GOFFINET (0880.287.470): annual accounts, directors and company register

GOFFINET

Châtelet ·KBO/BCE: BE 0880.287.470

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
Total assets`20/58`	584,267	588,235	598,592	559,616	822,554	632,195	743,237	645,763	639,778	648,430	584,564	584,196	459,697	448,272	497,000	441,275	439,420	373,228	241,082	116,243
Fixed assets`21/28`	129,520	137,541	152,487	106,758	251,637	264,358	286,044	349,893	381,497	414,472	427,379	433,796	360,741	407,723	449,499	401,451	406,730	337,367	150,694	42,542
Tangible fixed assets`22/27`	51,130	59,151	74,097	106,758	251,637	263,035	284,721	348,570	380,174	413,149	426,056	432,473	359,418	406,400	448,176	400,128	405,407	336,044	149,371	41,219
Land and buildings`22`	33,197	44,336	55,474	78,613	213,163	231,264	249,957	303,811	326,899	349,988	350,924	354,012	256,843	272,969	289,095	296,242	284,277	298,355	112,955	-
Plant, machinery and equipment`23`	-	-	-	-	-	-	-	-	-	23	80	137	194	251	308	365	421	478	535	-
Furniture and vehicles`24`	-	-	292	5,832	11,371	1,405	2,117	7,688	13,342	18,650	22,755	4,261	6,080	9,174	11,743	18,372	15,038	16,602	4,967	-
Leasing and similar rights`25`	17,933	14,815	18,331	22,313	27,103	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Financial fixed assets`28`	78,390	78,390	78,390	-	-	1,323	1,323	1,323	1,323	1,323	1,323	1,323	1,323	1,323	1,323	1,323	1,323	1,323	1,323	1,323
Current assets`29/58`	454,747	450,694	446,105	452,858	570,917	367,837	457,193	295,870	258,281	233,958	157,185	150,400	98,956	40,549	47,501	39,824	32,690	35,861	90,388	73,701
Amounts receivable within one year`40/41`	340,289	321,057	304,847	286,237	267,256	-	43,326	291,169	252,581	231,355	129,702	126,126	90,135	33,859	25,042	22,819	27,934	27,630	12,539	29,974
Trade receivables`40`	-	-	-	-	-	-	32,620	34,420	33,839	25,404	27,005	26,909	30,717	23,405	25,042	22,819	27,934	27,630	12,539	20,755
Other amounts receivable`41`	340,289	321,057	304,847	286,237	267,256	-	10,706	256,749	218,742	205,951	102,697	99,217	59,418	10,454	-	-	-	-	-	9,219
Current investments`50/53`	33,376	33,376	33,332	33,292	123,292	123,292	123,291	3,292	4,291	287	26,074	20,925	7,412	5,281	21,050	8,000	-	-	71,112	-
Cash at bank and in hand`54/58`	81,082	95,459	107,926	133,329	180,369	244,545	290,576	1,409	1,409	2,316	1,409	1,410	1,409	1,409	1,409	9,005	4,756	8,231	6,737	43,727
Deferred charges and accrued income`490/1`	-	802	-	-	-	-	-	-	-	-	-	1,939	-	-	-	-	-	-	-	-
Balance sheet: equity and liabilities
Total equity and liabilities`10/49`	584,267	588,235	598,592	559,616	822,554	632,195	743,237	645,763	639,778	648,430	584,564	584,196	459,697	448,272	497,000	441,275	439,420	373,228	241,082	116,243
Equity`10/15`	584,042	588,235	598,472	559,563	716,658	550,015	611,373	473,647	435,247	396,745	339,792	282,589	226,583	172,990	163,588	152,337	141,056	122,000	96,367	70,032
Contributions`10/11`	12,400	12,400	12,400	12,400	102,400	102,400	102,400	102,400	102,400	102,400	102,400	102,400	102,400	12,400	12,400	12,400	12,400	12,400	12,400	12,400
Capital`10`	12,400	12,400	12,400	12,400	102,400	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Issued capital`100`	12,400	12,400	12,400	18,600	108,600	108,600	108,600	108,600	108,600	108,600	108,600	108,600	108,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600
