GOA
ActiveGOA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €43k. Equity is growing by ~191% per year across the filed fiscal years. Its solvency ranks better than 76% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+45
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 0.41 in 2024; short-term debt: 21.5% and cash: 10.9% of total assets), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
58.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
100 d early
2024
92 d early
2023
84 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 273%
2024 · €16k
2023: €-1k
2024: €16k
2023 → 2025
Total assets
€74k▲ 44.1%
2024 · €51k
2023: €57k
2024: €51k
2023 → 2025
Net result
€43k▲ 144%
2024 · €18k
2023: €-4k
2024: €18k
2023 → 2025
Working capital
€32k
2024 · €-21k
2023: €-52k
2024: €-21k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-1k-€16k€58k▲ 273%
Operating result€-4k-€22k€53k▲ 137%
Net result€-4k-€18k€43k▲ 144%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 137% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€26k▼ 28.5%
Current assets
€48k▲ 224%
Equity and liabilities €74k
Equity
€58k▲ 273%
Debt
€16k▼ 55.6%
The debt ratio falls from 69.7% to 21.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2024 · €30k
Cash flow
€57k▲
2024 · €25k
Solvency
78.5%▲
2024 · 30.3%
Current ratio
3.01▲
2024 · 0.41
Quick ratio
3.01▲
2024 · 0.41
Debt / equity
0.27▼
2024 · 2.30
ROE
74.6%▼
2024 · 114.3%
ROA
58.6%▲
2024 · 34.7%
Interest coverage
911.74▲
2024 · 72.23
Debt
€16k▼
2024 · €36k
Debt ≤ 1 year
€16k▼
2024 · €36k
Income taxes
€10k▲
2024 · €4k
Staff costs
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€74k▲
Fixed assets21/28€36k€26k▼
Tangible fixed assets22/27€36k€26k▼
Land and buildings22€0-
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€36k€26k▼
Current assets29/58€15k€48k▲
Amounts receivable within one year40/41€4k€36k▲
Trade receivables40€2k€36k▲
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€10k€8k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€51k€74k▲
Equity10/15€16k€58k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€13k€55k▲
Amounts payable17/49€36k€16k▼
Amounts payable within one year42/48€36k€16k▼
Trade debts44€215€2k▲
Suppliers440/4€215€2k▲
Taxes, remuneration and social security45€662€12k▲
Taxes450/3€662€12k▲
Other amounts payable47/48€35k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€13k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€180€432▲
Non-recurring operating charges66A€8k-
Gross operating margin9900€38k€68k▲
Operating profit (loss)9901€22k€53k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€409€73▼
Recurring financial charges65€409€73▼
Profit (loss) for the period before taxes9903€22k€53k▲
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€18k€43k▲
Profit (loss) for the period to be appropriated9905€18k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€56k▲
Profit (loss) brought forward from the previous period14P€-4k€13k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €43k ▲144%
Operating result €53k, net result €43k, both a record.
31-12
Financial
Liquidity times 7current ratio 3.01
Current ratio from 0.41 to 3.01; short-term debt falls from €36k to €16k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Déportés 324800 VerviersGround area
167 m²
Building footprint
124 m²
Volume, LiDAR
1,416 m³
Parcel 63079D0398/00K004, Wallonia · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GOA
since 20232.350.439.266
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079D0398/00K004 | Wallonia | 167 m² | 1 · 124 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DMR-Services
BE 0794.992.006
Maasmechelen · Eq €58k
PM Architectuur
BE 0805.679.921
Aarschot · Eq €58k
Société d'architecte Vincent JACOBS
BE 0479.681.331
Saint-Georges-sur-Meuse · Eq €58k
EIZOL
BE 0866.130.816
Gent · Eq €58k
Architecte Jasmine Van Hoof
BE 0788.421.938
Tessenderlo-Ham · Eq €58k
Of 18,254 companies in sector 71111 we hold annual accounts for 6,320. 5,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2023
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.goffinarchitecture.be
E-mail:maxim@goffinarchitecture.be