GLYM
ActiveGLYM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €859k and a net result of €111k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 59% of 460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-3
Solvency98▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.81 in 2024), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
7.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
150 d early
2024
125 d early
2023
71 d early
2022
67 d late
2021
113 d late
2020
29 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€859k▲ 3.7%
2024 · €829k
2018: €776k
2019: €831k
2020: €855k
2021: €716k
2022: €689k
2023: €808k
2024: €829k
2018 → 2025
Total assets
€1.47M▼ 0.1%
2024 · €1.47M
2018: €1.62M
2019: €1.60M
2020: €1.51M
2021: €1.52M
2022: €1.48M
2023: €1.52M
2024: €1.47M
2018 → 2025
Net result
€111k▼ 0.4%
2024 · €111k
2018: €52k
2019: €55k
2020: €23k
2021: €2k
2022: €71k
2023: €118k
2024: €111k
2018 → 2025
Working capital
€528k▲ 1.9%
2024 · €518k
2018: €259k
2019: €393k
2020: €444k
2021: €428k
2022: €418k
2023: €541k
2024: €518k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€716k-€689k▼ 3.7%€808k▲ 17.1%€829k▲ 2.6%€859k▲ 3.7%
Operating result€24k-€127k▲ 439%€198k▲ 56.0%€181k▼ 8.5%€185k▲ 2.2%
Net result€2k-€71k▲ 3,038%€118k▲ 67.0%€111k▼ 6.0%€111k▼ 0.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.47M
Fixed assets
€670k▲ 0.4%
Current assets
€801k▼ 0.5%
Equity and liabilities €1.47M
Equity
€859k▲ 3.7%
Debt
€612k▼ 5.0%
The debt ratio falls from 43.7% to 41.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€283k▲
2024 · €254k
Cash flow
€208k▲
2024 · €184k
Solvency
58.4%▲
2024 · 56.3%
Current ratio
2.94▲
2024 · 2.81
Quick ratio
2.94▲
2024 · 2.81
Debt / equity
0.71▼
2024 · 0.78
ROE
12.9%▼
2024 · 13.4%
ROA
7.5%▼
2024 · 7.5%
Interest coverage
21.19▼
2024 · 21.84
Debt
€612k▼
2024 · €644k
Debt ≤ 1 year
€273k▼
2024 · €287k
Debt > 1 year
€337k▼
2024 · €356k
Income taxes
€66k▲
2024 · €60k
Staff costs
€819k▼
2024 · €844k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.47M▼
Fixed assets21/28€667k€670k▲
Tangible fixed assets22/27€667k€670k▲
Land and buildings22€393k€407k▲
Plant, machinery and equipment23€55k€46k▼
Furniture and vehicles24€102k€128k▲
Other tangible fixed assets26€117k€89k▼
Current assets29/58€805k€801k▼
Amounts receivable after more than one year29€24k€17k▼
Other amounts receivable291€24k€17k▼
Amounts receivable within one year40/41€299k€296k▼
Trade receivables40€262k€256k▼
Other amounts receivable41€37k€40k▲
Current investments50/53€100k€0▼
Cash at bank and in hand54/58€348k€447k▲
Deferred charges and accrued income490/1€34k€41k▲
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.47M▼
Equity10/15€829k€859k▲
Contributions10/11€6k€6k=
Reserves13€531k€561k▲
Distributable reserves133€531k€561k▲
Profit (loss) carried forward14€292k€292k=
Amounts payable17/49€644k€612k▼
Amounts payable after more than one year17€356k€337k▼
Financial debts170/4€356k€337k▼
Amounts payable within one year42/48€287k€273k▼
Current portion of amounts payable after more than one year42€66k€81k▲
Financial debts43€29k€6k▼
Credit institutions430/8€29k€6k▼
Trade debts44€27k€28k▲
Suppliers440/4€27k€28k▲
Taxes, remuneration and social security45€145k€142k▼
Taxes450/3€12k€13k▲
Remuneration and social security454/9€133k€128k▼
Other amounts payable47/48€20k€16k▼
Accrued charges and deferred income492/3€878€2k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€844k€819k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€97k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€20k
Other operating charges640/8€17k€12k▼
Gross operating margin9900€1.11M€1.13M▲
Operating profit (loss)9901€181k€185k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€171k€177k▲
Income taxes67/77€60k€66k▲
Profit (loss) for the period9904€111k€111k▼
Profit (loss) for the period to be appropriated9905€111k€111k▼
Appropriation of the result
Profit (loss) to be appropriated9906€403k€402k▼
Profit (loss) brought forward from the previous period14P€292k€292k=
Transfer from equity791/2€90k€80k▼
Transfer to equity691/2€111k€111k▼
To other reserves6921€111k€111k▼
Profit to be distributed694/7€90k€80k▼
Return on contributions (dividend)694€90k€80k▼
Social balance
Average headcount (FTE)908720.019.6▼
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €118k ▲67%
Operating result €198k, net result €118k, both a record.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 113 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼90.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 82 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 62 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Sobieskilaan 301020 BrusselGround area
240 m²
Building footprint
167 m²
Volume, LiDAR
3,029 m³
Parcel 21816C0277/00R007, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
GLYM
since 20122.207.603.796
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0277/00R007 | Brussels | 240 m² | 1 · 167 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.207.603.796
Similar companies · same sector, comparable size
West-Vlaams Onthaal-Observatie- en Oriëntatiecentrum de Zandberg
BE 0411.022.355
Jabbeke · Eq €850k
Domaine clef de vie
BE 0666.720.689
Péruwelz · Eq €787k
Federatie van Wit-Gele Kruisverenigingen van Vlaanderen
BE 0465.698.582
Brussel · Eq €748k
Centre éducatif et social pour Adultes handicapés mentaux
BE 0439.648.936
Seraing · Eq €748k
Volkstehuis
BE 0407.036.744
Hasselt · Eq €720k
Of 106 companies in sector 87999 we hold annual accounts for 39. 24 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2012
Fiscal year end31-12
Activities, NACEBEL
87999Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.