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GOETHALS & DE SMET

Active Risk: not assessed
Private limited companyfounded 2011active for 14 yearsGrote Baan 81, 9920 Lievegem, BelgiumKBO/BCE: BE 0840.932.491
Summary

GOETHALS & DE SMET is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.5m and a net result of €643,071. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 58% of 1,842 sector peers (NACE 66, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

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GOETHALS & DE SMETActive
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Overview

Activity
Insurance agents and brokers
NACE 66220
2 sites
Size
€3.1mtotal assets 2025
Staff
6.6 FTE
Equity
€1.5m
Profit
€643,071
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
  • C. FreddieDirector · permanent representative FREDRICK Caroline Esther René
  • KoKoDirector · permanent representative DE SMET Els Rita Paula
  • Ollee OlleeDirector · permanent representative GOETHALS Pieterjan Medard
2025 accounts 38 days early2 of 7 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
31 days early
2023
41 days early
2021
33 days early
2020
18 days early
2019
89 days late
2018
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignations: DE SMET Els Rita Paula…Appointments: KOKO, OLLEE OLLEE and…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 7% on net resultsector median €71,369 · 1,840 companies €643,071 View
  • Caution: Equity fell in 2025from €2.6m to €1.5m ▼ 42.6% View
  • Positive: 7 profitable years in a rowprofit 2025: €643,071 7 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Total assets
€3.1m
Profit
€643,071
Solvency
47.2%
Go to Financials

Timeline

Events
20
Since
2013
Next accounts
by 31-07-2027
  1. 02-04-2025Permanent representative: Iris Carsau
  2. 20-06-2024Annual accounts filed
  3. 31-12-2023Liquidity more than doubled
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
02-11-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
8
Purpose
“Het beheer van een verzekeringsportefeuille van KBC Verzekeringen NV met zetel in Leuven…” (deed in Dutch)
Go to Articles of association

Key facts about GOETHALS & DE SMET

What is the company number of GOETHALS & DE SMET?
0840.932.491. In Belgium the VAT number is the company number with BE in front: BE 0840.932.491.
Where is GOETHALS & DE SMET based?
The registered office is at Grote Baan 81, 9920 Lievegem.Company details
What does GOETHALS & DE SMET do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of GOETHALS & DE SMET?
Private limited company (BV).
When was GOETHALS & DE SMET founded?
On 02-11-2011.
Is GOETHALS & DE SMET still active?
Yes, GOETHALS & DE SMET is an active enterprise in the KBO register.
How many employees does GOETHALS & DE SMET have?
On average 6.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GOETHALS & DE SMET?
€1.7m in financial year 2021, according to the filed annual accounts.
Is GOETHALS & DE SMET profitable?
In financial year 2025, GOETHALS & DE SMET made a profit of €643,071.
Where can I find the annual accounts of GOETHALS & DE SMET?
GOETHALS & DE SMET filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GOETHALS & DE SMET due?
By 31-07-2027, for financial year 2026.Timeline

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