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GOLICO

Active
Private limited companyfounded 20242 yrs activeKoningin Astridlaan 26, 3400 Landen, BelgiumKBO/BCE: BE 1010.233.323
Summary

GOLICO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,216 and a net result of €359. Its solvency ranks better than 17% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▼-31
Solvency32▼-52
Growth52
Track record82
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.57 against 1.91 in 2024; short-term debt: 20% and cash: 7.6% of total assets), and 93.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.7%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7833 sector peers (2025).
NBB · sector comparison
Position among 7833 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
9 d early
2024
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 June 2024, GOLICO was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€32,216▲ 1.1%
2024 · €31,857
Total assets
€482,398▲ 793%
2024 · €54,041
Net result
€359▼ 98.7%
2024 · €26,857
Working capital
-€41,324
2024 · €19,938
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€35,169-€8,254▼ 76.5%
Net result€26,857within the sector's middle half-€359within the sector's middle half▼ 98.7%
Equity€31,857within the sector's middle half-€32,216within the sector's middle half▲ 1.1%
Total assets€54,041within the sector's middle half-€482,398above the sector's middle half▲ 793%
Debt€22,184-€450,182▲ 1,929%
Working capital€19,938within the sector's middle half--€41,324below the sector's middle half
Solvency58.9%within the sector's middle half-6.7%below the sector's middle half▼ 52.3pp
Current ratio1.91within the sector's middle half-0.57below the sector's middle half▼ 1.33
Return on assets (ROA)49.7%above the sector's middle half-0.1%below the sector's middle half▼ 49.6pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2024: €35,169€35,169Net result 2024: €26,857€26,857Operating result 2025: €8,254€8,254Net result 2025: €359€35920242025€0€10,000€20,000€30,000€40,000Operating result 2024: €35,169€35,200Net result 2024: €26,857€26,900Operating result 2025: €8,254€8,250Net result 2025: €359€35920242025
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482,398
Fixed assets €427,026 ▲ 3,427%
Current assets €55,372 ▲ 32.0%
Equity and liabilities €482,398
Equity €32,216 ▲ 1.1%
Debt €450,182 ▲ 1,929%
Debt's share of the balance-sheet total rises from 41.1% to 93.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€62,767▲
2024 · €35,407
Cash flow
€54,873▲
2024 · €27,094
Debt to equity
13.97▲
2024 · 0.70
ROE
1.1%▼
2024 · 84.3%
Interest coverage
9.55▼
2024 · 26.35
Debt ≤ 1 year
€96,696▲
2024 · €21,996
Debt > 1 year
€353,190
Income taxes
€1,352▼
2024 · €6,969
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,513 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
2.1% went bankrupt
1.3% stopped otherwise
96% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,513 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€54,041€482,398▲
Fixed assets21/28€12,107€427,026▲
Tangible fixed assets22/27€12,107€427,026▲
Land and buildings22-€406,744
Plant, machinery and equipment23€696€436▼
Furniture and vehicles24-€2,173
Other tangible fixed assets26€11,411€17,674▲
Current assets29/58€41,934€55,372▲
Amounts receivable within one year40/41€22,334€16,825▼
Trade receivables40€22,097€16,825▼
Other amounts receivable41€237€0▼
Cash at bank and in hand54/58€16,938€36,524▲
Deferred charges and accrued income490/1€2,662€2,022▼
Equity and liabilities
Total equity and liabilities10/49€54,041€482,398▲
Equity10/15€31,857€32,216▲
Contributions10/11€5,000€5,000=
Reserves13€26,857€27,216▲
Distributable reserves133€26,857€27,216▲
Amounts payable17/49€22,184€450,182▲
Amounts payable after more than one year17-€353,190
Financial debts170/4-€353,190