Uncalled capital`101`	-	-	-	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200
Reserves`13`	10,240	10,240	10,240	10,240	10,240	10,240	10,240	10,240	10,240	10,240	10,240	7,840	5,040	1,860	1,860	1,860	1,860	1,860	1,860	1,860
Non-distributable reserves`130/1`	10,240	10,240	10,240	10,240	10,240	10,240	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Legal reserve`130`	10,240	10,240	10,240	10,240	10,240	10,240	10,240	10,240	10,240	10,240	10,240	7,840	5,040	1,860	1,860	1,860	1,860	1,860	1,860	1,860
Profit (loss) carried forward`14`	561,402	565,595	575,832	536,923	604,018	437,375	498,733	361,007	322,607	284,105	227,152	172,349	119,143	158,730	149,328	138,077	126,796	107,740	82,107	55,772
Amounts payable`17/49`	225	-	120	53	105,896	82,180	131,864	172,116	204,531	251,685	244,772	301,607	233,114	275,282	333,412	288,938	298,364	251,228	144,715	46,211
Amounts payable after more than one year`17`	-	-	-	-	28,601	36,863	102,780	124,824	149,653	194,544	200,876	207,671	175,272	230,389	271,844	234,184	239,714	197,329	121,641	43,284
Financial debts`170/4`	-	-	-	-	28,601	36,863	102,780	124,824	149,653	194,544	200,876	207,671	175,272	230,389	271,844	234,184	239,714	197,329	121,641	43,284
Amounts payable within one year`42/48`	225	-	120	53	77,295	45,317	29,084	47,292	54,878	57,141	43,896	93,936	57,842	44,893	61,568	54,754	58,650	53,899	23,074	2,927
Current portion of amounts payable after more than one year`42`	-	-	-	-	8,263	45,275	22,044	42,400	43,465	42,665	37,403	45,493	42,001	26,831	43,615	39,907	42,212	18,343	-	-
Financial debts`43`	-	-	-	-	-	-	-	2,382	2,596	-	1,370	401	845	8,087	3,917	-	-	-	2,896	-
Credit institutions`430/8`	-	-	-	-	-	-	-	2,382	2,596	-	1,370	401	845	8,087	3,917	-	-	-	2,896	-
Trade debts`44`	225	-	-	-	-	42	4,966	857	3,105	12,451	792	6,086	5,382	5,580	3,470	1,981	3,670	4,908	3,178	2,927
Suppliers`440/4`	225	-	-	-	-	42	4,966	857	3,105	12,451	792	6,086	5,382	5,580	3,470	1,981	3,670	4,908	3,178	2,927
Taxes, remuneration and social security`45`	-	-	120	53	69,032	-	2,074	1,653	5,712	2,025	4,331	41,956	9,614	4,395	10,566	12,866	12,768	30,648	17,000	-
Taxes`450/3`	-	-	120	53	69,032	-	404	404	382	276	2,672	38,290	2,317	669	6,936	9,800	9,800	27,680	17,000	-
Remuneration and social security`454/9`	-	-	-	-	-	-	1,670	1,249	5,330	1,749	1,659	3,666	7,297	3,726	3,630	3,066	2,968	2,968	-	-
Income statement
Gross operating margin`9900`	-7,210	6,075	-21,166	-30,301	-37,391	-25,398	224,185	120,501	121,939	141,841	191,268	174,768	168,785	119,732	124,712	110,247	86,707	85,611	81,500	73,287
Remuneration, social security and pensions`62`	-	-	-	-	-	-	1,203	28,431	38,724	21,726	34,132	27,383	31,238	29,996	26,569	20,962	20,245	23,729	-	-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets`630`	15,392	14,947	20,660	22,467	28,667	23,827	63,849	33,914	33,673	37,233	51,224	47,465	48,230	51,325	46,987	49,552	38,409	20,082	17,430	10,305
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)`631/4`	-	-	12,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other operating charges`640/8`	1,373	1,330	2,010	2,446	1,953	1,972	2,596	5,324	6,212	12,527	8,808	9,617	7,891	7,306	13,289	3,809	5,469	2,354	17,622	3,852
Non-recurring operating charges`66A`	-	-	-	22,412	-	-	-	-	-	-	-	-	-	851	-	-	-	-	-	-
Operating profit (loss)`9901`	-23,975	-10,202	-55,836	-77,626	-68,011	-51,197	156,537	52,832	43,330	70,355	97,104	90,303	81,426	31,105	37,867	35,924	22,584	39,446	46,448	59,130
