GOLD ENTERPRISE

Active

Private limited companyfounded 20233 yrs activeMaïsstraat 123, 9000 Gent, BelgiumKBO/BCE: BE 0803.519.294

The computed 12-month bankruptcy probability of GOLD ENTERPRISE is 5.5% (elevated). The 2025 annual accounts show equity of €22k and a net result of €-9k. Equity is shrinking by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 4488 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

47 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability4▼-55

Solvency78▼-22

Growth55▼-13

Track record94

Bankruptcy probability, 12 months

5.5% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity ample (current ratio 1.93 against 11.77 in 2024; short-term debt: 47.4% and cash: 59.4% of total assets), and 47.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

52.6%

Return on assets

-20%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

29 d late

2024

8 d early

2023

357 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€104k▲ 39.0%

2024 · €75k

2023: €54k 2024: €75k

2023 → 2025

EBIT margin

-8.1%▼ 10.9pp

2024 · 2.8%

2023: 48.0% 2024: 2.8%

2023 → 2025

Net result

€-9k

2024 · €2k

2023: €26k 2024: €2k

2023 → 2025

Working capital

€19k▼ 10.3%

2024 · €21k

2023: €14k 2024: €21k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Turnover€54k-€75k▲ 38.5%€104k▲ 39.0%

Equity€29k-€31k▲ 7.2%€22k▼ 27.5%

Operating result€26k-€2k▼ 92.0%€-8k

Net result€26k-€2k▼ 92.0%€-9k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €8k after €2k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €43k

91.6%

Fixed assets €4k▼ 64.0%

Current assets €39k▲ 70.1%

Equity and liabilities €43k

52.6%

47.4%

Equity €22k▼ 27.5%

Debt €20k▲ 935%

The debt ratio rises from 5.9% to 47.4%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-2k▼

2024 · €8k

Cash flow

€-2k▼

2024 · €8k

Solvency

52.6%▼

2024 · 94.1%

Current ratio

1.93▼

2024 · 11.77

Quick ratio

1.93▼

2024 · 10.74

Debt / equity

0.90▲

2024 · 0.06

ROE

-38.0%▼

2024 · 6.7%

ROA

-20.0%▼

2024 · 6.3%

Interest coverage

-32.84

Debt

€20k▲

2024 · €2k

Debt ≤ 1 year

€20k▲

2024 · €2k

Staff costs

€64k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€33k€43k▲

Fixed assets21/28€10k€4k▼

Tangible fixed assets22/27€10k€4k▼

Furniture and vehicles24€10k€4k▼

Current assets29/58€23k€39k▲

Stocks and contracts in progress3€2k-

Stocks30/36€2k-

Amounts receivable within one year40/41€1k€14k▲

Trade receivables40-€6k

Other amounts receivable41€1k€8k▲

Cash at bank and in hand54/58€20k€25k▲

Equity and liabilities

Total equity and liabilities10/49€33k€43k▲

Equity10/15€31k€22k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€28k€19k▼

Amounts payable17/49€2k€20k▲

Amounts payable within one year42/48€2k€20k▲

Trade debts44€659€238▼

Suppliers440/4€659€238▼

Taxes, remuneration and social security45€736€20k▲

Taxes450/3€736€2k▲

Remuneration and social security454/9-€18k

Other amounts payable47/48€562-

Income statement Code20242025

Turnover70€75k€104k▲

Goods, raw materials, services and sundry goods60/61€66k€41k▼

Remuneration, social security and pensions62-€64k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲

Other operating charges640/8€860€2k▲

Gross operating margin9900€9k€64k▲

Operating profit (loss)9901€2k€-8k▼

Financial charges65/66B-€64

Recurring financial charges65-€64

Profit (loss) for the period before taxes9903€2k€-9k▼

Profit (loss) for the period9904€2k€-9k▼

Profit (loss) for the period to be appropriated9905€2k€-9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€28k€19k▼

Profit (loss) brought forward from the previous period14P€26k€28k▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

2025

31-12

Financial Weakest financial yearnet €-9k ▼510%

Net result drops to €-9k, the lowest in the series.

23-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

23-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 357 days late

2024

31-12

Financial Liquidity times 8current ratio 11.77

Current ratio from 1.40 to 11.77; short-term debt falls from €35k to €2k.

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 2 establishment units since 2023

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maïsstraat 1239000 Gent

Ground area

253 m²

Building footprint

214 m²

Volume, LiDAR

1,553 m³

2 parcels, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

GOLD ENTERPRISE

Maïsstraat 123, 9000 GentNon-scheduled passenger transport by road

since 20232.346.938.853

Crispy Pizza

Phoenixstraat 11, 9000 GentFull-service restaurants

since 20252.376.306.790

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44806F0197/00N000	Flanders	149 m²	1 · 149 m²	15.3 m · 2 fl.
44810K0200/00W004	Flanders	103 m²	1 · 65 m²	12.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Lambrechts-Woluwe · Eq €23k

Of 6,686 companies in sector 49330 we hold annual accounts for 2,284. 1,983 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-07-2023

Fiscal year end31-12

Activities, NACEBEL

49320Non-scheduled passenger transport by road

49330On-demand passenger transport by chauffeured vehicle

47716Retail sale of clothing and accessories for women, men, children and babies (general range)

49390Land transport and transport via pipelines

56111Full-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:goldenterprisebv@gmail.com

Establishment Gent 2.376.306.790