
Capital increase of €4,750,000 to €14,811,500Appointment: Victor COLLIN (réviseur d'entreprises) · Auditor report · Declaration14 points ▸
- General meeting, “assemblée générale extraordinaire” (deed in French)
- General meeting, “chaque actionnaire présent reconnaissant avoir reçu un exemplaire de ces rapports et en avoir pris connaissance, dispense le Président de donner lecture du rapp…” (deed in French)
- Auditor report, 11-05-2026
- General meeting, 14811500, 4750000
- Capital increase, €4,750,000
- Capital contribution, mentioned 2 times in the deed
- General meeting, EUR, “déclaration de l'apport” (deed in French)
- Declaration, “connaissance des statuts” (deed in French)
- General meeting, “attribution des actions en rémunération de l'apport, suite de la TROISIEME RESOLUTION” (deed in French)
- General meeting, “augmentation de capital, renonciation au droit de préférence” (deed in French)
- Amendment of the articles, 5
- General meeting, 40180, “définitif” (deed in French)
- The act holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Legal Entity Identifier
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 57081G0251/00F000 | Wallonia | 3,589 m² | 1 · 126 m² | 16.6 m · 4 |