Financial income`75/76B`	-	44	78,430	-	-	-	-	-	4	24	218	17	138	231	65	19	2,219	22	452	2
Recurring financial income`75`	-	44	78,430	-	-	-	-	-	4	24	218	17	138	231	65	19	2,219	22	452	2
Financial charges`65/66B`	75	79	83	1,097	859	2,697	4,361	7,071	7,769	14,153	10,512	10,931	13,890	16,817	16,845	15,319	15,907	7,763	3,565	1,500
Recurring financial charges`65`	75	79	83	1,097	859	2,697	4,361	7,071	7,769	14,153	10,512	10,931	13,890	16,817	16,845	15,319	15,907	7,763	3,565	1,500
Profit (loss) for the period before taxes`9903`	-24,050	-10,237	22,511	-78,723	-68,870	-53,894	152,176	45,761	35,565	56,226	86,810	79,389	67,674	13,668	21,087	20,624	8,896	31,705	43,335	57,632
Income taxes`67/77`	-19,857	-	-16,398	-11,628	56,067	-12,536	14,451	7,361	-2,936	-727	29,607	23,383	4,081	4,267	9,836	9,343	-10,160	6,072	17,000	-
Profit (loss) for the period`9904`	-4,193	-10,237	38,909	-67,095	-124,937	-41,358	137,725	38,400	38,501	56,953	57,203	56,006	63,593	9,401	11,251	11,281	19,056	25,633	26,335	57,632
Profit (loss) for the period to be appropriated`9905`	-4,193	-10,237	38,909	-67,095	-124,937	-41,358	137,725	38,400	38,501	56,953	57,203	56,006	63,593	9,401	11,251	11,281	19,056	25,633	26,335	57,632
Appropriation of the result
Profit (loss) to be appropriated`9906`	561,402	565,595	575,832	536,923	604,018	437,375	498,733	361,007	322,607	284,105	229,552	175,149	222,323	158,730	149,328	138,077	126,796	107,740	82,107	57,632
Profit (loss) brought forward from the previous period`14P`	565,595	575,832	536,923	604,018	728,955	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer to equity`691/2`	-	-	-	-	-	-	-	-	-	-	2,400	2,800	3,180	-	-	-	-	-	-	1,860
To the legal reserve`6920`	-	-	-	-	-	-	-	-	-	-	2,400	2,800	3,180	-	-	-	-	-	-	1,860
Profit to be distributed`694/7`	-	-	-	-	-	-	-	-	-	-	-	-	100,000	-	-	-	-	-	-	-
Return on contributions (dividend)`694`	-	-	-	-	-	-	-	-	-	-	-	-	100,000	-	-	-	-	-	-	-
Social balance sheet
Average staff (FTE)`9087`	-	-	-	-	-	-	-	-	1	1	1	1	1	1	1	1	1	1	-	-
Hours worked`1013`	-	-	-	-	-	-	-	-	1,827	1,875	1,609	1,550	1,726	1,668	1,708	1,884	1,138	1,368	-	-
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Financial year	Type	Filed	Reference	Document
31-12-2025	abbreviated format	23-07-2026	2026-00321687	PDF
31-12-2024	micro format	23-07-2025	2025-00297595	PDF
31-12-2023	micro format	10-07-2024	2024-00230057	PDF
31-12-2022	micro format	20-07-2023	2023-00253706	PDF
31-12-2021	micro format	18-08-2022	2022-20293873	PDF
31-12-2020	micro format	13-08-2021	2021-48400537	PDF
31-12-2019	micro format	02-10-2020	2020-58300086	PDF
31-12-2018	micro format	31-07-2019	2019-40700146	PDF
31-12-2017	micro format	03-08-2018	2018-42600438	PDF
31-12-2016	micro format	26-07-2017	2017-35300310	PDF
31-12-2015	full format	27-07-2016	2016-36500225	PDF
31-12-2014	full format	29-07-2015	2015-36600573	PDF
31-12-2013	full format	22-07-2014	2014-33000408	PDF
31-12-2012	full format	24-07-2013	2013-34500035	PDF
31-12-2011	full format	01-09-2012	2012-54600143	PDF
31-12-2010	full format	19-07-2011	2011-31400200	PDF
31-12-2009	full format	19-07-2010	2010-31900271	PDF
31-12-2008	full format	10-07-2009	2009-39500158	PDF
31-12-2007	full format	06-08-2008	2008-53700379	PDF
31-12-2006	full format	30-07-2007	2007-49800162	PDF

