GOLIE
ActiveGOLIE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €575k and a net result of €24k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 93% of 1734 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+62
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 13.12 against 11.26 in 2024; short-term debt: 6% and cash: 16.5% of total assets), and 10.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.2%
Return on assets
3.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
2023
40 d early
2022
40 d early
2021
25 d early
2020
22 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€575k▲ 4.3%
2024 · €551k
2022: €571k
2023: €591k
2024: €551k
2022 → 2025
Total assets
€644k▲ 1.3%
2024 · €636k
2022: €695k
2023: €666k
2024: €636k
2022 → 2025
Net result
€24k
2024 · €-40k
2022: €2k
2023: €20k
2024: €-40k
2022 → 2025
Working capital
€472k▲ 8.4%
2024 · €435k
2022: €422k
2023: €464k
2024: €435k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€571k-€591k▲ 3.5%€551k▼ 6.8%€575k▲ 4.3%
Operating result€11k-€10k▼ 7.5%€-41k€26k
Net result€2k-€20k▲ 1,108%€-40k€24k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €41k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €644k
Fixed assets
€134k▼ 15.4%
Current assets
€511k▲ 6.9%
Equity and liabilities €644k
Equity
€575k▲ 4.3%
Provisions
€3k▲ 3.6%
Debt
€67k▼ 18.7%
The debt ratio falls from 12.9% to 10.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▲
2024 · €-7k
Cash flow
€56k▲
2024 · €-6k
Solvency
89.2%▲
2024 · 86.6%
Current ratio
13.12▲
2024 · 11.26
Quick ratio
5.15▲
2024 · 3.80
Debt / equity
0.12▼
2024 · 0.15
ROE
4.1%▲
2024 · -7.3%
ROA
3.7%▲
2024 · -6.3%
Interest coverage
14.28▲
2024 · -1.55
Debt
€67k▼
2024 · €82k
Debt ≤ 1 year
€39k▼
2024 · €42k
Debt > 1 year
€28k▼
2024 · €40k
Income taxes
€185▼
2024 · €3k
Staff costs
€45k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€636k€644k▲
Fixed assets21/28€158k€134k▼
Tangible fixed assets22/27€157k€133k▼
Land and buildings22€83k€74k▼
Plant, machinery and equipment23€50k€46k▼
Furniture and vehicles24€24k€13k▼
Financial fixed assets28€1k€1k=
Current assets29/58€478k€511k▲
Amounts receivable after more than one year29€20k€17k▼
Other amounts receivable291€20k€17k▼
Stocks and contracts in progress3€316k€310k▼
Stocks30/36€316k€310k▼
Amounts receivable within one year40/41€75€300▲
Trade receivables40€75€300▲
Current investments50/53€74k€76k▲
Cash at bank and in hand54/58€67k€106k▲
Deferred charges and accrued income490/1€53€376▲
Equity and liabilities
Total equity and liabilities10/49€636k€644k▲
Equity10/15€551k€575k▲
Contributions10/11€19k€19k=
Reserves13€573k€532k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€571k€530k▼
Profit (loss) carried forward14€-40k€24k▲
Provisions and deferred taxes16€3k€3k▲
Provisions for liabilities and charges160/5€3k€3k▲
Taxes161€3k€3k▲
Amounts payable17/49€82k€67k▼
Amounts payable after more than one year17€40k€28k▼
Financial debts170/4€40k€28k▼
Amounts payable within one year42/48€42k€39k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€19k€15k▼
Suppliers440/4€19k€15k▼
Taxes, remuneration and social security45€12k€12k▼
Taxes450/3€11k€10k▼
Remuneration and social security454/9€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€43k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€32k▼
Other operating charges640/8€10k€11k▲
Gross operating margin9900€46k€113k▲
Operating profit (loss)9901€-41k€26k▲
Financial income75/76B€8k€2k▼
Recurring financial income75€8k€2k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-37k€24k▲
Income taxes67/77€3k€185▼
Profit (loss) for the period9904€-40k€24k▲
Profit (loss) for the period to be appropriated9905€-40k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€24k▲
Social balance
Average headcount (FTE)90871.11.2▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-40k ▼303%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 23.75
Current ratio from 8.20 to 23.75; short-term debt falls from €59k to €20k.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brandestraat 62500 LierGround area
915 m²
Building footprint
214 m²
Volume, LiDAR
654 m³
Parcel 12019C0027/00L002, Flanders · tallest building 3.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Brandestraat 6, 2500 Lier
since 19922.056.545.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019C0027/00L002 | Flanders | 915 m² | 1 · 214 m² | 3.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLier2.056.545.597
Similar companies · same sector, comparable size
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Of 872 companies in sector 01191 we hold annual accounts for 307. 251 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-1992
Fiscal year end31-12
Activities, NACEBEL
01122
01191Growing of flowers
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.