Financials
- Fiscal year
- 2025
- Total assets
- €8.3m
- Profit
- €21,706
- Solvency
- 5.8%
Total assets▲ 254%
Net result
20192025
GMP immo
ActiveSummary
GMP immo has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €484,442 and a net result of €21,706. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Buying and selling of own real estate
NACE 68110NACE 68100
1 site
Size
€8.3mtotal assets 2025
- Equity
- €484,442
- Profit
- €21,706
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 5 deeds read
Why 84- Liquidity: current ratio 0.02, cash €63,067- Latest accounts 31 days late; 2 of the last 3 late+ Size: total assets €8.3m+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 38% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
31-14
equity 5.8% of total assets
Liquidity
37+3
short-term debt 32.7% · cash 0.8%
Profitability
38-18
return on assets 0.3%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 1.1%
09-2025: 1.5%▲ +30.9% vs 08-2025highest value
10-2025: 0.7%▼ -52.8% vs 09-2025
11-2025: 0.7%● 0.0% vs 10-2025
12-2025: 0.7%● 0.0% vs 11-2025
01-2026: 0.7%▼ -1.3% vs 12-2025
02-2026: 0.7%▲ +1.0% vs 01-2026
03-2026: 0.7%▼ -0.9% vs 02-2026
04-2026: 0.7%▲ +1.9% vs 03-2026
05-2026: 0.7%▲ +5.3% vs 04-2026
06-2026: 0.5%▼ -38.0% vs 05-2026
07-2026: 0.5%▲ +7.9% vs 06-2026
08-2026: 0.8%▲ +57.5% vs 07-2026
09-2026: 0.3%▼ -58.3% vs 08-2026lowest value
10-2026: 0.3%● 0.0% vs 09-2026lowest value
- Size: total assets €8.3m lowers the probability for this profile
- Liquidity: current ratio 0.02, cash €63,067 raises the probability
- Latest accounts 31 days late; 2 of the last 3 late raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.02 in 2024; short-term debt: 32.7% and cash: 0.8% of total assets), and 94.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 24%, liquidity 30%, profitability 36%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
46 d late
2023
22 d late
2022
31 d late
2021
22 d late
2020
107 d late
2019
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €177,269
Key points
By topic
Timeline
- Events
- 11
- Since
- 2020
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 15-09-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 24-10-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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