Losses
Every financial year from 2021 to 2025 closed with a loss. 2023 was the heaviest.
Every financial year from 2021 to 2025 closed with a loss. 2023 was the heaviest.
Short-term debts fell from €37,786 to €6,587.
Lower net result than 93% of companies in retail trade. Sector median €4,763 · 25,208 companies.
In July 2024, 4,820 companies had the same profile as GOM-IMMO has now. Each dot stands for 13 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,820 companies, not a prediction for GOM-IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| GOM-IMMO Liège | €241,911 | -€1,632 | 83.1% | - |
| KORTEO Tervuren | €221,200 | -€2,429 | -7.8% | - |
| KARMOZIJN Wuustwezel | €274,030 | -€5,117 | 57.3% | - |
| LA CAVE DES FAGNES Momignies | €304,789 | €947 | 49.3% | - |
| TGW-VIODYSSEE Grez-Doiceau | €435,905 | -€40,646 | -10.5% | - |
| VINO DEGUSTO Londerzeel | €315,710 | €3,328 | -65.8% | - |
| Ommerstein Wijnen Dilsen-Stokkem | €412,572 | -€880 | 7.7% | - |
These companies have the same main activity as GOM-IMMO: retail sale of wines and spirits (NACE 47251). They are comparable in size and age: total assets between €221,000 and €436,000, founded between 2007 and 2014.
GOM-IMMO files the micro format. That format states no turnover. The gross margin fell from €3,046 in 2009 to -€1,632 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 90% of 25,237 companies in 2025.
Higher than 95% of 24,245 companies in 2025.
Higher than 14% of 24,434 companies in 2025.
Net result: bottom quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
241,911 | 274,132 | 302,494 | 374,547 | 385,571 | 461,470 | 304,040 | 290,124 | 287,030 | 291,360 | 289,289 | 290,212 | 316,628 | 316,586 | 328,095 | 322,688 | 331,005 | |
21/28 |
135,629 | 143,608 | 158,361 | 169,078 | 180,578 | 180,801 | 187,768 | 197,879 | 211,186 | 224,492 | 225,429 | 237,499 | 249,568 | 261,637 | 252,387 | 262,075 | 272,012 | |
22/27 |
135,379 | 143,358 | 158,111 | 168,828 | 180,328 | 180,551 | 187,518 | 197,629 | 210,936 | 224,242 | 225,179 | 237,249 | 249,318 | 261,387 | 252,137 | 262,075 | 272,012 | |
22 |
135,379 | 142,121 | 148,864 | 155,606 | 162,349 | 169,091 | 175,833 | 182,576 | 192,513 | 202,451 | 212,388 | 222,325 | 232,263 | 242,200 | 252,137 | 262,075 | 272,012 | |
23 |
- | 1,237 | 2,474 | 3,710 | 5,619 | 10,337 | 11,685 | 15,054 | 18,422 | 21,791 | 12,791 | 14,923 | 17,055 | 19,187 | - | - | - | |
24 |
- | - | 6,773 | 9,511 | 12,361 | 1,123 | - | - | - | - | - | - | - | - | - | - | - | |
28 |
250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | 250 | - | - | |
29/58 |
106,282 | 130,524 | 144,133 | 205,470 | 204,993 | 280,668 | 116,272 | 92,244 | 75,845 | 66,868 | 63,859 | 52,713 | 67,061 | 54,949 | 75,708 | 60,613 | 58,993 | |
3 |
17,995 | 35,990 | 106,214 | 170,234 | 173,465 | 141,927 | - | - | - | - | - | - | - | - | - | - | - | |
30/36 |
17,995 | 35,990 | 106,214 | 170,234 | 173,465 | 141,927 | - | - | - | - | - | - | - | - | - | - | - | |
40/41 |
5,906 | 7,526 | 26,011 | 9,489 | 5,897 | 95,687 | 113,778 | 90,265 | 75,845 | 66,058 | 58,358 | 52,087 | 60,433 | 49,775 | 66,532 | 49,557 | 38,960 | |
