GOFFOY RAPHAEL
ActiveSummary
GOFFOY RAPHAEL has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€1,575) and a net result of -€6,043. Equity is shrinking by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 7% of 6130 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-55
Solvency20▼-24
Growth22▼-36
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 1.19 in 2023; short-term debt: 105.3% and cash: 21.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-5.3%
Return on assets
-20.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
1920212324
2019 to 2024 · latest year -€1,575
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
46 d late
2023
334 d late
2021
31 d late
2020
61 d late
2019
153 d late
2017
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 109 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
€24,874▼ 23.3%
2023 · €32,443
EBIT margin
-23.9%▼ 24.1pp
2023 · 0.2%
Net result
-€6,043
2023 · €5
Working capital
-€2,045
2023 · €4,529
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120232024
Turnover€32,443-€24,874▼ 23.3%
Operating result-€68--€596▼ 771%-€4,629▼ 676%€62--€5,937
Net result-€113--€963within the sector's middle half▼ 752%-€4,944below the sector's middle half▼ 414%€5below the sector's middle half--€6,043below the sector's middle half
EBIT margin0.2%--23.9%▼ 24.1pp
Equity€6,588-€5,625below the sector's middle half▼ 14.6%€681below the sector's middle half▼ 87.9%€5,468below the sector's middle half--€1,575below the sector's middle half
Total assets€8,620-€12,645below the sector's middle half▲ 46.7%€11,196below the sector's middle half▼ 11.5%€29,309below the sector's middle half-€29,546below the sector's middle half▲ 0.8%
Debt€2,033-€7,020▲ 245%€10,516▲ 49.8%€23,841-€31,121▲ 30.5%
Working capital€2,838-€3,125within the sector's middle half▲ 10.1%-€2,448within the sector's middle half€4,529below the sector's middle half--€2,045below the sector's middle half
Solvency76.4%-44.5%within the sector's middle half▼ 31.9pp6.1%below the sector's middle half▼ 38.4pp18.7%below the sector's middle half--5.3%below the sector's middle half▼ 24.0pp
Current ratio2.40-1.45within the sector's middle half▼ 0.950.77below the sector's middle half▼ 0.681.19within the sector's middle half-0.93below the sector's middle half▼ 0.26
Return on assets (ROA)-1.3%--7.6%below the sector's middle half▼ 6.3pp-44.2%below the sector's middle half▼ 36.5pp0.0%below the sector's middle half--20.5%below the sector's middle half▼ 20.5pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5,937 after €62 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €29,546
Fixed assets
€470 ▼ 50.0%
Current assets
€29,077 ▲ 2.5%
Key figures and ratios
EBITDA
-€5,467▼
2023 · €531
Cash flow
-€5,574▼
2023 · €474
Quick ratio
0.90▼
2023 · 1.15
Debt to equity
-19.76▼
2023 · 4.36
Interest coverage
-51.39▼
2023 · 9.31
Debt ≤ 1 year
€31,121▲
2023 · €23,841
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.5%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €32,443 | €24,874 | ▼ 23.3% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €31,912 | €29,918 | ▼ 6.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,250 | €1,250 | €1,720 | €470 | €470 | = |
| Other operating charges640/8 | - | - | €348 | - | €423 | - |
| Gross operating margin9900 | €1,529 | €1,001 | -€2,562 | €531 | -€5,045 | ▼ 1,049% |
| Operating profit (loss)9901 | -€68 | -€596 | -€4,629 | €62 | -€5,937 | ▼ 9,693% |
| Recurring financial income75 | €0 | €5 | - | - | - | - |
| Financial charges65/66B | - | - | €315 | €57 | €106 | ▲ 86.3% |
| Recurring financial charges65 | €45 | €121 | €315 | €57 | €106 | ▲ 86.3% |
| Profit (loss) for the period before taxes9903 | -€113 | -€963 | -€4,944 | €5 | -€6,043 | ▼ 126,267% |
| Profit (loss) for the period9904 | -€113 | -€963 | -€4,944 | €5 | -€6,043 | ▼ 126,267% |
| Profit (loss) for the period to be appropriated9905 | -€113 | -€963 | -€4,944 | €5 | -€6,043 | ▼ 126,267% |
| Line | 2019 | 2020 | 2021 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8,620 | €12,645 | €11,196 | €29,309 | €29,546 | ▲ 0.8% |
| Fixed assets21/28 | €3,750 | €2,500 | €3,128 | €939 | €470 | ▼ 50.0% |
| Tangible fixed assets22/27 | €3,750 | €2,500 | €3,128 | €939 | €470 | ▼ 50.0% |
| Plant, machinery and equipment23 | - | - | €3,128 | €939 | €470 | ▼ 50.0% |
