GOEMAERE MODE
ActiveGOEMAERE MODE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €882k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 59% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+8
Solvency71▼-15
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.72 against 1.19 in 2024; short-term debt: 24.4% and cash: 2.2% of total assets), and 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
0.3%
Age of the figures
14 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 02-03-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
1 d early
2023
on the day
2022
1 d early
2021
on the day
2020
2 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close19-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€882k▼ 2.2%
2024 · €901k
2019: €1.01M
2020: €930k
2021: €949k
2022: €952k
2023: €985k
2024: €901k
2019 → 2025
Total assets
€1.92M▲ 28.7%
2024 · €1.49M
2019: €2.05M
2020: €2.03M
2021: €1.92M
2022: €1.84M
2023: €1.68M
2024: €1.49M
2019 → 2025
Net result
€5k▲ 74.8%
2024 · €3k
2019: €25k
2020: €-75k
2021: €94k
2022: €129k
2023: €33k
2024: €3k
2019 → 2025
Working capital
€-131k
2024 · €61k
2019: €25k
2020: €55k
2021: €123k
2022: €87k
2023: €103k
2024: €61k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€949k-€952k▲ 0.4%€985k▲ 3.5%€901k▼ 8.5%€882k▼ 2.2%
Operating result€117k-€193k▲ 64.2%€57k▼ 70.4%€17k▼ 70.4%€19k▲ 11.2%
Net result€94k-€129k▲ 37.3%€33k▼ 74.4%€3k▼ 90.9%€5k▲ 74.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.92M
Fixed assets
€1.58M▲ 42.5%
Current assets
€336k▼ 11.5%
Equity and liabilities €1.92M
Equity
€882k▼ 2.2%
Debt
€1.03M▲ 76.1%
The debt ratio rises from 39.5% to 54.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€133k▲
2024 · €102k
Cash flow
€119k▲
2024 · €88k
Solvency
46.0%▼
2024 · 60.5%
Current ratio
0.72▼
2024 · 1.19
Quick ratio
0.19▼
2024 · 0.35
Debt / equity
1.17▲
2024 · 0.65
ROE
0.6%▲
2024 · 0.3%
ROA
0.3%▲
2024 · 0.2%
Interest coverage
4.46▲
2024 · 3.53
Debt
€1.03M▲
2024 · €588k
Debt ≤ 1 year
€467k▲
2024 · €318k
Debt > 1 year
€568k▲
2024 · €262k
Income taxes
€352▼
2024 · €6k
Staff costs
€279k▲
2024 · €245k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.49M€1.92M▲
Fixed assets21/28€1.11M€1.58M▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€1.11M€1.58M▲
Land and buildings22€1.10M€1.52M▲
Plant, machinery and equipment23€13k€18k▲
Furniture and vehicles24€1k€46k▲
Current assets29/58€379k€336k▼
Stocks and contracts in progress3€269k€249k▼
Stocks30/36€269k€249k▼
Amounts receivable within one year40/41€11k€38k▲
Trade receivables40€7k€38k▲
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€73k€42k▼
Deferred charges and accrued income490/1€28k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.49M€1.92M▲
Equity10/15€901k€882k▼
Contributions10/11€125k€125k=
Capital10€125k€125k=
Issued capital100€125k€125k=
Reserves13€776k€757k▼
Non-distributable reserves130/1€22k€22k=
Legal reserve130€22k€22k=
Distributable reserves133€754k€734k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€588k€1.03M▲
Amounts payable after more than one year17€262k€568k▲
Financial debts170/4€262k€568k▲
Amounts payable within one year42/48€318k€467k▲
Current portion of amounts payable after more than one year42€45k€81k▲
Financial debts43€175k€224k▲
Credit institutions430/8€175k€224k▲
Trade debts44€22k€80k▲
Suppliers440/4€22k€80k▲
Taxes, remuneration and social security45€77k€74k▼
Taxes450/3€32k€27k▼
Remuneration and social security454/9€45k€47k▲
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€7k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€800
Remuneration, social security and pensions62€245k€279k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€114k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€39k€-53k▼
Other operating charges640/8€20k€14k▼
Gross operating margin9900€406k€372k▼
Operating profit (loss)9901€17k€19k▲
Financial income75/76B€21k€17k▼
Recurring financial income75€21k€17k▼
Financial charges65/66B€29k€30k▲
Recurring financial charges65€29k€30k▲
Profit (loss) for the period before taxes9903€9k€6k▼
Income taxes67/77€6k€352▼
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Transfer from equity791/2€87k€25k▼
Transfer to equity691/2€3k€5k▲
To other reserves6921€3k€5k▲
Profit to be distributed694/7€87k€25k▼
Return on contributions (dividend)694€87k€25k▼
Social balance
Average headcount (FTE)90876.36.5▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-07
Financial
Highest result since 2019net €129k ▲37.3%
Operating result €193k, net result €129k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-07
Financial
Back to profitnet €94k
Net result €94k after one loss-making year.
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
31-07
Financial
Weakest financial yearnet €-75k ▼403%
Net result drops to €-75k, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 4 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 83 - 858450 BredeneGround area
2,953 m²
Building footprint
2,809 m²
Volume, LiDAR
24,020 m³
3 parcels, Flanders · tallest building 21.3 m, ±5 floors. Linked by address, not a title deed.
4 establishment units
VIVA
since 20002.055.415.548
VIVA FASHION
since 20052.165.601.511
VIVA FASHION
since 20182.301.302.036
VIVA FASHION
since 20212.314.079.114
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35302C0389/00R009 | Flanders | 1,244 m² | 1 · 1,224 m² | 21.3 m · 5 fl. |
| 35302C0385/00C011 | Flanders | 923 m² | 1 · 862 m² | 19.0 m |
| 35302C0394/00R000 | Flanders | 787 m² | 1 · 723 m² | 21.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Mimosa Lingerie
BE 0809.499.840
Sint-Truiden · Eq €881k
RANDUM KAULILLE
BE 0537.511.444
Bocholt · Eq €882k
CONDOR SAFETY
BE 0898.060.741
Menen · Eq €869k
STAM
BE 0663.773.473
Antwerpen · Eq €869k
REJEANNE
BE 0412.788.052
Gavere · Eq €897k
Of 6,501 companies in sector 47716 we hold annual accounts for 2,438. 1,201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-09-1991
Fiscal year end31-07
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.