GLOBAL PHONE
ActiveSummary
The computed 12-month bankruptcy probability of GLOBAL PHONE is 1.8% (moderate). The 2025 annual accounts show equity of €80k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 18280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-31
Solvency71▼-10
Growth85=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.34 in 2024; short-term debt: 54.1% and cash: 18.4% of total assets), and 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
1.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €80k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
30 d late
2023
46 d late
2022
32 d late
2021
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€641k▼ 18.5%
2024 · €787k
2021: €106k
2022: €199k
2023: €307k
2024: €787k
2021 → 2025
EBIT margin
1.4%▼ 11.2pp
2024 · 12.6%
2021: 2.3%
2022: 0.4%
2023: 0.5%
2024: 12.6%
2021 → 2025
Net result
€3k▼ 95.2%
2024 · €70k
2021: €2k
2022: €-596
2023: €-28
2024: €70k
2021 → 2025
Working capital
€27k▲ 34.6%
2024 · €20k
2021: €7k
2022: €6k
2023: €6k
2024: €20k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€106k-€199k▲ 88.3%€307k▲ 53.9%€787k▲ 156%€641k▼ 18.5%
Equity€7k-€6k▼ 8.4%€6k▼ 0.4%€76k▲ 1,085%€80k▲ 4.4%
Operating result€2k-€827▼ 65.3%€1k▲ 77.8%€99k▲ 6,658%€9k▼ 91.1%
Net result€2k-€-596€-28▲ 95.4%€70k€3k▼ 95.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€53k ▼ 6.5%
Current assets
€121k ▲ 51.6%
Equity and liabilities €174k
Equity
€80k ▲ 4.4%
Debt
€94k ▲ 57.4%
Debt's share of the balance-sheet total rises from 43.8% to 54.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €109k
Cash flow
€27k▼
2024 · €80k
Current ratio
1.29▼
2024 · 1.34
Quick ratio
0.34▼
2024 · 1.10
Debt to equity
1.18▲
2024 · 0.78
ROE
4.2%▼
2024 · 91.6%
ROA
1.9%▼
2024 · 51.4%
Interest coverage
11.66▼
2024 · 36.06
Debt ≤ 1 year
€94k▲
2024 · €60k
Income taxes
€3k▼
2024 · €26k
Staff costs
€34k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€136k€174k▲
Fixed assets21/28€56k€53k▼
Intangible fixed assets21€31k€24k▼
Tangible fixed assets22/27€25k€29k▲
Furniture and vehicles24€25k€29k▲
Financial fixed assets28€100€100=
Current assets29/58€80k€121k▲
Stocks and contracts in progress3€14k€89k▲
Stocks30/36€14k€89k▲
Amounts receivable within one year40/41€14k-
Trade receivables40€14k-
Cash at bank and in hand54/58€51k€32k▼
Deferred charges and accrued income490/1€302€302=
Equity and liabilities
Total equity and liabilities10/49€136k€174k▲
Equity10/15€76k€80k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€71k€75k▲
Amounts payable17/49€60k€94k▲
Amounts payable within one year42/48€60k€94k▲
Trade debts44-€26k
Suppliers440/4-€26k
Taxes, remuneration and social security45€59k€49k▼
Taxes450/3€51k€33k▼
Remuneration and social security454/9€8k€17k▲
Other amounts payable47/48€980€19k▲
Income statement
Code20242025
Turnover70€787k€641k▼
Goods, raw materials, services and sundry goods60/61€652k€574k▼
Remuneration, social security and pensions62€26k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€24k▲
Other operating charges640/8€121€410▲
Non-recurring operating charges66A-€128
Gross operating margin9900€135k€67k▼
Operating profit (loss)9901€99k€9k▼
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€96k€6k▼
Income taxes67/77€26k€3k▼
Profit (loss) for the period9904€70k€3k▼
Profit (loss) for the period to be appropriated9905€70k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€75k▲
Profit (loss) brought forward from the previous period14P€1k€71k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €70k
Net result €70k after 2 loss-making years.
15-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 46 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-596 ▼129%
Net result drops to €-596, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Marché 6-84000 LiègeGround area
47 m²
Building footprint
38 m²
Volume, LiDAR
675 m³
Parcel 62063A0494/00A000, Wallonia · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Place du Marché 6-8, 4000 Liège
since 20242.357.518.286
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0494/00A000 ProtectedMonument |
Wallonia | 47 m² | 1 · 38 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Ident-IT
BE 0731.840.452
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JANUS CONCEPT
BE 0885.284.554
Charleroi · Eq €80,000
PROXI-NAT
BE 0808.320.497
Yvoir · Eq €80,151
JBMATIC
BE 0465.315.334
Dour · Eq €80,277
SOGILIS
BE 0835.037.465
Sint-Jans-Molenbeek · Eq €80,482
Of 3,226 companies in sector 47400 we hold annual accounts for 1,806. 1,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
66300Activities auxiliary to financial services and insurance activities
82910Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.