GMTM
ActiveGMTM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €96k and a net result of €42k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 2286 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
93
/ 100
Excellent▲ +15 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+28
Growth85=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.37 against 1.47 in 2023), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
35 d late
2022
30 d early
2021
34 d early
2020
23 d early
2019
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€155k▲ 19.1%
2019 · €130k
2018: €40k
2019: €130k
2018 → 2020
EBIT margin
36.6%▲ 13.7pp
2019 · 22.8%
2018: 69.8%
2019: 22.8%
2018 → 2020
Net result
€42k▼ 22.3%
2023 · €53k
2018: €18k
2019: €21k
2020: €45k
2021: €41k
2022: €57k
2023: €53k
2018 → 2024
Working capital
€84k▲ 119%
2023 · €38k
2018: €22k
2019: €41k
2020: €79k
2021: €29k
2022: €45k
2023: €38k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€155k-
Equity€90k-€43k▼ 52.0%€60k▲ 37.2%€54k▼ 8.6%€96k▲ 76.3%
Operating result€57k-€52k▼ 8.9%€73k▲ 40.5%€74k▲ 2.1%€59k▼ 20.6%
Net result€45k-€41k▼ 9.6%€57k▲ 39.8%€53k▼ 5.7%€42k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €121k
Fixed assets
€12k▼ 27.1%
Current assets
€109k▼ 9.1%
Equity and liabilities €121k
Equity
€96k▲ 76.3%
Debt
€25k▼ 69.4%
The debt ratio falls from 60.0% to 20.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€64k▼
2023 · €79k
Cash flow
€47k▼
2023 · €59k
Solvency
79.3%▲
2023 · 40.0%
Current ratio
4.37▲
2023 · 1.47
Quick ratio
4.37▲
2023 · 1.47
Debt / equity
0.26▼
2023 · 1.50
ROE
43.3%▼
2023 · 98.2%
ROA
34.3%▼
2023 · 39.2%
Interest coverage
392.55▲
2023 · 348.84
Debt
€25k▼
2023 · €82k
Debt ≤ 1 year
€25k▼
2023 · €82k
Income taxes
€17k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€136k€121k▼
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€16k€12k▼
Plant, machinery and equipment23€241€120▼
Furniture and vehicles24€12k€8k▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€120k€109k▼
Amounts receivable within one year40/41€19k€19k▲
Trade receivables40€19k€19k▲
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€51k€40k▼
Equity and liabilities
Total equity and liabilities10/49€136k€121k▼
Equity10/15€54k€96k▲
Contributions10/11€978€978=
Reserves13€53k€95k▲
Distributable reserves133€53k€95k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€82k€25k▼
Amounts payable within one year42/48€82k€25k▼
Trade debts44€1k€985▼
Suppliers440/4€1k€985▼
Taxes, remuneration and social security45€26k€23k▼
Taxes450/3€24k€21k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€54k€915▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€765€791▲
Gross operating margin9900€80k€65k▼
Operating profit (loss)9901€74k€59k▼
Financial income75/76B€1€5▲
Recurring financial income75€1€5▲
Financial charges65/66B€227€164▼
Recurring financial charges65€227€164▼
Profit (loss) for the period before taxes9903€74k€59k▼
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€53k€42k▼
Profit (loss) for the period to be appropriated9905€53k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€42k▼
Transfer from equity791/2€0-
Transfer to equity691/2€0€42k▲
To other reserves6921€0€42k▲
Profit to be distributed694/7€53k€0▼
Return on contributions (dividend)694€53k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.37
Current ratio from 1.47 to 4.37; short-term debt falls from €82k to €25k.
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €57k ▲39.8%
Net result €57k, the highest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Wittestraat 982600 AntwerpenGround area
108 m²
Building footprint
82 m²
Volume, LiDAR
583 m³
Parcel 11303B0438/00M019, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GMTM
since 20182.281.358.044
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0438/00M019 | Flanders | 108 m² | 1 · 82 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,786 companies in sector 63910 we hold annual accounts for 694. 511 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2018
Fiscal year end31-12
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:raf.mermans@gmail.com
Phone:0472283169