GOMABOUW
ActiveThe computed 12-month bankruptcy probability of GOMABOUW is 1.5% (moderate). The 2025 annual accounts show equity of €542k and a net result of €54k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 2138 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-50
Solvency65▼-33
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 2.28 in 2024), but 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
3.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
7 d late
2023
5 d early
2022
3 d late
2021
39 d late
2020
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€542k▼ 45.7%
2024 · €999k
2020: €141k
2021: €194k
2022: €262k
2023: €742k
2024: €999k
2020 → 2025
Total assets
€1.71M▼ 2.1%
2024 · €1.75M
2020: €405k
2021: €617k
2022: €584k
2023: €1.26M
2024: €1.75M
2020 → 2025
Net result
€54k▼ 80.2%
2024 · €274k
2020: €128k
2021: €53k
2022: €69k
2023: €497k
2024: €274k
2020 → 2025
Working capital
€647k▼ 28.8%
2024 · €909k
2020: €254k
2021: €295k
2022: €197k
2023: €662k
2024: €909k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€262k▲ 35.4%€742k▲ 183%€999k▲ 34.6%€542k▼ 45.7%
Operating result€70k-€121k▲ 73.7%€671k▲ 454%€373k▼ 44.4%€73k▼ 80.6%
Net result€53k-€69k▲ 29.6%€497k▲ 625%€274k▼ 44.8%€54k▼ 80.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 81% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€92k▼ 27.0%
Current assets
€1.62M▼ 0.2%
Equity and liabilities €1.71M
Equity
€542k▼ 45.7%
Debt
€1.17M▲ 56.3%
The debt ratio rises from 42.7% to 68.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€116k▼
2024 · €414k
Cash flow
€97k▼
2024 · €315k
Solvency
31.7%▼
2024 · 57.3%
Current ratio
1.67▼
2024 · 2.28
Quick ratio
1.35▼
2024 · 2.07
Debt / equity
2.15▲
2024 · 0.75
ROE
10.0%▼
2024 · 27.4%
ROA
3.2%▼
2024 · 15.7%
Interest coverage
11.59▼
2024 · 39.49
Debt
€1.17M▲
2024 · €746k
Debt ≤ 1 year
€971k▲
2024 · €711k
Debt > 1 year
€181k▲
2024 · €25k
Income taxes
€14k▼
2024 · €90k
Staff costs
€39k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.75M€1.71M▼
Fixed assets21/28€125k€92k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€122k€91k▼
Plant, machinery and equipment23€59k€46k▼
Furniture and vehicles24€60k€42k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€2k-
Current assets29/58€1.62M€1.62M▼
Stocks and contracts in progress3€147k€304k▲
Contracts in progress37€147k€304k▲
Amounts receivable within one year40/41€1.14M€1.24M▲
Trade receivables40€449k€548k▲
Other amounts receivable41€692k€694k▲
Cash at bank and in hand54/58€327k€62k▼
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.75M€1.71M▼
Equity10/15€999k€542k▼
Contributions10/11€12k€19k▲
Profit (loss) carried forward14€987k€524k▼
Amounts payable17/49€746k€1.17M▲
Amounts payable after more than one year17€25k€181k▲
Financial debts170/4€25k€181k▲
Amounts payable within one year42/48€711k€971k▲
Current portion of amounts payable after more than one year42€14k€10k▼
Financial debts43€10k€14k▲
Credit institutions430/8€10k€14k▲
Trade debts44€429k€262k▼
Suppliers440/4€429k€262k▼
Taxes, remuneration and social security45€202k€98k▼
Taxes450/3€195k€93k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€56k€587k▲
Accrued charges and deferred income492/3€10k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€53k€39k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€43k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€469k€157k▼
Operating profit (loss)9901€373k€73k▼
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€6k▲
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€364k€69k▼
Income taxes67/77€90k€14k▼
Profit (loss) for the period9904€274k€54k▼
Profit (loss) for the period to be appropriated9905€274k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.00M€1.04M▲
Profit (loss) brought forward from the previous period14P€730k€987k▲
Profit to be distributed694/7€18k€518k▲
Return on contributions (dividend)694-€500k
Directors or managers695€18k€18k=
Social balance
Average headcount (FTE)9087-1.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2020net €497k ▲625%
Operating result €671k, net result €497k, both a record.
31-12
Financial
Equity above €500kEq €742k ▲183%
4 profitable years in a row build equity to €742k.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
31-12
Financial
Equity above €200kEq €262k ▲35.4%
3 profitable years in a row build equity to €262k.
08-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 39 days late
2021
31-12
Financial
Weakest financial yearnet €53k ▼58.8%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €194k ▲37.6%
2 profitable years in a row build equity to €194k.
22-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartstraat 202330 MerksplasGround area
424 m²
Building footprint
116 m²
Parcel 13023G0195/00R006, Flanders. Linked by address, not a title deed.
1 establishment unit
GOMABOUW
since 20192.287.408.864
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023G0195/00R006 | Flanders | 424 m² | 1 · 116 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOGOFILL
BE 0428.837.097
Wortegem-Petegem · Eq €542k
TSERVAES
BE 0675.816.717
Boortmeerbeek · Eq €543k
ROBOMA
BE 0448.435.057
Gistel · Eq €543k
GD CONSTRUCTION
BE 0644.720.693
Verlaine · Eq €544k
SERCK
BE 0405.705.864
Merelbeke-Melle · Eq €541k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 8,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.