GLOSS
ActiveThe computed 12-month bankruptcy probability of GLOSS is 3.3% (moderate). For GLOSS, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show negative equity (€-66k) and a net result of €-33k. Equity is shrinking by ~81.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 1673 sector peers (fiscal year 2021). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2021 · tick = 2020
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
-203.3%
Return on assets
-102.4%
Age of the figures
57 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2022 close31-07-2023 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 14-10-2022, 75 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
75 d late
2020
440 d late
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2021, micro schema
Equity
€-66k▼ 102%
2020 · €-33k
2018: €-8k
2019: €-14k
2020: €-33k
2018 → 2021
Total assets
€32k▲ 242%
2020 · €9k
2018: €730
2019: €472
2020: €9k
2018 → 2021
Net result
€-33k▼ 76.8%
2020 · €-19k
2018: €-2k
2019: €-6k
2020: €-19k
2018 → 2021
Working capital
€-485▲ 98.6%
2020 · €-35k
2018: €-8k
2019: €-14k
2020: €-35k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Equity€-8k-€-14k▼ 72.7%€-33k▼ 135%€-66k▼ 102%
Operating result€-2k-€-6k▼ 255%€-18k▼ 228%€-33k▼ 78.3%
Net result€-2k-€-6k▼ 278%€-19k▼ 220%€-33k▼ 76.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2021 against €18k in 2020; the loss grows and 2021 has the lowest result in the available series.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €32k
Fixed assets
€5k▲ 124%
Current assets
€28k▲ 277%
Key figures and ratios
EBITDA
€-32k▼
2020 · €-18k
Cash flow
€-32k▼
2020 · €-19k
Solvency
-203.3%▲
2020 · -345.5%
Current ratio
0.98▲
2020 · 0.17
Quick ratio
0.18▲
2020 · 0.17
Debt / equity
-1.49▼
2020 · -1.29
ROA
-102.4%▲
2020 · -198.4%
Interest coverage
-146.89▼
2020 · -66.22
Debt
€98k▲
2020 · €42k
Debt ≤ 1 year
€28k▼
2020 · €42k
Debt > 1 year
€70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€9k€32k▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Plant, machinery and equipment23€325€4k▲
Furniture and vehicles24€2k€1k▼
Current assets29/58€7k€28k▲
Stocks and contracts in progress3-€23k
Stocks30/36-€23k
Amounts receivable within one year40/41€7k€3k▼
Trade receivables40€3k-
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€383€2k▲
Deferred charges and accrued income490/1€214-
Equity and liabilities
Total equity and liabilities10/49€9k€32k▲
Equity10/15€-33k€-66k▼
Contributions10/11€29k€29k=
Profit (loss) carried forward14€-62k€-95k▼
Amounts payable17/49€42k€98k▲
Amounts payable after more than one year17-€70k
Financial debts170/4-€70k
Amounts payable within one year42/48€42k€28k▼
Trade debts44€5k-
Suppliers440/4€5k-
Other amounts payable47/48€37k€28k▼
Income statement
Code20202021
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78€963▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€-13k€-31k▼
Operating profit (loss)9901€-18k€-33k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€277€217▼
Recurring financial charges65€277€217▼
Profit (loss) for the period before taxes9903€-19k€-33k▼
Profit (loss) for the period9904€-19k€-33k▼
Profit (loss) for the period to be appropriated9905€-19k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-95k▼
Profit (loss) brought forward from the previous period14P€-43k€-62k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 440 days late
2021
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series.
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
2015
15-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
25-06
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2013
13-06
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijdersstraat 35vd12650 EdegemGround area
1,700 m²
Building footprint
1,025 m²
Volume, LiDAR
5,348 m³
2 parcels, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Traiteur Gloss
since 20062.153.635.273
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0118/00C000 | Flanders | 1,505 m² | 1 · 956 m² | 11.7 m · 2 fl. |
| 33029A0631/00V003 | Flanders | 195 m² | 1 · 68 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SARDY
BE 0831.261.789
Verviers · Eq €3k
M&S FOODS BELGIUM
BE 0756.860.811
Châtelet · Eq €3k
BE APERO
BE 0799.386.601
Anthisnes · Eq €3k
Eventica
BE 0881.055.651
Lokeren · Eq €3k
Indesoep
BE 1017.860.194
Laakdal · Eq €4k
Of 446 companies in sector 10850 we hold annual accounts for 173. 53 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2006
Fiscal year end31-12
Activities, NACEBEL
10850Manufacture of food products
46423Wholesale of clothing, excluding workwear and underwear
46480Wholesale trade
46641Wholesale trade
47120Other non-specialised retail sale
47540Retail sale of electrical household appliances
47552Retail sale of lighting equipment
47553Retail trade
47592Retail trade
47593Retail trade
47770Retail sale of watches and jewellery
47910Retail trade
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.