GOBA
ActiveGOBA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €17k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 3110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 2.86 in 2024; short-term debt: 19.3% and cash: 61.1% of total assets), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
16 d early
2023
26 d early
2022
11 d early
2021
31 d late
2020
83 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€169k▲ 11.0%
2024 · €153k
2018: €181k
2019: €187k
2020: €196k
2021: €206k
2022: €290k
2023: €296k
2024: €153k
2018 → 2025
Total assets
€210k▲ 5.2%
2024 · €200k
2018: €282k
2019: €270k
2020: €271k
2021: €327k
2022: €393k
2023: €399k
2024: €200k
2018 → 2025
Net result
€17k▼ 1.6%
2024 · €17k
2018: €2k
2019: €6k
2020: €9k
2021: €10k
2022: €63k
2023: €7k
2024: €17k
2018 → 2025
Working capital
€108k▲ 25.2%
2024 · €87k
2018: €68k
2019: €94k
2020: €135k
2021: €136k
2022: €214k
2023: €224k
2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€206k-€290k▲ 41.0%€296k▲ 2.3%€153k▼ 48.5%€169k▲ 11.0%
Operating result€14k-€98k▲ 595%€13k▼ 86.4%€30k▲ 129%€26k▼ 13.5%
Net result€10k-€63k▲ 534%€7k▼ 89.7%€17k▲ 160%€17k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€61k▼ 8.4%
Current assets
€149k▲ 12.0%
Equity and liabilities €210k
Equity
€169k▲ 11.0%
Debt
€41k▼ 13.6%
The debt ratio falls from 23.5% to 19.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €36k
Cash flow
€22k▼
2024 · €23k
Solvency
80.7%▲
2024 · 76.5%
Current ratio
3.67▲
2024 · 2.86
Quick ratio
3.67▲
2024 · 2.86
Debt / equity
0.24▼
2024 · 0.31
ROE
9.9%▼
2024 · 11.1%
ROA
8.0%▼
2024 · 8.5%
Interest coverage
16.93▲
2024 · 7.15
Debt
€41k▼
2024 · €47k
Debt ≤ 1 year
€41k▼
2024 · €46k
Income taxes
€8k▼
2024 · €8k
Staff costs
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€200k€210k▲
Fixed assets21/28€67k€61k▼
Tangible fixed assets22/27€67k€61k▼
Land and buildings22€51k€51k=
Furniture and vehicles24€15k€10k▼
Financial fixed assets28€188€188=
Current assets29/58€133k€149k▲
Amounts receivable within one year40/41€47k€59▼
Trade receivables40€46k€0▼
Other amounts receivable41€860€59▼
Current investments50/53€18k€18k=
Cash at bank and in hand54/58€66k€128k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€200k€210k▲
Equity10/15€153k€169k▲
Contributions10/11€19k€19k=
Reserves13€134k€151k▲
Distributable reserves133€134k€151k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€47k€41k▼
Amounts payable within one year42/48€46k€41k▼
Trade debts44€6k€0▼
Suppliers440/4€6k€0▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€14k€13k▼
Remuneration and social security454/9€186€116▼
Other amounts payable47/48€26k€27k▲
Accrued charges and deferred income492/3€565€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€40k€36k▼
Operating profit (loss)9901€30k€26k▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€25k€24k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€17k€17k▼
Profit (loss) for the period to be appropriated9905€17k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€17k▼
Transfer from equity791/2€35k€0▼
Transfer to equity691/2€17k€17k▼
To other reserves6921€17k€17k▼
Profit to be distributed694/7€35k€0▼
Return on contributions (dividend)694€35k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €63k ▲534%
Operating result €98k, net result €63k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €206k ▲5.1%
4 profitable years in a row build equity to €206k.
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat 302275 LilleGround area
2,912 m²
Building footprint
294 m²
Volume, LiDAR
1,240 m³
Parcel 13009D0467/00L000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Waterstraat 30, 2275 Lille
since 20122.224.048.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13009D0467/00L000 | Flanders | 2,912 m² | 1 · 293 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MACMAR
BE 0511.983.816
Merksplas · Eq €170k
MEREN ANTONISSEN
BE 0894.206.178
Hoogstraten · Eq €171k
DE LA BUISSIERE
BE 0894.831.235
Soumagne · Eq €174k
VEREECKEN FARMS
BE 0755.999.489
Beveren-Kruibeke-Zwijndrecht · Eq €175k
F. D'hondt
BE 1000.318.834
Hooglede · Eq €164k
Of 587 companies in sector 01462 we hold annual accounts for 213. 177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-1993
Fiscal year end31-12
Activities, NACEBEL
01462Crop and animal production, hunting and related service activities
01110Growing of cereals (except rice), leguminous crops and oil seeds
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.