GM Consultify
ActiveGM Consultify has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €32k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+24
Solvency65▼-7
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 2.26 in 2024; short-term debt: 46.8% and cash: 64.6% of total assets), but 60.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.8%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
42 d early
2023
48 d early
2022
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▼ 4.9%
2024 · €58k
2022: €29k
2023: €67k
2024: €58k
2022 → 2025
Total assets
€139k▲ 12.7%
2024 · €123k
2022: €36k
2023: €134k
2024: €123k
2022 → 2025
Net result
€32k▲ 717%
2024 · €4k
2022: €27k
2023: €38k
2024: €4k
2022 → 2025
Working capital
€42k▼ 3.0%
2024 · €44k
2022: €29k
2023: €52k
2024: €44k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€29k-€67k▲ 128%€58k▼ 12.9%€55k▼ 4.9%
Operating result€35k-€52k▲ 47.6%€8k▼ 83.9%€44k▲ 422%
Net result€27k-€38k▲ 43.9%€4k▼ 89.9%€32k▲ 717%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 422% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€31k▼ 29.6%
Current assets
€107k▲ 36.6%
Equity and liabilities €139k
Equity
€55k▼ 4.9%
Debt
€83k▲ 28.4%
The debt ratio rises from 52.8% to 60.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €21k
Cash flow
€45k▲
2024 · €17k
Solvency
39.8%▼
2024 · 47.2%
Current ratio
1.65▼
2024 · 2.26
Quick ratio
1.65▼
2024 · 2.26
Debt / equity
1.51▲
2024 · 1.12
ROE
57.4%▲
2024 · 6.7%
ROA
22.9%▲
2024 · 3.2%
Interest coverage
31.95▲
2024 · 9.33
Debt
€83k▲
2024 · €65k
Debt ≤ 1 year
€65k▲
2024 · €35k
Debt > 1 year
€19k▼
2024 · €30k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€139k▲
Fixed assets21/28€44k€31k▼
Tangible fixed assets22/27€44k€31k▼
Furniture and vehicles24€44k€31k▼
Current assets29/58€78k€107k▲
Amounts receivable within one year40/41€21k€17k▼
Trade receivables40€14k€17k▲
Other amounts receivable41€7k-
Cash at bank and in hand54/58€56k€90k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€123k€139k▲
Equity10/15€58k€55k▼
Contributions10/11€4k€4k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€25k€22k▼
Amounts payable17/49€65k€83k▲
Amounts payable after more than one year17€30k€19k▼
Financial debts170/4€30k€19k▼
Amounts payable within one year42/48€35k€65k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€838€843▲
Suppliers440/4€838€843▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€10k€17k▲
Other amounts payable47/48€13k€35k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€888€967▲
Gross operating margin9900€22k€58k▲
Operating profit (loss)9901€8k€44k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€6k€42k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€4k€32k▲
Profit (loss) for the period to be appropriated9905€4k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€56k▲
Profit (loss) brought forward from the previous period14P€33k€25k▼
Profit to be distributed694/7€13k€35k▲
Return on contributions (dividend)694€13k€35k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼89.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €38k ▲43.9%
Operating result €52k, net result €38k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Péry 104550 NandrinGround area
1,536 m²
Building footprint
170 m²
Volume, LiDAR
911 m³
Parcel 61078C0019/00Y000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GM Consultify
since 20222.334.064.280
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61078C0019/00Y000 | Wallonia | 1,535 m² | 1 · 170 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAS Management
BE 0674.893.039
Eeklo · Eq €55k
AF HR Consulting
BE 1024.699.882
Seneffe · Eq €55k
NARIN CONSULTING SERVICES
BE 0665.769.002
Keerbergen · Eq €55k
VI.BE
BE 1013.822.026
Sint-Niklaas · Eq €55k
AD-PROJECTS
BE 0733.893.981
Rijkevorsel · Eq €55k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
71209Other technical testing and analysis
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.