GOLDTIMERS
ActiveSummary
GOLDTIMERS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+40
Solvency38▲+18
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 0.94 in 2024; short-term debt: 86.5% and cash: 13% of total assets), and 86.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
25 d early
2023
on the day
2022
on the day
2021
on the day
2020
1 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17k▲ 523%
2024 · €3k
Working capital
€10k
2024 · €-7k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-17k▼ 226%€2k€7k▲ 214%€129▼ 98.2%€17k▲ 13,274%
Net result€-17k▼ 201%€2k€6k▲ 155%€3k▼ 52.2%€17k▲ 523%
Equity€-15k€-13k▲ 14.2%€-8k▲ 42.4%€-5k▲ 35.3%€12k
Total assets€63k▼ 18.6%€82k▲ 29.7%€139k▲ 69.3%€108k▼ 22.4%€88k▼ 18.0%
Debt€79k▲ 3.8%€95k▲ 21.1%€147k▲ 53.8%€113k▼ 23.1%€77k▼ 32.1%
Working capital€-17k€-16k▲ 4.2%€-11k▲ 35.3%€-7k▲ 33.4%€10k
Staff (FTE)11=1=1=
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13,274% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€2k ▼ 44.6%
Current assets
€87k ▼ 17.2%
Equity and liabilities €88k
Equity
€12k
Debt
€77k
Debt finances 86.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k▲
2024 · €2k
Cash flow
€18k▲
2024 · €4k
Current ratio
1.13▲
2024 · 0.94
Quick ratio
0.25▲
2024 · 0.10
Debt to equity
6.51▲
2024 · -22.93
ROE
141.8%
ROA
18.9%▲
2024 · 2.5%
Interest coverage
31.91▲
2024 · 3.68
Debt ≤ 1 year
€76k▼
2024 · €112k
Staff costs
€43k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €22k | €39k | €43k | €43k | ▼ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67 | €371 | €1k | €1k | €1k | ▲ 0.8% |
| Other operating charges640/8 | - | €2k | €1k | €1k | €2k | ▲ 28.7% |
| Gross operating margin9900 | €-147 | €26k | €48k | €46k | €63k | ▲ 37.8% |
| Operating profit (loss)9901 | €-17k | €2k | €7k | €129 | €17k | ▲ 13,274% |
| Financial income75/76B | - | €326 | €260 | €3k | €17 | ▼ 99.4% |
| Recurring financial income75 | €19 | €326 | €260 | €3k | €17 | ▼ 99.4% |
| Financial charges65/66B | - | €451 | €2k | €434 | €587 | ▲ 35.3% |
| Recurring financial charges65 | €171 | €451 | €2k | €434 | €587 | ▲ 35.3% |
| Profit (loss) for the period before taxes9903 | €-17k | €2k | €6k | €3k | €17k | ▲ 523% |
| Profit (loss) for the period9904 | €-17k | €2k | €6k | €3k | €17k | ▲ 523% |
| Profit (loss) for the period to be appropriated9905 | €-17k | €2k | €6k | €3k | €17k | ▲ 523% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €63k | €82k | €139k | €108k | €88k | ▼ 18.0% |
| Fixed assets21/28 | €2k | €4k | €3k | €3k | €2k | ▼ 44.6% |
| Tangible fixed assets22/27 | €2k | €4k | €3k | €3k | €2k | ▼ 44.6% |
| Plant, machinery and equipment23 | - | €3k | €2k | €2k | €700 | ▼ 64.6% |
| Other tangible fixed assets26 | - | €2k | €2k | €1k | €1k | ▼ 15.0% |
| Current assets29/58 | €61k | €78k | €136k | €105k | €87k | ▼ 17.2% |
| Stocks and contracts in progress3 | €41k | €73k | €101k | €94k | €67k | ▼ 27.9% |
| Stocks30/36 | - | €50k | €79k | €70k | €44k | ▼ 36.7% |
| Contracts in progress37 | - | €23k | €23k | €24k | €23k | ▼ 2.1% |
| Amounts receivable within one year40/41 | €6k | €125 | €29k | €7k | €7k | ▲ 8.6% |
| Trade receivables40 | - | - | €28k | €4k | €3k | ▼ 9.4% |
| Other amounts receivable41 | - | €125 | €561 | €3k | €4k | ▲ 33.1% |
| Cash at bank and in hand54/58 | €64 | €4k | €4k | €3k | €11k | ▲ 254% |
| Deferred charges and accrued income490/1 | - | €744 | €1k | €1k | €544 | ▼ 54.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €63k | €82k | €139k | €108k | €88k | ▼ 18.0% |
| Equity10/15 | €-15k | €-13k | €-8k | €-5k | €12k | ▲ 339% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | - | - | - | - | €6k | - |
| Distributable reserves133 | - | - | - | - | €6k | - |
| Profit (loss) carried forward14 | €-22k | €-19k | €-14k | €-11k | - | - |
| Amounts payable17/49 | €79k | €95k | €147k | €113k | €77k | ▼ 32.1% |
| Amounts payable within one year42/48 | €78k | €94k | €146k | €112k | €76k | ▼ 31.5% |
| Trade debts44 | €6k | €7k | €28k | €15k | €7k | ▼ 53.5% |
| Suppliers440/4 | - | €7k | €28k | €15k | €7k | ▼ 53.5% |
| Advances received on contracts in progress46 | - | €4k | €14k | €4k | - | - |
| Taxes, remuneration and social security45 | - | €24k | €50k | €37k | €39k | ▲ 7.1% |
| Taxes450/3 | - | €6k | €19k | €12k | €19k | ▲ 60.0% |
| Remuneration and social security454/9 | - | €19k | €31k | €25k | €21k | ▼ 18.0% |
| Other amounts payable47/48 | - | €59k | €54k | €56k | €30k | ▼ 46.4% |
| Accrued charges and deferred income492/3 | - | €1k | €192 | €1k | €200 | ▼ 82.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-17k | €2k | €6k | €3k | €17k | ▲ 523% |
| + Depreciation and write-downs630 | €67 | €371 | €1k | €1k | €1k | ▲ 0.8% |
| Operating cash flow (approximation) | €-17k | €3k | €7k | €4k | €18k | ▲ 338% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €-2k | €0 | ▲ 100% |
| Change in cash | - | €4k | €673 | €-1k | €8k | ▲ 816% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €17k ▲523%
Operating result €17k, net result €17k, both a record.
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Havelange · 1 establishment unit since 2016
Ground area
899 m²
Building footprint
133 m²
Parcel 91064B0168/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
GOLDTIMERS
since 20162.254.948.013
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91064B0168/00H000 | Wallonia | 899 m² | 1 · 133 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 2,224 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2016
Fiscal year end30-06
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.