GOEMAERE & CO

Active

Public limited companyfounded 199036 yrs activeLourdesstraat 24, 8940 Wervik, BelgiumKBO/BCE: BE 0441.338.815

GOEMAERE & CO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €618k and a net result of €-25k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 10331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability16▼-9

Solvency87▲+3

Growth32=

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €35k at 30 days acceptable

Liquidity ample (current ratio 2.94 against 2.71 in 2024; short-term debt: 34% and cash: 9.8% of total assets), and 37.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

8 d early

2024

2 d early

2023

1 d early

2022

3 d early

2021

8 d early

2020

2 d early

2019

23 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€618k▼ 3.9%

2024 · €643k

2018: €879k 2019: €836k 2020: €636k 2021: €639k 2022: €641k 2023: €642k 2024: €643k

2018 → 2025

Total assets

€992k▼ 8.3%

2024 · €1.08M

2018: €1.74M 2019: €1.38M 2020: €1.45M 2021: €1.61M 2022: €1.70M 2023: €1.14M 2024: €1.08M

2018 → 2025

Net result

€-25k

2024 · €1k

2018: €51k 2019: €7k 2020: €40k 2021: €42k 2022: €37k 2023: €1k 2024: €1k

2018 → 2025

Working capital

€653k▼ 3.8%

2024 · €678k

2018: €881k 2019: €837k 2020: €638k 2021: €625k 2022: €686k 2023: €667k 2024: €678k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€639k-€641k▲ 0.3%€642k▲ 0.2%€643k▲ 0.2%€618k▼ 3.9%

Operating result€45k-€40k▼ 10.3%€8k▼ 80.8%€3k▼ 62.3%€-35k

Net result€42k-€37k▼ 13.1%€1k▼ 96.9%€1k▲ 23.7%€-25k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €35k after €3k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €992k

99.8%

Fixed assets €2k▼ 65.9%

Current assets €990k▼ 8.0%

Equity and liabilities €992k

62.3%

34.1%

Equity €618k▼ 3.9%

Provisions €35k=

Debt €339k▼ 16.2%

The debt ratio falls from 37.3% to 34.1%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-31k▼

2024 · €7k

Cash flow

€-20k▼

2024 · €6k

Solvency

62.3%▲

2024 · 59.4%

Current ratio

2.94▲

2024 · 2.71

Quick ratio

2.68▲

2024 · 2.48

Debt / equity

0.55▼

2024 · 0.63

ROE

-4.0%▼

2024 · 0.2%

ROA

-2.5%▼

2024 · 0.1%

Interest coverage

-3.99▼

2024 · 0.78

Debt

€339k▼

2024 · €404k

Debt ≤ 1 year

€337k▼

2024 · €397k

Income taxes

€0▼

2024 · €6k

Staff costs

€1k▲

2024 · €635

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.08M€992k▼

Fixed assets21/28€7k€2k▼

Tangible fixed assets22/27€7k€2k▼

Furniture and vehicles24€7k€2k▼

Current assets29/58€1.08M€990k▼

Stocks and contracts in progress3€89k€86k▼

Stocks30/36€89k€86k▼

Amounts receivable within one year40/41€392k€319k▼

Trade receivables40€392k€315k▼

Other amounts receivable41-€4k

Current investments50/53€480k€483k▲

Cash at bank and in hand54/58€113k€98k▼

Deferred charges and accrued income490/1€1k€4k▲

Equity and liabilities

Total equity and liabilities10/49€1.08M€992k▼

Equity10/15€643k€618k▼

Contributions10/11€124k€124k=

Capital10€124k€124k=

Issued capital100€124k€124k=

Reserves13€519k€494k▼

Non-distributable reserves130/1€12k€12k=

Legal reserve130€12k€12k=

Tax-exempt reserves132€9k€9k=

Distributable reserves133€498k€473k▼

Provisions and deferred taxes16€35k€35k=

Provisions for liabilities and charges160/5€35k€35k=

Other liabilities and charges164/5€35k€35k=

Amounts payable17/49€404k€339k▼

Amounts payable within one year42/48€397k€337k▼

Financial debts43€4k€4k▼

Credit institutions430/8€4k€4k▼

Trade debts44€302k€254k▼

Suppliers440/4€302k€254k▼

Taxes, remuneration and social security45€23k€11k▼

Taxes450/3€21k€9k▼

Remuneration and social security454/9€2k€2k=

Other amounts payable47/48€69k€69k=

Accrued charges and deferred income492/3€7k€2k▼

Income statement Code20242025

Remuneration, social security and pensions62€635€1k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=

Provisions for liabilities and charges: additions (uses and reversals)635/8€0-

Other operating charges640/8€698€508▼

Gross operating margin9900€9k€-29k▼

Operating profit (loss)9901€3k€-35k▼

Financial income75/76B€13k€18k▲

Recurring financial income75€13k€18k▲

Financial charges65/66B€9k€8k▼

Recurring financial charges65€9k€8k▼

Profit (loss) for the period before taxes9903€7k€-25k▼

Income taxes67/77€6k€0▼

Profit (loss) for the period9904€1k€-25k▼

Profit (loss) for the period to be appropriated9905€1k€-25k▼

Appropriation of the result

Profit (loss) to be appropriated9906€1k€-25k▼

Transfer from equity791/2-€25k

Transfer to equity691/2€1k€0▼

To other reserves6921€1k€0▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 1Filings 10

Next filing, fiscal year 2026, expected by 30-04-2027

2026

22-04

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

30-09

Financial Weakest financial yearnet €-25k ▼1868%

Net result drops to €-25k, the lowest in the series.

28-04

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

29-04

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

27-04

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

22-04

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

28-04

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

07-04

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

19-04

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

30-03

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

28-04

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Wervik · 1 establishment unit since 1990

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lourdesstraat 248940 Wervik

Ground area

375 m²

Building footprint

134 m²

Volume, LiDAR

793 m³

Parcel 33009C1056/00H000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

HOBBYCENTER HUIS - TUIN - DIER GOEMAERE EN CO

Lourdesstraat 24, 8940 WervikCrop and animal production, hunting and related service activities

since 19902.049.231.601

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
33009C1056/00H000	Flanders	375 m²	1 · 134 m²	8.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Wervik2.049.231.601

7 permissions

Detailhandel mengvoeders vee · since 31-07-2020

Detailhandelaar meststoffen · since 31-07-2020

Trader · since 31-07-2020

and 4 more

Legal Entity Identifier

9676004S6G4AMB9GVA27

no longer live in the LEI register

Similar companies · same sector, comparable size

Colfontaine · Eq €622k

Grez-Doiceau · Eq €624k

O. & G. HEUSCHEN

BE 0463.358.310

Lontzen · Eq €612k

Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 791 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPublic limited company

Founded01-08-1990

Fiscal year end30-09

Activities, NACEBEL

47761Retail sale of flowers, plants, seeds and fertilisers

51210

46216Wholesale of agricultural produce and animal feed, general range

47762Retail sale of pets, pet food and pet supplies

Sources

Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.