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GOBin Stéphanie

Active
Private limited companyfounded 20241 yr activeRue de Liège 21, 5300 Andenne, BelgiumKBO/BCE: BE 1014.948.909
Summary

GOBin Stéphanie has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €124,996 and a net result of €123,796. The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency98
Growth-
Track record67
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.67; short-term debt: 27.2% and cash: 2.7% of total assets), and 27.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
37 d early
2024
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GOBin Stéphanie was incorporated on 10 October 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€124,996
Total assets
€171,802
Net result
€123,796
Working capital
€124,996

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €171,802
Equity €124,996
Debt €46,806
Debt finances 27.2% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
3.67
Debt to equity
0.37
ROE
99.0%
ROA
72.1%
Debt ≤ 1 year
€46,806
Income taxes
€35,427

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 32 lines
Balance sheet Code2024
Assets
Total assets20/58€171,802
Current assets29/58€171,802
Amounts receivable within one year40/41€167,002
Trade receivables40€12,903
Other amounts receivable41€154,100
Cash at bank and in hand54/58€4,708
Deferred charges and accrued income490/1€92
Equity and liabilities
Total equity and liabilities10/49€171,802
Equity10/15€124,996
Contributions10/11€2,000
Profit (loss) carried forward14€122,996
Amounts payable17/49€46,806
Amounts payable within one year42/48€46,806
Trade debts44€3,944
Suppliers440/4€3,944
Taxes, remuneration and social security45€42,302
Taxes450/3€41,547
Remuneration and social security454/9€755
Other amounts payable47/48€560
Income statement Code2024
Gross operating margin9900€155,129
Operating profit (loss)9901€155,129
Financial income75/76B€5,234
Recurring financial income75€5,234
Financial charges65/66B€1,139
Recurring financial charges65€1,139
Profit (loss) for the period before taxes9903€159,223
Income taxes67/77€35,427
Profit (loss) for the period9904€123,796
Profit (loss) for the period to be appropriated9905€123,796
Appropriation of the result
Profit (loss) to be appropriated9906€123,796
Profit to be distributed694/7€800
Return on contributions (dividend)694€800

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Gross operating margin9900€155,129
Operating profit (loss)9901€155,129
Financial income75/76B€5,234
Recurring financial income75€5,234
Financial charges65/66B€1,139
Recurring financial charges65€1,139
Profit (loss) for the period before taxes9903€159,223
Income taxes67/77€35,427
Profit (loss) for the period9904€123,796
Profit (loss) for the period to be appropriated9905€123,796
Line2024
Assets
Total assets20/58€171,802
Current assets29/58€171,802
Amounts receivable within one year40/41€167,002
Trade receivables40€12,903
Other amounts receivable41€154,100
Cash at bank and in hand54/58€4,708
Deferred charges and accrued income490/1€92
Equity and liabilities
Total equity and liabilities10/49€171,802
Equity10/15€124,996
Contributions10/11€2,000
Profit (loss) carried forward14€122,996
Amounts payable17/49€46,806
Amounts payable within one year42/48€46,806
Trade debts44€3,944
Suppliers440/4€3,944
Taxes, remuneration and social security45€42,302
Taxes450/3€41,547
Remuneration and social security454/9€755
Other amounts payable47/48€560
Line2024
Profit (loss) for the period9904€123,796
Operating cash flow (approximation)€123,796

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
300 m²
Building footprint
61 m²
Parcel 92124A0349/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
GOBin Stéphanie
Rue de Liège 21, 5300 AndenneHuman health activities
since 20242.370.433.837
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92124A0349/00L000
ProtectedSite or landscape
Wallonia 300 m² 1 · 61 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 5,986 companies in this sector we hold annual accounts for 1,813. 1,499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded10-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014948909
Registered 30-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.