Equity
€823,017 ▲ 1.2%
GOLDLUX has made a profit in every financial year since 2006.
GOLDLUX
Lifetime
20 annual accounts with figures on one time axis, 43 filings since 1982peak €1.3m (2013)
€115,158▲ 1.8%
peak €317,952 (2015)
€20,010▲ 37.8%
peak €909,148 (2019)
€823,017▲ 1.2%
€325,402▲ 194%
Board2 names since 2015
-
Owners
99.9%MGI
Documentsfilings and deeds
27-07-20264 days before the deadline
2025financial year
Result from €14,517 to €20,010Debts from €110,763 to €325,402Investments €257,210
Key points
from the 2025 annual accountsDebts
€325,402 ▲ 194%
Debts rose by €214,639 in 2025.
Investments
€257,210 7.9 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 29.8% higher than in 2024.
Payment terms
29 days to suppliers
GOLDLUX pays its suppliers 1,108 days earlier than in 2024.
Liquidity
0.43 was 1.18 in 2024
Short-term debts rose from €92,184 to €254,559.
Filings
43 annual accounts since 1982
The last five annual accounts were filed 4 to 61 days before the end of the period.
Checked score
96
Excellent
Financially stronger than 65% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: 0.1%▲ +0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1982
Size: turnover €115,158, total assets €1.1m
Figures for financial year 2025 (filed on 27-07-2026)
Equity €823,017 (71.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 76% of them on solvency, 58% on liquidity, 73% on profitability and 51% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as GOLDLUX has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GOLDLUX itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for GOLDLUX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.43 (1.18 in 2024), below 1. Short-term debt is 22.2% and cash 8.8% of total assets. 28.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
8 days early
2023
61 days early
2022
26 days early
2021
26 days early
2020
17 days early
2019
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
1 director resigning, 1 reappointment
Resignation: MGI · Reappointment: DE GRYSE Ann (director) · Permanent representative: DE GRYSE Ann · General meeting of 17-07-2023 · Gazette deed
Environmental permit granted
Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Deerlijk
First establishment
Kortrijkse heerweg 209, Deerlijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GOLDLUX Deerlijk | €0.1m | 24.7% | 71.7% | - |
| SEDAC - TEXTILES Wevelgem | €1.1m | -10.8% | 52.5% | 2.2 |
| GENERAL TEXTIL Berchem-Sainte-Agathe | €0.8m | 1.5% | 27.2% | - |
| BENJO Hasselt | €1.1m | 6.0% | 21.5% | - |
| CAPIRO Deerlijk | - | - | 74.1% | - |
| Textiel Zwartjes M. Zedelgem | - | - | 17.6% | 1.8 |
| V&S AGENTUREN Kortrijk | - | - | 36.2% | 1.8 |
Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as GOLDLUX: wholesale of household textiles and bedding (NACE 46412). They are comparable in size and age: total assets between €566,000 and €2.5m, founded between 1973 and 1990.
Official details
Source: KBO- Status
- Active since 15-05-1982Normal situation
- Activity
- Wholesale of household textiles and beddingNACE 46412
- Establishment unit
- 2.020.570.5748540 Deerlijk, since 15-05-1982
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €1.1m▲ 24.3%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on GOLDLUX
GOLDLUX has existed since 1982. Turnover fell from €1.3m in 2015 to €111,853 in 2021.
Solvency fell in 2025 from 88.0% to 71.7%.
MGI holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GOLDLUX
- What is the company number of GOLDLUX?
- The company number of GOLDLUX is 0422.774.993. The VAT number is the same number with BE in front: BE 0422.774.993.
- Where is GOLDLUX based?
- The registered office is at Kortrijkse heerweg 209, 8540 Deerlijk.Company details
- What does GOLDLUX do?
- According to the KBO register, the main activity is wholesale of household textiles and bedding (NACE 46412).
- What is the legal form of GOLDLUX?
- GOLDLUX is a private limited company (BV).
- When was GOLDLUX founded?
- GOLDLUX was founded on 15-05-1982.
- Is GOLDLUX still active?
- Yes, GOLDLUX is an active enterprise in the KBO register.
- What is the turnover of GOLDLUX?
- The turnover of GOLDLUX was €115,158 in financial year 2025, according to the filed annual accounts.Financials
- Is GOLDLUX profitable?
- In financial year 2025, GOLDLUX made a profit of €20,010.
- Where can I find the annual accounts of GOLDLUX?
- GOLDLUX filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GOLDLUX due?
- GOLDLUX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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