Financials
- Financial year
- 2024
- Total assets
- €486,881
- Loss
- -€1,469
- Solvency
- 8.0%
Turnover▼ 13.6%
Net result
20182020
Goldner
ActiveSummary
The computed 12-month bankruptcy probability of Goldner is 2.2% (moderate). The 2024 annual accounts show equity of €38,975 and a net result of -€1,469. Equity is growing by about 6.8% per year across the filed financial years. Its solvency ranks better than 15% of 9,537 sector peers (NACE 47, financial year 2024). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other non-specialised retail sale
NACE 47120
1 site
Size
€486,881total assets 2024
- Staff
- 2 FTE
- Equity
- €38,975
- Loss
- -€1,469
Structure
- Parent
- Atelier Goldner Schnitt
2025 accounts not filed, 87 days past the deadline12 deeds in the Belgian Official Gazette
Why 51raises riskFigures for financial year 2024 (filed 08-09-2025)Equity €38,975 (8.0% of total assets)Sector: Retail trade (NACE 47)lowers riskFounded in 1993Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency
33-2
equity 8.0% of total assets
Liquidity
15-2
short-term debt 92.0% · cash 11.7%
Profitability
34-34
return on assets -0.3%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%● unchanged vs 11-2024
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.8%▼ -0.1 percentage points vs 05-2025lowest value
07-2025: 1.0%▲ +0.2 percentage points vs 06-2025
08-2025: 1.4%▲ +0.4 percentage points vs 07-2025
09-2025: 1.6%▲ +0.2 percentage points vs 08-2025
10-2025: 0.9%▼ -0.7 percentage points vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.8%▼ -0.1 percentage points vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.6 percentage points vs 07-2026
09-2026: 1.7%▲ +0.2 percentage points vs 08-2026
10-2026: 2.2%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.09, compared with 1.11 in 2023, below the usual 1.5; short-term debt: 92% and cash: 11.7% of total assets), and 92% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 25% on solvency, 14% on liquidity, 27% on profitability and 33% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9537 sector peers (2024).
NBB · sector comparisonPosition among 9537 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
29 days late
2023
71 days late
2022
26 days early
2021
25 days early
2020
18 days late
2019
67 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 22 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
- Weakest financial yearnet -€1,469
- Annual accounts filedfinancial year 2023 · abbreviated…
Key points
By topic
Board & ownership
- Parent
- Atelier Goldner Schnitt
Timeline
- Events
- 33
- Since
- 1995
- 05-07-2023Annual accounts filed
- 06-07-2022Annual accounts filed
- 18-08-2021Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other non-specialised retail saleNACE 47120
- Founded
- 09-07-1993
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about Goldner
- What is the company number of Goldner?
- 0450.424.448. In Belgium the VAT number is the company number with BE in front: BE 0450.424.448.
- Where is Goldner based?
- The registered office is at Gentsesteenweg 64, 1730 Asse.Company details
- What does Goldner do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of Goldner?
- Private limited company (BV).
- When was Goldner founded?
- On 09-07-1993.
- Is Goldner still active?
- Yes, Goldner is an active enterprise in the KBO register.
- How many employees does Goldner have?
- On average 2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of Goldner?
- €4.1m in financial year 2020, according to the filed annual accounts.
- Is Goldner profitable?
- In financial year 2024, Goldner made a loss of €1,469.
- Where can I find the annual accounts of Goldner?
- Goldner filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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