GOBELIJN STRIPS
ActiveGOBELIJN STRIPS has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €-13k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-29
Solvency78=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 2.01 in 2024; short-term debt: 47% and cash: 15.7% of total assets), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53%
Return on assets
-6.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
4 d late
2023
26 d late
2022
33 d early
2021
45 d early
2020
38 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 10.8%
2024 · €115k
2018: €82k
2019: €87k
2020: €94k
2021: €104k
2022: €113k
2023: €113k
2024: €115k
2018 → 2025
Total assets
€194k▼ 10.7%
2024 · €217k
2018: €175k
2019: €183k
2020: €214k
2021: €213k
2022: €197k
2023: €217k
2024: €217k
2018 → 2025
Net result
€-13k
2024 · €2k
2018: €18k
2019: €5k
2020: €6k
2021: €10k
2022: €9k
2023: €751
2024: €2k
2018 → 2025
Working capital
€92k▼ 10.8%
2024 · €103k
2018: €71k
2019: €79k
2020: €86k
2021: €91k
2022: €97k
2023: €99k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€113k▲ 8.4%€113k▲ 0.7%€115k▲ 1.8%€103k▼ 10.8%
Operating result€15k-€12k▼ 19.0%€2k▼ 81.4%€6k▲ 145%€-11k
Net result€10k-€9k▼ 14.7%€751▼ 91.4%€2k▲ 176%€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€11k▼ 10.9%
Current assets
€183k▼ 10.7%
Equity and liabilities €194k
Equity
€103k▼ 10.8%
Debt
€91k▼ 10.6%
The debt ratio rises from 46.9% to 47.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €7k
Cash flow
€-11k▼
2024 · €3k
Solvency
53.0%▼
2024 · 53.1%
Current ratio
2.00▼
2024 · 2.01
Quick ratio
0.43▼
2024 · 0.65
Debt / equity
0.89▲
2024 · 0.88
ROE
-12.2%▼
2024 · 1.8%
ROA
-6.4%▼
2024 · 1.0%
Interest coverage
-5.18▼
2024 · 2.37
Debt
€91k▼
2024 · €102k
Debt ≤ 1 year
€91k▼
2024 · €102k
Income taxes
€176▼
2024 · €799
Staff costs
€45k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€194k▼
Fixed assets21/28€13k€11k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€1k€535▼
Plant, machinery and equipment23€1k€535▼
Financial fixed assets28€10k€10k▲
Current assets29/58€205k€183k▼
Stocks and contracts in progress3€139k€143k▲
Stocks30/36€139k€143k▲
Amounts receivable within one year40/41€3k€7k▲
Trade receivables40€3k€7k▲
Other amounts receivable41€282€153▼
Cash at bank and in hand54/58€59k€30k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€217k€194k▼
Equity10/15€115k€103k▼
Contributions10/11€19k€19k=
Reserves13€94k€84k▼
Tax-exempt reserves132€92€92=
Distributable reserves133€94k€84k▼
Profit (loss) carried forward14€3k€158▼
Amounts payable17/49€102k€91k▼
Amounts payable within one year42/48€102k€91k▼
Trade debts44€74k€44k▼
Suppliers440/4€74k€44k▼
Advances received on contracts in progress46€4k€18k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€2k€369▼
Other amounts payable47/48€19k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€17k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€31k-
Other operating charges640/8-€428
Gross operating margin9900€55k€36k▼
Operating profit (loss)9901€6k€-11k▼
Financial income75/76B€259€43▼
Recurring financial income75€259€43▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€3k€-12k▼
Income taxes67/77€799€176▼
Profit (loss) for the period9904€2k€-13k▼
Profit (loss) for the period to be appropriated9905€2k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-10k▼
Profit (loss) brought forward from the previous period14P€584€3k▲
Transfer from equity791/2-€10k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-13k ▼702%
Net result drops to €-13k, the lowest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €104k ▲10.9%
4 profitable years in a row build equity to €104k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Monseigneur Ladeuzeplein 133000 LeuvenGround area
131 m²
Building footprint
131 m²
Volume, LiDAR
1,902 m³
Parcel 24502B0586/00G000, Flanders · tallest building 20.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Monseigneur Ladeuzeplein 13, 3000 Leuven
since 19842.024.908.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0586/00G000 | Flanders | 131 m² | 1 · 131 m² | 20.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,391 EUR awarded · 1,391 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,391 EUR | 1,391 EUR |
Schemes
Individueel Maatwerk
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,092 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-1984
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.