GMR CONSULTING
ActiveGMR CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €75k. Equity is growing by ~62.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 3269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency59▲+12
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.19 in 2024; short-term debt: 34.4% of total assets), and 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.4%
Return on assets
13.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
68 d late
2023
37 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€75k▲ 10.1%
2024 · €68k
2023: €44k
2024: €68k
2023 → 2025
Working capital
€-104k▲ 37.0%
2024 · €-166k
2023: €-197k
2024: €-166k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€47k-€115k▲ 145%€190k▲ 65.1%
Operating result€74k-€101k▲ 35.9%€123k▲ 22.3%
Net result€44k-€68k▲ 54.6%€75k▲ 10.1%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€467k▼ 5.6%
Current assets
€85k▲ 124%
Equity and liabilities €552k
Equity
€190k▲ 65.1%
Debt
€362k▼ 13.3%
The debt ratio falls from 78.4% to 65.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€151k▲
2024 · €129k
Cash flow
€103k▲
2024 · €96k
Solvency
34.4%▲
2024 · 21.6%
Current ratio
0.45▲
2024 · 0.19
Quick ratio
0.45▲
2024 · 0.19
Debt / equity
1.91▼
2024 · 3.63
ROE
39.4%▼
2024 · 59.1%
ROA
13.6%▲
2024 · 12.8%
Interest coverage
13.98▲
2024 · 10.23
Debt
€362k▼
2024 · €418k
Debt ≤ 1 year
€190k▼
2024 · €204k
Debt > 1 year
€172k▼
2024 · €213k
Income taxes
€38k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€533k€552k▲
Fixed assets21/28€494k€467k▼
Tangible fixed assets22/27€99k€72k▼
Furniture and vehicles24€99k€72k▼
Financial fixed assets28€395k€395k=
Current assets29/58€38k€85k▲
Amounts receivable within one year40/41€24k€78k▲
Trade receivables40€24k€78k▲
Other amounts receivable41€0-
Current investments50/53€10k€6k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€533k€552k▲
Equity10/15€115k€190k▲
Contributions10/11€3k€3k=
Reserves13€103k€177k▲
Distributable reserves133€103k€177k▲
Profit (loss) carried forward14€9k€10k▲
Amounts payable17/49€418k€362k▼
Amounts payable after more than one year17€213k€172k▼
Financial debts170/4€187k€141k▼
Other amounts payable178/9€26k€31k▲
Amounts payable within one year42/48€204k€190k▼
Current portion of amounts payable after more than one year42€44k€46k▲
Financial debts43€8k€3k▼
Credit institutions430/8€8k€3k▼
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€83k€121k▲
Taxes450/3€83k€121k▲
Other amounts payable47/48€63k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€0€2k▲
Gross operating margin9900€129k€153k▲
Operating profit (loss)9901€101k€123k▲
Financial income75/76B€10k€480▼
Recurring financial income75€10k€480▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€98k€113k▲
Income taxes67/77€30k€38k▲
Profit (loss) for the period9904€68k€75k▲
Profit (loss) for the period to be appropriated9905€68k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€84k▲
Profit (loss) brought forward from the previous period14P€1k€9k▲
Transfer to equity691/2€60k€74k▲
To other reserves6921€60k€74k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Highest result since 2023net €75k ▲10.1%
Operating result €123k, net result €75k, both a record.
31-12
Financial
Equity above €150kEq €190k ▲65.1%
3 profitable years in a row build equity to €190k.
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 68 days late
2024
31-12
Financial
Equity above €100kEq €115k ▲145%
2 profitable years in a row build equity to €115k.
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 3131150 Sint-Pieters-WoluweGround area
564 m²
Building footprint
131 m²
Volume, LiDAR
1,286 m³
Parcel 21019A0156/00Y000, Brussels · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0156/00Y000 | Brussels | 564 m² | 1 · 131 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Shared address
→
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BOEKHOUDKANTOOR VAN TIEGHEM
BE 0438.975.973
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Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2023
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.