40 |
5,709 | 7,370 | 25,799 | 9,489 | 5,897 | 26,196 | - | - | - | - | - | - | - | - | - | - | - | |
41 |
197 | 156 | 212 | - | - | 69,491 | 113,778 | 90,265 | 75,845 | 66,058 | 58,358 | 52,087 | 60,433 | 49,775 | 66,532 | 49,557 | 38,960 | |
50/53 |
204 | 204 | 204 | 204 | 204 | - | - | - | - | - | - | - | - | - | - | - | - | |
54/58 |
82,177 | 86,804 | 11,561 | 25,408 | 25,273 | 31,564 | 2,494 | 1,979 | - | 810 | 5,502 | 626 | 6,628 | 5,174 | 9,176 | 11,056 | 19,942 | |
490/1 |
- | - | 143 | 136 | 154 | 11,491 | - | - | - | - | - | - | - | - | - | - | 92 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
241,911 | 274,132 | 302,494 | 374,547 | 385,571 | 461,470 | 304,040 | 290,124 | 287,030 | 291,360 | 289,289 | 290,212 | 316,628 | 316,586 | 328,095 | 322,688 | 331,005 | |
10/15 |
201,046 | 236,347 | 238,877 | 277,895 | 301,634 | 329,761 | 303,693 | 290,071 | 286,897 | 287,389 | 289,289 | 290,212 | 298,382 | 302,403 | 317,096 | 321,563 | 329,615 | |
10/11 |
340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | |
100 |
- | - | - | - | - | - | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | 340,000 | |
14 |
-138,954 | -103,653 | -101,123 | -62,105 | -38,366 | -10,239 | -36,307 | -49,929 | -53,103 | -52,611 | -50,711 | -49,788 | -41,618 | -37,597 | -22,904 | -18,437 | -10,385 | |
17/49 |
40,865 | 37,786 | 63,617 | 96,652 | 83,937 | 131,708 | 348 | 53 | 133 | 3,971 | - | - | 18,246 | 14,183 | 10,999 | 1,125 | 1,390 | |
17 |
34,278 | - | - | 2,123 | 6,323 | - | - | - | - | - | - | - | - | - | - | - | - | |
170/4 |
- | - | - | 2,123 | 6,323 | - | - | - | - | - | - | - | - | - | - | - | - | |
178/9 |
34,278 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
42/48 |
6,587 | 37,786 | 63,617 | 94,529 | 77,614 | 126,935 | - | 53 | 133 | 3,971 | - | - | 18,246 | 14,183 | 10,999 | 1,125 | 1,366 | |
42 |
- | - | 2,123 | 4,201 | 4,142 | - | - | - | - | - | - | - | - | - | - | - | - | |
43 |
- | - | - | - | - | - | - | - | 133 | - | - | - | - | - | - | - | - | |
430/8 |
- | - | - | - | - | - | - | - | 133 | - | - | - | - | - | - | - | - | |
44 |
6,587 | 1,653 | 6,520 | 46,873 | 18,313 | 101,982 | - | 53 | - | 3,971 | - | - | 7,247 | 3,184 | - | 1,125 | 1,366 | |
440/4 |
6,587 | 1,653 | 6,520 | 46,873 | 18,313 | 101,982 | - | 53 | - | 3,971 | - | - | 7,247 | 3,184 | - | 1,125 | 1,366 | |
45 |
- | - | 24,038 | 29,290 | 49,972 | 24,953 | - | - | - | - | - | - | 10,999 | 10,999 | 10,999 | - | - | |
450/3 |
- | - | 20,386 | 15,210 | 24,684 | 16,480 | - | - | - | - | - | - | 10,999 | 10,999 | 10,999 | - | - | |
454/9 |
- | - | 3,652 | 14,081 | 25,287 | 8,473 | - | - | - | - | - | - | - | - | - | - | - | |
47/48 |
- | 36,133 | 30,936 | 14,165 | 5,188 | - | - | - | - | - | - | - | - | - | - | - | - | |
492/3 |
- | - | - | - | - | 4,773 | 348 | - | - | - | - | - | - | - | - | - | 25 | |
| Income statement | ||||||||||||||||||
9900 |
-1,632 | 22,418 | 42,715 | 55,264 | 60,935 | 57,627 | 19,597 | 13,667 | 11,614 | 11,183 | 10,980 | 4,132 | 7,083 | -4,147 | 15,014 | 5,820 | 3,046 | |
