GOLDIE
ActiveSummary
GOLDIE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14.34M and a net result of €1.60M. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+46
Solvency87▲+5
Growth67▲+16
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1M at 30 days acceptable
Liquidity ample (current ratio 23.97 against 19.94 in 2024; short-term debt: 4.1% and cash: 0.5% of total assets), and 37.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.1%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
28 d late
2023
22 d late
2022
25 d late
2021
19 d early
2020
4 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.98M▲ 4.2%
2018 · €1.89M
2018: €1.89M
2018 → 2019
EBIT margin
76.2%▲ 5.3pp
2018 · 70.9%
2018: 70.9%
2018 → 2019
Net result
€1.60M
2024 · €-3.65M
2018: €834k
2019: €807k
2020: €753k
2021: €875k
2022: €863k
2023: €12.75M
2024: €-3.65M
2018 → 2025
Working capital
€21.58M▲ 4.5%
2024 · €20.65M
2018: €-17.61M
2019: €-17.18M
2020: €-13.08M
2021: €-15.85M
2022: €5.85M
2023: €24.27M
2024: €20.65M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.48M-€4.34M▲ 24.8%€16.40M▲ 278%€12.74M▼ 22.3%€14.34M▲ 12.5%
Operating result€1.51M-€1.62M▲ 7.7%€12.38M▲ 663%€355k▼ 97.1%€883k▲ 148%
Net result€875k-€863k▼ 1.3%€12.75M▲ 1,378%€-3.65M€1.60M
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 148% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23.10M
Fixed assets
€583k ▼ 21.4%
Current assets
€22.52M ▲ 3.6%
Equity and liabilities €23.10M
Equity
€14.34M ▲ 12.5%
Provisions
€486k =
Debt
€8.28M ▼ 10.6%
Debt's share of the balance-sheet total falls from 41.2% to 35.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.04M▲
2024 · €518k
Cash flow
€1.76M▲
2024 · €-3.49M
Current ratio
23.97▲
2024 · 19.94
Debt to equity
0.58▼
2024 · 0.73
ROE
11.1%▲
2024 · -28.7%
ROA
6.9%▲
2024 · -16.3%
Interest coverage
2.29▲
2024 · 0.10
Debt ≤ 1 year
€940k▼
2024 · €1.09M
Debt > 1 year
€7.29M▼
2024 · €8.04M
Income taxes
€52k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22.49M€23.10M▲
Fixed assets21/28€742k€583k▼
Tangible fixed assets22/27€742k€583k▼
Land and buildings22€742k€583k▼
Current assets29/58€21.74M€22.52M▲
Amounts receivable within one year40/41€21.64M€22.39M▲
Trade receivables40€36k€22k▼
Other amounts receivable41€21.60M€22.36M▲
Cash at bank and in hand54/58€35k€126k▲
Deferred charges and accrued income490/1€71k€7k▼
Equity and liabilities
Total equity and liabilities10/49€22.49M€23.10M▲
Equity10/15€12.74M€14.34M▲
Contributions10/11€289k€289k=
Capital10€289k€289k=
Issued capital100€289k€289k=
Reserves13€14.10M€14.10M=
Non-distributable reserves130/1€29k€29k=
Legal reserve130€29k€29k=
Tax-exempt reserves132€11.87M€11.87M=
Distributable reserves133€2.20M€2.20M=
Profit (loss) carried forward14€-1.65M€-50k▲
Provisions and deferred taxes16€486k€486k=
Provisions for liabilities and charges160/5€486k€486k=
Taxes161€486k€486k=
Amounts payable17/49€9.26M€8.28M▼
Amounts payable after more than one year17€8.04M€7.29M▼
Financial debts170/4€8.04M€7.29M▼
Amounts payable within one year42/48€1.09M€940k▼
Current portion of amounts payable after more than one year42€1.09M€752k▼
Trade debts44€2k€136k▲
Suppliers440/4€2k€136k▲
Taxes, remuneration and social security45€837€52k▲
Taxes450/3€837€52k▲
Accrued charges and deferred income492/3€127k€50k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€163k€159k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€486k€0▼
Other operating charges640/8€157k€117k▼
Gross operating margin9900€1.16M€1.16M▼
Operating profit (loss)9901€355k€883k▲
Financial income75/76B€1.42M€1.22M▼
Recurring financial income75€1.42M€1.22M▼
Financial charges65/66B€5.43M€454k▼
Recurring financial charges65€5.43M€454k▼
Profit (loss) for the period before taxes9903€-3.65M€1.65M▲
Income taxes67/77€2k€52k▲
Profit (loss) for the period9904€-3.65M€1.60M▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-3.65M€1.60M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.65M€-50k▲
Profit (loss) brought forward from the previous period14P€2.01M€-1.65M▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 17 days late
2025
31-12
Financial
Back to profitnet €1.60M
Net result €1.60M after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-3.65M ▼129%
Net result drops to €-3.65M, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
31-12
Financial
Highest result since 2018net €12.75M ▲1378%
Operating result €12.38M, net result €12.75M, both a record.
31-12
Financial
Liquidity times 7current ratio 16.93
Current ratio from 2.33 to 16.93; short-term debt falls from €4.40M to €1.52M.
31-12
Financial
Equity above €10MEq €16.40M ▲278%
6 profitable years in a row build equity to €16.40M.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
31-12
Financial
Liquidity times 33current ratio 2.33
Current ratio from 0.07 to 2.33; short-term debt falls from €17.04M to €4.40M.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
31-12
Financial
Equity above €5MEq €5.61M ▲15.5%
3 profitable years in a row build equity to €5.61M.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-09
State Gazette act
Demerger · Accounting effect
Name change · Capital decrease
17-08
State Gazette act
General meeting · Demerger
Accounting effect · Capital decrease
16-08
State Gazette act
Demerger · Accounting effect
Capital decrease · Capital increase
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
23-06
State Gazette act
Demerger · Corporate purpose
Share issue · Capital increase
23-06
State Gazette act
Proposal date · Demerger
Share issue · Capital increase
23-06
State Gazette act
Demerger · Corporate purpose
Capital · Share issue
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
23 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3801050 BrusselGround area
3.2 ha
Building footprint
3,133 m²
Volume, LiDAR
24,465 m³
2 parcels, Brussels, Wallonia · tallest building 26.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
GOLDIE
since 19992.042.932.440
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25384B0113/00M000 | Wallonia | 3.2 ha | 1 · 2,714 m² | 9.4 m · 2 fl. |
| 21807G0180/00P004 | Brussels | 420 m² | 1 · 419 m² | 26.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 parent companyControl over this companyparent company per the LEI register1
Aarschot
controls
GOLDIEBE 0437.121.986
Acquisitions and mergers
3 transactionsReceived in a demerger part of:Intratuin Olen
Received in a demerger part of:D.M. DISTRIBUTION
Received in a demerger part of:HOBBY GARDEN HUBERT
Recognitions · licences · registrations
Legal Entity Identifier
549300ED8JFOT1NQ3498
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CARLTON
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Le Logis Dourois
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 1,503 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-02-1989
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.