Financials
- Fiscal year
- 2025
- Total assets
- €113,065
- Loss
- -€22,980
- Solvency
- -20.3%
GMZ EXPRESS
ActiveSummary
The computed 12-month bankruptcy probability of GMZ EXPRESS is 6.0% (elevated). The 2025 annual accounts show negative equity (-€22,980) and a net result of -€22,980. Its solvency ranks better than 11% of 5349 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Freight transport by road
NACE 49410
1 site
Size
€113,065total assets 2025
- Equity
- -€22,980
- Loss
- -€22,980
Turnover not published (abridged schema)
Structure
Accounts filed 29 d late0 of 1 deed read
Why 33- Sector Land transport and transport via pipelines (NACE 49)- Founded in 2025- Liquidity: current ratio 0.83, cash €153- Negative equity -€22,980Show the evidence
Checked score
Score 2025
33
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 6% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
5
equity -20.3% of total assets
Liquidity
0
short-term debt 120.3% · cash 0.1%
Profitability
0
return on assets -20.3%
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.6%lowest value
06-2026: 3.7%▲ +2.3% vs 05-2026
07-2026: 3.8%▲ +1.8% vs 06-2026
08-2026: 4.2%▲ +11.5% vs 07-2026
09-2026: 6.0%▲ +43.3% vs 08-2026highest value
10-2026: 6.0%● 0.0% vs 09-2026highest value
- Sector Land transport and transport via pipelines (NACE 49) raises the probability
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 0.83, cash €153 raises the probability
- Negative equity -€22,980 raises the probability
No credit on open account
Liquidity short (current ratio 0.83; short-term debt: 120.3% and cash: 0.1% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 10%, liquidity 2%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 29-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Freight transport by roadNACE 49410
- Founded
- 05-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.