GOLDEN SET
ActiveGOLDEN SET has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €-20k. Equity is shrinking by ~19% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 27% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-2
Solvency30▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.02 in 2024; short-term debt: 58.7% and cash: 2% of total assets), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-20k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
63 d early
2023
on the day
2022
4 d early
2021
on the day
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 27.1%
2024 · €73k
2020: €161k
2021: €122k
2022: €111k
2023: €92k
2024: €73k
2020 → 2025
Total assets
€1.04M▲ 1.5%
2024 · €1.03M
2020: €1.13M
2021: €1.15M
2022: €1.10M
2023: €1.05M
2024: €1.03M
2020 → 2025
Net result
€-20k▼ 5.3%
2024 · €-19k
2020: €-89k
2021: €-39k
2022: €-12k
2023: €-19k
2024: €-19k
2020 → 2025
Working capital
€-584k▼ 13.1%
2024 · €-516k
2020: €-330k
2021: €-427k
2022: €-449k
2023: €-468k
2024: €-516k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€111k▼ 9.5%€92k▼ 17.2%€73k▼ 20.5%€53k▼ 27.1%
Operating result€-25k-€3k€1,000▼ 69.9%€-961€1k
Net result€-39k-€-12k▲ 70.1%€-19k▼ 63.1%€-19k▲ 1.3%€-20k▼ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €961 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€1.01M▼ 0.2%
Current assets
€28k▲ 158%
Equity and liabilities €1.04M
Equity
€53k▼ 27.1%
Debt
€989k▲ 3.7%
The debt ratio rises from 92.9% to 94.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €50k
Cash flow
€34k▲
2024 · €32k
Solvency
5.1%▼
2024 · 7.1%
Current ratio
0.05▲
2024 · 0.02
Quick ratio
0.05▲
2024 · 0.02
Debt / equity
18.65▲
2024 · 13.11
ROE
-37.3%▼
2024 · -25.8%
ROA
-1.9%▼
2024 · -1.8%
Interest coverage
2.62▼
2024 · 2.81
Debt
€989k▲
2024 · €954k
Debt ≤ 1 year
€612k▲
2024 · €527k
Debt > 1 year
€377k▼
2024 · €427k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.04M▲
Fixed assets21/28€1.02M€1.01M▼
Tangible fixed assets22/27€1.02M€1.01M▼
Land and buildings22€993k€996k▲
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€13k€10k▼
Current assets29/58€11k€28k▲
Amounts receivable within one year40/41€4k€7k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€6k€20k▲
Deferred charges and accrued income490/1€531€516▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.04M▲
Equity10/15€73k€53k▼
Contributions10/11€250k€250k=
Profit (loss) carried forward14€-177k€-197k▼
Amounts payable17/49€954k€989k▲
Amounts payable after more than one year17€427k€377k▼
Financial debts170/4€427k€377k▼
Amounts payable within one year42/48€527k€612k▲
Current portion of amounts payable after more than one year42€49k€50k▲
Financial debts43-€204k
Other loans439-€204k
Trade debts44€0€990▲
Suppliers440/4€0€990▲
Taxes, remuneration and social security45€4k€4k=
Taxes450/3€4k€4k=
Other amounts payable47/48€474k€353k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€54k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€51k€56k▲
Operating profit (loss)9901€-961€1k▲
Financial income75/76B-€181
Recurring financial income75-€181
Financial charges65/66B€18k€21k▲
Recurring financial charges65€18k€21k▲
Profit (loss) for the period before taxes9903€-19k€-20k▼
Profit (loss) for the period9904€-19k€-20k▼
Profit (loss) for the period to be appropriated9905€-19k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-177k€-197k▼
Profit (loss) brought forward from the previous period14P€-158k€-177k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalverbosstraat(HEU) 979070 DestelbergenGround area
2,249 m²
Building footprint
305 m²
Volume, LiDAR
1,541 m³
Parcel 44028D0072/00C000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GOLDEN SET
since 20192.287.164.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028D0072/00C000 | Flanders | 2,249 m² | 1 · 305 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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IMMA
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CARRE - MEGA
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DOMAINE DU CHATEAU DE FREUX
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Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 3,421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2019
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000