GMARCH
ActiveGMARCH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.22M and a net result of €-14k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 28% of 5495 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
15 d early
2023
2 d early
2022
20 d early
2021
37 d early
2020
25 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.22M▼ 1.1%
2024 · €1.24M
2018: €109k
2019: €119k
2020: €125k
2021: €1.22M
2022: €1.23M
2023: €1.23M
2024: €1.24M
2018 → 2025
Net result
€-14k
2024 · €3k
2018: €9k
2019: €9k
2020: €7k
2021: €1.09M
2022: €10k
2023: €2k
2024: €3k
2018 → 2025
Total assets
€4.47M▼ 0.3%
2024 · €4.48M
2018: €3.33M
2019: €3.34M
2020: €3.37M
2021: €4.47M
2022: €4.47M
2023: €4.46M
2024: €4.48M
2018 → 2025
Solvency
27.3%▼ 0.2pp
2024 · 27.5%
2018: 3.3%
2019: 3.6%
2020: 3.7%
2021: 27.3%
2022: 27.5%
2023: 27.6%
2024: 27.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.23M▲ 0.8%€1.23M▲ 0.2%€1.24M▲ 0.3%€1.22M▼ 1.1%
Operating result€186k-€75k▼ 59.9%€63k▼ 15.5%€65k▲ 4.0%€48k▼ 26.7%
Net result€1.09M-€10k▼ 99.1%€2k▼ 80.4%€3k▲ 66.6%€-14k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.47M
Fixed assets
€4.21M=
Current assets
€260k▼ 4.8%
Equity and liabilities €4.47M
Equity
€1.22M▼ 1.1%
Debt
€3.25M=
The debt ratio rises from 72.5% to 72.7%: equity shrinks.
Key figures and ratios
Solvency
27.3%▼
2024 · 27.5%
ROE
-1.1%▼
2024 · 0.3%
ROA
-0.3%▼
2024 · 0.1%
Debt
€3.25M=
2024 · €3.25M
Debt ≤ 1 year
€41k▲
2024 · €40k
Debt > 1 year
€3.21M=
2024 · €3.21M
Income taxes
€550▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.48M€4.47M▼
Fixed assets21/28€4.21M€4.21M=
Financial fixed assets28€4.21M€4.21M=
Current assets29/58€273k€260k▼
Amounts receivable after more than one year29€172k€172k=
Other amounts receivable291€172k€172k=
Amounts receivable within one year40/41€41k€15k▼
Trade receivables40€41k€12k▼
Other amounts receivable41€0€3k▲
Cash at bank and in hand54/58€40k€52k▲
Deferred charges and accrued income490/1€20k€20k▲
Equity and liabilities
Total equity and liabilities10/49€4.48M€4.47M▼
Equity10/15€1.24M€1.22M▼
Contributions10/11€100k€100k=
Reserves13€1k€1k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€1.13M€1.12M▼
Amounts payable17/49€3.25M€3.25M=
Amounts payable after more than one year17€3.21M€3.21M=
Financial debts170/4€3.21M€3.21M=
Amounts payable within one year42/48€40k€41k▲
Trade debts44€26k€13k▼
Suppliers440/4€26k€13k▼
Taxes, remuneration and social security45€13k€28k▲
Taxes450/3€13k€28k▲
Other amounts payable47/48€624€0▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€67k€50k▼
Operating profit (loss)9901€65k€48k▼
Financial income75/76B€0€376▲
Recurring financial income75€0€376▲
Financial charges65/66B€61k€62k▲
Recurring financial charges65€61k€62k▲
Profit (loss) for the period before taxes9903€5k€-13k▼
Income taxes67/77€2k€550▼
Profit (loss) for the period9904€3k€-14k▼
Profit (loss) for the period to be appropriated9905€3k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.13M€1.12M▼
Profit (loss) brought forward from the previous period14P€1.13M€1.13M▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-14k ▼514%
Net result drops to €-14k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €1.09M ▲16651%
Operating result €186k, net result €1.09M, both a record.
31-12
Financial
Equity above €1MEq €1.22M ▲874%
4 profitable years in a row build equity to €1.22M.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnendelweg 273600 GenkGround area
1,218 m²
Building footprint
161 m²
Volume, LiDAR
4 m³
Parcel 71307H0002/00F106, Flanders · tallest building 1.4 m. Linked by address, not a title deed.
1 establishment unit
GMARCH
since 20172.272.666.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71307H0002/00F106 | Flanders | 1,218 m² | 1 · 161 m² | 1.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELCHAMBRE HOLDING
BE 0561.906.746
Fosses-la-Ville · Eq €1.22M
OSB INVEST
BE 0715.556.924
Pecq · Eq €1.22M
PLUS-VALUES
BE 0873.770.555
Beernem · Eq €1.22M
VVL MANAGEMENT
BE 0759.852.567
Grobbendonk · Eq €1.22M
L&M MANAGEMENT
BE 0820.594.165
Waregem · Eq €1.22M
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.