62 |
1,636 | 7,574 | 64,233 | 60,899 | 56,506 | 21,127 | - | - | - | - | - | - | - | - | - | - | - | |
630 |
7,979 | 7,979 | 10,717 | 11,500 | 13,126 | 11,167 | 10,111 | 13,306 | 13,306 | 13,306 | 12,069 | 12,069 | 12,069 | 12,069 | 9,937 | 9,937 | 9,937 | |
631/4 |
17,995 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
640/8 |
4,934 | 7,575 | 4,952 | 4,803 | 9,911 | 4,078 | 3,804 | 3,950 | 4,259 | 4,612 | 3,990 | 3,672 | 3,630 | 3,360 | 3,252 | 3,189 | 3,407 | |
9901 |
-34,176 | -710 | -37,187 | -21,938 | -18,608 | 21,255 | 5,682 | -3,589 | -5,951 | -6,735 | -5,079 | -11,610 | -8,616 | -19,576 | 1,825 | -7,306 | -10,298 | |
75/76B |
- | - | - | 11 | - | 5,071 | 7,982 | 6,809 | 5,814 | 5,697 | 4,173 | 4,950 | 4,653 | 5,329 | 4,771 | - | 131 | |
75 |
- | - | - | 11 | - | 5,071 | 7,982 | 6,809 | 5,814 | 5,697 | 4,173 | 4,950 | 4,653 | 5,329 | 4,771 | - | 131 | |
65/66B |
1,125 | 1,820 | 1,832 | 1,811 | 1,520 | 257 | 42 | 46 | 355 | 862 | 17 | 31 | 58 | 445 | 58 | 746 | 218 | |
65 |
1,125 | 1,820 | 1,832 | 1,811 | 1,520 | 257 | 42 | 46 | 355 | 862 | 17 | 31 | 58 | 445 | 58 | 746 | 218 | |
9903 |
-35,301 | -2,530 | -39,019 | -23,738 | -20,128 | 26,069 | 13,622 | 3,174 | -492 | -1,900 | -923 | -6,690 | -4,021 | -14,693 | 6,538 | -8,052 | -10,385 | |
67/77 |
- | - | - | - | - | - | - | - | - | - | - | 1,480 | - | - | 11,005 | - | - | |
9904 |
-35,301 | -2,530 | -39,019 | -23,738 | -20,128 | 26,069 | 13,622 | 3,174 | -492 | -1,900 | -923 | -8,171 | -4,021 | -14,693 | -4,467 | -8,052 | -10,385 | |
9905 |
-35,301 | -2,530 | -39,019 | -23,738 | -20,128 | 26,069 | 13,622 | 3,174 | -492 | -1,900 | -923 | -8,171 | -4,021 | -14,693 | -4,467 | -8,052 | -10,385 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
-138,954 | -103,653 | -101,123 | -62,105 | -38,366 | -10,239 | -36,307 | -49,929 | -53,103 | -52,611 | -50,711 | -49,788 | -41,618 | -37,597 | -22,904 | -18,437 | -10,385 | |
14P |
-103,653 | -101,123 | -62,105 | -38,366 | -18,239 | - | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||
9087 |
- | - | 1 | 1 | 1 | 0.8 | - | - | - | - | - | - | - | - | - | - | - | |
Hours worked1013 |
- | - | 1,746 | 1,752 | 1,776 | 542 | - | - | - | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00504800.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00504800 | |
| 31-12-2024 | micro format | 31-12-2025 | 2026-00001785 | |
| 31-12-2023 | micro format | 29-09-2024 | 2024-00477691 | |
| 31-12-2022 | micro format | 01-09-2023 | 2023-00408966 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20372603 | |
| 31-12-2020 | micro format | 30-09-2021 | 2021-69800204 | |
| 31-12-2019 | micro format | 28-10-2020 | 2020-63700272 | |
| 31-12-2018 | micro format | 28-09-2019 | 2019-68000178 | |
| 31-12-2017 | micro format | 29-08-2018 | 2018-51700564 | |
| 31-12-2016 | micro format | 22-08-2017 | 2017-45100302 | |
| 31-12-2015 | full format | 16-08-2016 | 2016-42300185 | |
| 31-12-2014 | full format | 31-08-2015 | 2015-57600119 | |
| 31-12-2013 | full format | 31-08-2014 | 2014-56100236 | |
