GM ST LAMBERT
ActiveThe computed 12-month bankruptcy probability of GM ST LAMBERT is 6.5% (elevated). The 2025 annual accounts show equity of €25k and a net result of €8k. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 3668 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+34
Solvency39▲+6
Growth32=
Track record94
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 0.93 in 2024; short-term debt: 44.7% and cash: 5.8% of total assets), and 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
26 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k
2024 · €-11k
2022: €27k
2023: €-738
2024: €-11k
2022 → 2025
Working capital
€13k
2024 · €-7k
2022: €-17k
2023: €-5k
2024: €-7k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€29k-€28k▼ 2.6%€17k▼ 39.7%€25k▲ 50.4%
Operating result€31k-€11k▼ 65.3%€-5k€16k
Net result€27k-€-738€-11k▼ 1,407%€8k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€86k▼ 21.8%
Current assets
€93k▼ 3.8%
Equity and liabilities €179k
Equity
€25k▲ 50.4%
Debt
€154k▼ 19.0%
The debt ratio falls from 91.9% to 85.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▲
2024 · €19k
Cash flow
€32k▲
2024 · €13k
Solvency
14.1%▲
2024 · 8.1%
Current ratio
1.16▲
2024 · 0.93
Quick ratio
1.11▲
2024 · 0.89
Debt / equity
6.07▼
2024 · 11.28
ROE
33.5%▲
2024 · -65.9%
ROA
4.7%▲
2024 · -5.4%
Interest coverage
6.68▲
2024 · 3.50
Debt
€154k▼
2024 · €190k
Debt ≤ 1 year
€80k▼
2024 · €104k
Debt > 1 year
€69k▼
2024 · €84k
Income taxes
€2k▲
2024 · €347
Staff costs
€176k▼
2024 · €202k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€179k▼
Fixed assets21/28€110k€86k▼
Intangible fixed assets21€13k€7k▼
Tangible fixed assets22/27€97k€79k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€14k€9k▼
Other tangible fixed assets26€80k€69k▼
Current assets29/58€97k€93k▼
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€69k€75k▲
Trade receivables40€10k€11k▲
Other amounts receivable41€59k€64k▲
Cash at bank and in hand54/58€19k€10k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€207k€179k▼
Equity10/15€17k€25k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€15k€24k▲
Amounts payable17/49€190k€154k▼
Amounts payable after more than one year17€84k€69k▼
Financial debts170/4€84k€69k▼
Amounts payable within one year42/48€104k€80k▼
Current portion of amounts payable after more than one year42€15k€17k▲
Trade debts44€39k€24k▼
Suppliers440/4€39k€24k▼
Taxes, remuneration and social security45€24k€12k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€19k€8k▼
Other amounts payable47/48€27k€27k▲
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€202k€176k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▼
Other operating charges640/8€116€855▲
Non-recurring operating charges66A-€521
Gross operating margin9900€221k€217k▼
Operating profit (loss)9901€-5k€16k▲
Financial income75/76B€30€23▼
Recurring financial income75€30€23▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€-11k€10k▲
Income taxes67/77€347€2k▲
Profit (loss) for the period9904€-11k€8k▲
Profit (loss) for the period to be appropriated9905€-11k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€24k▲
Profit (loss) brought forward from the previous period14P€26k€15k▼
Social balance
Average headcount (FTE)90876.14.6▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodebeeksteenweg 2601200 Sint-Lambrechts-WoluweGround area
215 m²
Building footprint
147 m²
Volume, LiDAR
828 m³
Parcel 21673D0041/00L000, Brussels · tallest building 11.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Roodebeeksteenweg 260, 1200 Sint-Lambrechts-Woluwe
since 20222.327.242.509
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0041/00L000 | Brussels | 215 m² | 1 · 147 m² | 11.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Lambrechts-Woluwe2.327.242.509
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2022
Fiscal year end31-12
Trade name FR
Green Mango
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0470134295
Phone:0487537912