GMC
ActiveThe computed 12-month bankruptcy probability of GMC is 2.6% (moderate). The 2025 annual accounts show equity of €27k and a net result of €6k. Equity is growing by ~50.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 11238 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-12
Solvency86▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.94 in 2024; short-term debt: 39% and cash: 30.5% of total assets), and 39% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
13.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
39 d late
2024
5 d late
2023
34 d late
2022
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 27.7%
2024 · €21k
2022: €-1k
2023: €13k
2024: €21k
2022 → 2025
Total assets
€44k▲ 23.7%
2024 · €35k
2022: €21k
2023: €41k
2024: €35k
2022 → 2025
Net result
€6k▼ 27.2%
2024 · €8k
2022: €-8k
2023: €14k
2024: €8k
2022 → 2025
Working capital
€22k▲ 63.6%
2024 · €13k
2022: €-3k
2023: €4k
2024: €13k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-1k-€13k€21k▲ 61.5%€27k▲ 27.7%
Operating result€-8k-€15k€10k▼ 33.7%€7k▼ 27.6%
Net result€-8k-€14k€8k▼ 43.3%€6k▼ 27.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€4k▼ 38.5%
Current assets
€39k▲ 40.0%
Equity and liabilities €44k
Equity
€27k▲ 27.7%
Debt
€17k▲ 17.9%
The debt ratio falls from 40.9% to 39.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €13k
Cash flow
€9k▼
2024 · €11k
Solvency
61.0%▲
2024 · 59.1%
Current ratio
2.30▲
2024 · 1.94
Quick ratio
2.30▲
2024 · 1.94
Debt / equity
0.64▼
2024 · 0.69
ROE
21.7%▼
2024 · 38.1%
ROA
13.2%▼
2024 · 22.5%
Interest coverage
74.30▲
2024 · 42.78
Debt
€17k▲
2024 · €14k
Debt ≤ 1 year
€17k▲
2024 · €14k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€44k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€28k€39k▲
Amounts receivable within one year40/41€17k€26k▲
Trade receivables40€5k€25k▲
Other amounts receivable41€12k€292▼
Cash at bank and in hand54/58€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€35k€44k▲
Equity10/15€21k€27k▲
Contributions10/11€7k€7k=
Profit (loss) carried forward14€13k€19k▲
Amounts payable17/49€14k€17k▲
Amounts payable within one year42/48€14k€17k▲
Trade debts44€3k€13k▲
Suppliers440/4€3k€13k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€387-
Gross operating margin9900€13k€10k▼
Operating profit (loss)9901€10k€7k▼
Financial charges65/66B€301€137▼
Recurring financial charges65€301€137▼
Profit (loss) for the period before taxes9903€10k€7k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€8k€6k▼
Profit (loss) for the period to be appropriated9905€8k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€19k▲
Profit (loss) brought forward from the previous period14P€5k€13k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 11491070 AnderlechtGround area
131 m²
Building footprint
131 m²
Volume, LiDAR
1,037 m³
Parcel 21308H0684/00C002, Brussels · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0684/00C002 | Brussels | 131 m² | 1 · 131 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VETSERVICES
BE 0794.472.857
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MILLPLEDGE EUROPE
BE 0674.755.754
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MACRIA
BE 0781.813.169
Antwerpen · Eq €25k
Of 1,897 companies in sector 46460 we hold annual accounts for 1,116. 368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2021
Fiscal year end31-12
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
47400Retail sale of information and communication equipment
47430Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
47640Retail sale of games and toys
47650Retail trade
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
86903Human health activities
86920Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.