| Current assets29/58 | €4,870 | €10,145 | €8,068 | €28,370 | €29,077 | ▲ 2.5% |
| Stocks and contracts in progress3 | - | - | - | €1,000 | €1,000 | = |
| Stocks30/36 | - | - | - | €1,000 | €1,000 | = |
| Amounts receivable within one year40/41 | €726 | €5,018 | €6,160 | €16,813 | €18,692 | ▲ 11.2% |
| Trade receivables40 | - | - | €5,553 | €6,761 | €5,233 | ▼ 22.6% |
| Other amounts receivable41 | - | - | €606 | €10,052 | €13,460 | ▲ 33.9% |
| Cash at bank and in hand54/58 | €4,145 | €5,127 | €1,908 | €10,557 | €6,220 | ▼ 41.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €3,164 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8,620 | €12,645 | €11,196 | €29,309 | €29,546 | ▲ 0.8% |
| Equity10/15 | €6,588 | €5,625 | €681 | €5,468 | -€1,575 | ▼ 129% |
| Contributions10/11 | €18,592 | - | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | - | - | €18,592 | €18,592 | = |
| Issued capital100 | - | - | - | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | - | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | - | - | - | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | - | €1,859 | - | - | - |
| Profit (loss) carried forward14 | -€13,864 | -€14,826 | -€19,771 | -€14,983 | -€22,026 | ▼ 47.0% |
| Amounts payable17/49 | €2,033 | €7,020 | €10,516 | €23,841 | €31,121 | ▲ 30.5% |
| Amounts payable within one year42/48 | €2,033 | €7,020 | €10,516 | €23,841 | €31,121 | ▲ 30.5% |
| Trade debts44 | €1,728 | €5,691 | €7,812 | €3,527 | €10,807 | ▲ 206% |
| Suppliers440/4 | - | - | €7,812 | €3,527 | €10,807 | ▲ 206% |
| Advances received on contracts in progress46 | - | - | - | €15,346 | €15,346 | = |
| Other amounts payable47/48 | - | - | €2,703 | €4,968 | €4,968 | = |
| Line | 2019 | 2020 | 2021 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€113 | -€963 | -€4,944 | €5 | -€6,043 | ▼ 126,267% |
| + Depreciation and write-downs630 | €1,250 | €1,250 | €1,720 | €470 | €470 | = |
| Operating cash flow (approximation) | €1,137 | €287 | -€3,225 | €474 | -€5,574 | ▼ 1,275% |
| Investment in fixed assets (approximation) | - | €0 | -€2,348 | - | €0 | - |
| Change in cash | - | €982 | -€3,218 | - | -€4,337 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
06-05
State Gazette act
Resignation: BORN PATRICK (director)Appointment: MAKA Edoouard (director) · Director discharge · Registered-office move6 facts ▸
State Gazette act
Resignation: BORN PATRICK (director)
Appointment: MAKA Edoouard (director) · Director discharge · Registered-office move6 facts ▸
- General meeting, 12-03-2026
- Director resignation, BORN PATRICK (director)
- Director appointment, MAKA Edoouard (director)
- Director discharge, BORN PATRICK
- Registered-office move, 17 rue d'Angleur à 4130 ESNEUX - TILF Belgique - région wallonne
- Power of attorney, MAKA Edoouard
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 46 days late
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 334 days late
2024
31-12
Financial
Weakest financial yearnet -€6,043
Net result drops to -€6,043, the lowest in the series.
2023
31-12
Financial
Back to profitnet €5
Net result €5 after 3 loss-making years.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
31-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
09-09
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 40 days late
2013
19-03
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
MAKA Edoouard
CurrentDirector · since 01-04-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 1990
Ground area
1,114 m²
Building footprint
190 m²
Volume, LiDAR
920 m³
2 parcels, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Chenestre(StA) 70, 4606 Dalhem
since 19902.050.455.977
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62092A0169/00W000 | Wallonia | 1,004 m² | 1 · 127 m² | 7.2 m · 2 fl. |
| 62101A0437/00K000 | Wallonia | 110 m² | 1 · 63 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MAKA Edoouard |
|
| BORN PATRICK |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
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Of 2,129 companies in sector 46711 we hold annual accounts for 1,130. 371 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-1990
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441922793
Also
9925:BE0441922793
Registered
15-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.