| 31-12-2012 | full format | 31-08-2014 | 2014-56100235 | |
| 31-12-2011 | full format | 31-08-2014 | 2014-56100234 | |
| 31-12-2010 | full format | 16-09-2011 | 2011-54700138 | |
| 31-12-2009 | full format | 27-08-2010 | 2010-45800109 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -26,197 | 7,269 | -26,470 | -10,438 | -5,481 | 32,422 | 15,793 | 9,717 | 7,355 | 6,571 | 6,990 | 459 | 3,454 | -7,507 | 11,762 | 2,631 | -361 | ||
| -27,322 | 5,449 | -28,302 | -12,238 | -7,002 | 37,236 | 23,733 | 16,480 | 12,814 | 11,406 | 11,146 | 3,899 | 8,048 | -2,624 | 5,471 | 1,885 | -447 | ||
| 0 | -6,773 | 0 | 0 | 13,689 | 4,200 | 0 | 0 | 0 | 12,368 | 0 | 0 | 0 | 21,319 | 250 | 0 | 281,949 | ||
| -4,627 | 75,244 | -13,847 | 135 | -6,291 | 29,070 | 515 | - | - | -4,692 | 4,875 | -6,001 | 1,454 | -4,002 | -1,880 | -8,886 | - | ||
| 99,695 | 92,739 | 80,516 | 110,940 | 127,379 | 153,733 | - | 92,191 | 75,711 | 62,897 | - | - | 48,815 | 40,766 | 64,709 | 59,488 | 57,628 | ||
| 83.1% | 86.2% | 79.0% | 74.2% | 78.2% | 71.5% | 99.9% | 100.0% | 100.0% | 98.6% | 100.0% | 100.0% | 94.2% | 95.5% | 96.6% | 99.7% | 99.6% | ||
| 16.13 | 3.45 | 2.27 | 2.17 | 2.64 | 2.21 | - | - | - | 16.84 | - | - | 3.68 | 3.87 | 6.88 | 53.88 | 43.20 | ||
| 13.40 | 2.50 | 0.60 | 0.37 | 0.41 | 1.09 | - | - | - | 16.84 | - | - | 3.68 | 3.87 | 6.88 | 53.88 | 43.20 | ||
| 0.20 | 0.16 | 0.27 | 0.35 | 0.28 | 0.40 | 0.00 | 0.00 | 0.00 | 0.01 | - | - | 0.06 | 0.05 | 0.03 | 0.00 | 0.00 | ||
| -17.6% | -1.1% | -16.3% | -8.5% | -6.7% | 7.9% | 4.5% | 1.1% | -0.2% | -0.7% | -0.3% | -2.8% | -1.3% | -4.9% | -1.4% | -2.5% | -3.2% | ||
| -14.6% | -0.9% | -12.9% | -6.3% | -5.2% | 5.6% | 4.5% | 1.1% | -0.2% | -0.7% | -0.3% | -2.8% | -1.3% | -4.6% | -1.4% | -2.5% | -3.1% | ||
| -23.29 | 3.99 | -14.45 | -5.76 | -3.61 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|
| Employees at the balance-sheet date | - | 1 | 1 | 1 |
| full-time | - | 1 | 1 | 1 |
| in full-time equivalents | - | 1 | 1 | 1 |
| - | 1 | 1 | 1 | |
| On a permanent contract | - | - | 1 | 1 |
| Joined | 0 | - | - | - |
| Left | 1 | - | - | - |
Source: social balance sheet in the 2021 to 2024 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Pledge on other assets, amount secured | - | - | €2,123 | - | - |
| Carrying value of the other pledged assets | - | - | €6,773 | €9,511 | €12,249 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €13,689 |
| €7,979 | €7,979 | €10,717 | €11,500 | €13,126 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €34,176, larger than the loss of €710 in 2024.
Debt's share of the balance-sheet total rises from 13.8% to 16.9%. Equity is lower and debt is higher.
GOM-IMMO has no parent and no holdings in its annual accounts. is the only director. GOM-IMMO shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| les compagnons du bien boire registered office Rue de Fragnée 139, 4000 Liège | 01-07-2020 | 2.319.039.376 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62814C0072/00E003 | 118 m² | 1 · 65 m² | 12.8 m · 3 |
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