Amounts payable within one year42/48€21,996€96,696▲
Current portion of amounts payable after more than one year42-€12,708
Trade debts44€4,274€1,458▼
Suppliers440/4€4,274€1,458▼
Taxes, remuneration and social security45€17,723€24,413▲
Taxes450/3€17,723€24,413▲
Other amounts payable47/48-€58,118
Accrued charges and deferred income492/3€188€297▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€238€54,514▲
Other operating charges640/8€376€2,436▲
Gross operating margin9900€35,784€65,203▲
Operating profit (loss)9901€35,169€8,254▼
Financial income75/76B€0€31▲
Recurring financial income75€0€31▲
Financial charges65/66B€1,344€6,573▲
Recurring financial charges65€1,344€6,573▲
Profit (loss) for the period before taxes9903€33,826€1,711▼
Income taxes67/77€6,969€1,352▼
Profit (loss) for the period9904€26,857€359▼
Profit (loss) for the period to be appropriated9905€26,857€359▼
Appropriation of the result
Profit (loss) to be appropriated9906€26,857€359▼
Transfer to equity691/2€26,857€359▼
To other reserves6921€26,857€359▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€238€54,514▲ 22,811%
Other operating charges640/8€376€2,436▲ 548%
Gross operating margin9900€35,784€65,203▲ 82.2%
Operating profit (loss)9901€35,169€8,254▼ 76.5%
Financial income75/76B€0€31▲ 306,800%
Recurring financial income75€0€31▲ 306,800%
Financial charges65/66B€1,344€6,573▲ 389%
Recurring financial charges65€1,344€6,573▲ 389%
Profit (loss) for the period before taxes9903€33,826€1,711▼ 94.9%
Income taxes67/77€6,969€1,352▼ 80.6%
Profit (loss) for the period9904€26,857€359▼ 98.7%
Profit (loss) for the period to be appropriated9905€26,857€359▼ 98.7%
Line20242025Change
Assets
Total assets20/58€54,041€482,398▲ 793%
Fixed assets21/28€12,107€427,026▲ 3,427%
Tangible fixed assets22/27€12,107€427,026▲ 3,427%
Land and buildings22-€406,744-
Plant, machinery and equipment23€696€436▼ 37.4%
Furniture and vehicles24-€2,173-
Other tangible fixed assets26€11,411€17,674▲ 54.9%
Current assets29/58€41,934€55,372▲ 32.0%
Amounts receivable within one year40/41€22,334€16,825▼ 24.7%
Trade receivables40€22,097€16,825▼ 23.9%
Other amounts receivable41€237€0▼ 100%
Cash at bank and in hand54/58€16,938€36,524▲ 116%
Deferred charges and accrued income490/1€2,662€2,022▼ 24.0%
Equity and liabilities
Total equity and liabilities10/49€54,041€482,398▲ 793%
Equity10/15€31,857€32,216▲ 1.1%
Contributions10/11€5,000€5,000=
Reserves13€26,857€27,216▲ 1.3%
Distributable reserves133€26,857€27,216▲ 1.3%
Amounts payable17/49€22,184€450,182▲ 1,929%
Amounts payable after more than one year17-€353,190-
Financial debts170/4-€353,190-
Amounts payable within one year42/48€21,996€96,696▲ 340%
Current portion of amounts payable after more than one year42-€12,708-
Trade debts44€4,274€1,458▼ 65.9%
Suppliers440/4€4,274€1,458▼ 65.9%
Taxes, remuneration and social security45€17,723€24,413▲ 37.7%
Taxes450/3€17,723€24,413▲ 37.7%
Other amounts payable47/48-€58,118-
Accrued charges and deferred income492/3€188€297▲ 57.9%
Line20242025Change
Profit (loss) for the period9904€26,857€359▼ 98.7%
+ Depreciation and write-downs630€238€54,514▲ 22,811%
Operating cash flow (approximation)€27,094€54,873▲ 103%
Investment in fixed assets (approximation)--€469,433-
Change in cash-€19,587-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,179 m²
Building footprint
161 m²
Volume, LiDAR
901 m³
Parcel 24059B0164/00N011, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Golico
Koningin Astridlaan 26, 3400 LandenFinancial service activities, except insurance and pension funding
since 20242.360.532.513
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24059B0164/00N011 Flanders 1,179 m² 1 · 160 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 6,449 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010233323
Also 9925:BE1010233323
Registered 28-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.