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
EBITDA	-8,583	4,745	-35,176	-55,159	-39,344	-27,370	220,386	86,746	77,003	107,588	148,328	137,768	129,656	82,430	84,854	85,476	60,993	59,528	63,878	69,435
Cash flow	11,199	4,710	59,569	-44,628	-96,270	-17,531	201,574	72,314	72,174	94,186	108,427	103,471	111,823	60,726	58,238	60,833	57,465	45,715	43,765	67,937
Investment in fixed assets (approximation)	7,371	1	78,390	-122,412	15,946	2,141	0	2,310	698	69,373	44,807	120,520	1,248	9,549	95,035	44,273	107,772	206,755	125,582	52,847
Change in cash	-14,377	-12,467	-25,403	-47,040	-64,176	-46,031	289,167	0	-907	907	-1	1	0	0	-7,596	4,249	-3,475	1,494	-36,990	-
Working capital	454,522	-	445,985	452,805	493,622	322,520	428,109	248,578	203,403	176,817	113,289	56,464	41,114	-4,344	-14,067	-14,930	-25,960	-18,038	67,314	70,774
Solvency	100.0%	100.0%	100.0%	100.0%	87.1%	87.0%	82.3%	73.3%	68.0%	61.2%	58.1%	48.4%	49.3%	38.6%	32.9%	34.5%	32.1%	32.7%	40.0%	60.2%
Current ratio	-	-	-	-	7.39	8.12	15.72	6.26	4.71	4.09	3.58	1.60	1.71	0.90	0.77	0.73	0.56	0.67	3.92	25.18
Debt to equity	0.00	-	0.00	0.00	0.15	0.15	0.22	0.36	0.47	0.63	0.72	1.07	1.03	1.59	2.04	1.90	2.12	2.06	1.50	0.66
ROE	-0.7%	-1.7%	6.5%	-12.0%	-17.4%	-7.5%	22.5%	8.1%	8.8%	14.4%	16.8%	19.8%	28.1%	5.4%	6.9%	7.4%	13.5%	21.0%	27.3%	82.3%
ROA	-0.7%	-1.7%	6.5%	-12.0%	-15.2%	-6.5%	18.5%	5.9%	6.0%	8.8%	9.8%	9.6%	13.8%	2.1%	2.3%	2.6%	4.3%	6.9%	10.9%	49.6%
Interest coverage	-114.44	60.06	-423.81	-50.28	-45.80	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€7,371	-	-	-	-
Financial fixed assets	-	-	€78,390	-	-
Depreciation and write-downs of the year	€15,392	€14,947	€20,660	€22,467	€28,667

Establishment	Since	Unit number
Rue de Couillet 270 registered office 6200 Châtelet
GOFFINET ASSURANCES Rue de Gilly 308, 6200 Châtelet 6499901 Other financial services	19-06-2006	2.154.540.937

Cadastral parcel	Area	Buildings	Height / floors
52012A1284/00H003	272 m²	1 · 45 m²	10.9 m · 3
52502C0053/00H016	106 m²	1 · 78 m²	12.0 m · 4

Overview

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Annual accounts 2025

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Annual accounts 2025

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