GM INTERIEUR
ActiveGM INTERIEUR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €51k. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency52▼-28
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.67 in 2024; short-term debt: 42.9% and cash: 22.4% of total assets), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
29.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €46k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
144 d early
2024
170 d early
2023
30 d early
2022
54 d early
2021
58 d early
2020
114 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 41.1%
2024 · €33k
2018: €53k
2019: €63k
2020: €56k
2021: €58k
2022: €33k
2023: €33k
2024: €33k
2018 → 2025
Total assets
€172k▲ 187%
2024 · €60k
2018: €111k
2019: €113k
2020: €94k
2021: €120k
2022: €131k
2023: €74k
2024: €60k
2018 → 2025
Net result
€51k▲ 156%
2024 · €20k
2018: €26k
2019: €-2k
2020: €8k
2021: €2k
2022: €5k
2023: €39k
2024: €20k
2018 → 2025
Working capital
€10k▼ 41.9%
2024 · €18k
2018: €41k
2019: €40k
2020: €35k
2021: €34k
2022: €14k
2023: €15k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€33k▼ 43.3%€33k▲ 0.1%€33k▼ 0.3%€46k▲ 41.1%
Operating result€3k-€17k▲ 469%€42k▲ 140%€25k▼ 39.6%€69k▲ 174%
Net result€2k-€5k▲ 196%€39k▲ 708%€20k▼ 49.4%€51k▲ 156%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 174% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€88k▲ 492%
Current assets
€84k▲ 87.1%
Equity and liabilities €172k
Equity
€46k▲ 41.1%
Debt
€126k▲ 365%
The debt ratio rises from 45.1% to 73.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €29k
Cash flow
€59k▲
2024 · €24k
Solvency
26.9%▼
2024 · 54.9%
Current ratio
1.14▼
2024 · 1.67
Quick ratio
0.96▼
2024 · 1.59
Debt / equity
2.71▲
2024 · 0.82
ROE
110.1%▲
2024 · 60.7%
ROA
29.7%▼
2024 · 33.3%
Interest coverage
50.00▼
2024 · 85.04
Debt
€126k▲
2024 · €27k
Debt ≤ 1 year
€74k▲
2024 · €27k
Debt > 1 year
€52k▲
2024 · €0
Income taxes
€17k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€172k▲
Fixed assets21/28€15k€88k▲
Intangible fixed assets21€1k€542▼
Tangible fixed assets22/27€14k€87k▲
Plant, machinery and equipment23€571€3k▲
Furniture and vehicles24€0€70k▲
Other tangible fixed assets26€13k€14k▲
Current assets29/58€45k€84k▲
Stocks and contracts in progress3€2k€14k▲
Stocks30/36€2k€585▼
Contracts in progress37-€13k
Amounts receivable within one year40/41€20k€23k▲
Trade receivables40€3k€15k▲
Other amounts receivable41€17k€8k▼
Current investments50/53€4k€9k▲
Cash at bank and in hand54/58€18k€39k▲
Deferred charges and accrued income490/1€750€104▼
Equity and liabilities
Total equity and liabilities10/49€60k€172k▲
Equity10/15€33k€46k▲
Contributions10/11€19k€19k=
Reserves13€9k€2k▼
Distributable reserves133€9k€2k▼
Profit (loss) carried forward14€5k€26k▲
Amounts payable17/49€27k€126k▲
Amounts payable after more than one year17€0€52k▲
Financial debts170/4€0€52k▲
Amounts payable within one year42/48€27k€74k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€6k€15k▲
Suppliers440/4€6k€15k▲
Taxes, remuneration and social security45€574€7k▲
Taxes450/3€574€7k▲
Other amounts payable47/48€20k€39k▲
Accrued charges and deferred income492/3-€172
Income statement
Code20242025
Non-recurring operating income76A-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€30k€78k▲
Operating profit (loss)9901€25k€69k▲
Financial income75/76B€771€392▼
Recurring financial income75€771€392▼
Financial charges65/66B€341€2k▲
Recurring financial charges65€341€2k▲
Profit (loss) for the period before taxes9903€26k€68k▲
Income taxes67/77€6k€17k▲
Profit (loss) for the period9904€20k€51k▲
Profit (loss) for the period to be appropriated9905€20k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€56k▲
Profit (loss) brought forward from the previous period14P€5k€5k▼
Transfer from equity791/2-€8k
Profit to be distributed694/7€20k€38k▲
Return on contributions (dividend)694€20k€38k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €51k ▲156%
Operating result €69k, net result €51k, both a record.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-2k ▼109%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warme Handstraat 272280 GrobbendonkGround area
1,132 m²
Building footprint
142 m²
Volume, LiDAR
848 m³
Parcel 13010A0082/00A000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GM Interieur
since 20152.245.377.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010A0082/00A000 | Flanders | 1,132 m² | 1 · 142 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549008AWUV4X8BZZZ55
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Of 20,033 companies in sector 43320 we hold annual accounts for 9,135. 7,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2015
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
31009Manufacture of furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.