GLDLV
ActiveSummary
GLDLV has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €119k and a net result of €65k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability90▲+2
Solvency56▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.75 in 2023; short-term debt: 29.8% and cash: 4.2% of total assets), but 69.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 15367 sector peers (2024).
NBB · sector comparisonPosition among 15367 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
23 d early
2022
12 d early
2022
3 d early
2021
30 d early
2020
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€119k=
2023 · €119k
2019: €33klowest value
2020: €92k▲ +176% vs 2019
2021: €152k▲ +64.3% vs 2020
2022: €248k▲ +63.3% vs 2021
2022: €305khighest value
2023: €119k▼ -61.0% vs 2022
2024: €119k● 0.0% vs 2023
2019 → 2024
Total assets
€389k▼ 17.1%
2023 · €469k
2019: €342klowest value
2020: €389k▲ +13.7% vs 2019
2021: €423k▲ +8.7% vs 2020
2022: €492k▲ +16.4% vs 2021
2022: €550khighest value
2023: €469k▼ -14.7% vs 2022
2024: €389k▼ -17.1% vs 2023
2019 → 2024
Net result
€65k▼ 8.0%
2023 · €71k
2019: €45klowest value
2020: €59k▲ +31.1% vs 2019
2021: €59k▲ +0.8% vs 2020
2022: €96k▲ +61.8% vs 2021highest value
2022: €57k
2023: €71k▲ +25.2% vs 2022
2024: €65k▼ -8.0% vs 2023
2019 → 2024
Working capital
€128k▼ 3.9%
2023 · €133k
2019: €48klowest value
2020: €102k▲ +114% vs 2019
2021: €158k▲ +54.8% vs 2020
2022: €349k▲ +120% vs 2021highest value
2022: €322k
2023: €133k▼ -58.7% vs 2022
2024: €128k▼ -3.9% vs 2023
2019 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202220232024Trend
Equity€152k-€248k▲ 63.3%€305k▲ 22.9%€119k▼ 61.0%€119k=
2021: €152k
2022: €248k▲ +63.3% vs 2021
2022: €305khighest value
2023: €119k▼ -61.0% vs 2022lowest value
2024: €119k● 0.0% vs 2023lowest value
Operating result€74k-€87k▲ 17.8%€58k▼ 32.8%€83k▲ 42.0%€87k▲ 5.4%
2021: €74k
2022: €87k▲ +17.8% vs 2021
2022: €58klowest value
2023: €83k▲ +42.0% vs 2022
2024: €87k▲ +5.4% vs 2023highest value
Net result€59k-€96k▲ 61.8%€57k▼ 40.9%€71k▲ 25.2%€65k▼ 8.0%
2021: €59k
2022: €96k▲ +61.8% vs 2021highest value
2022: €57klowest value
2023: €71k▲ +25.2% vs 2022
2024: €65k▼ -8.0% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €389k
Fixed assets
€145k ▼ 8.7%
Current assets
€244k ▼ 21.3%
Equity and liabilities €389k
Equity
€119k =
Debt
€270k ▼ 22.8%
Debt's share of the balance-sheet total falls from 74.7% to 69.4%. Debt is lower.
Key figures and ratios
EBITDA
€102k▲
2023 · €98k
Cash flow
€80k▼
2023 · €87k
Current ratio
2.10▲
2023 · 1.75
Debt to equity
2.27▼
2023 · 2.95
ROE
55.0%▼
2023 · 59.8%
ROA
16.8%▲
2023 · 15.2%
Interest coverage
16.74▲
2023 · 15.24
Debt ≤ 1 year
€116k▼
2023 · €177k
Debt > 1 year
€154k▼
2023 · €173k
Income taxes
€27k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€469k€389k▼
Fixed assets21/28€159k€145k▼
Tangible fixed assets22/27€159k€145k▼
Land and buildings22€159k€144k▼
Furniture and vehicles24€245€1k▲
Current assets29/58€310k€244k▼
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Amounts receivable within one year40/41€254k€195k▼
Other amounts receivable41€254k€195k▼
Cash at bank and in hand54/58€25k€16k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€469k€389k▼
Equity10/15€119k€119k=
Contributions10/11€550€550=
Reserves13€118k€118k=
Distributable reserves133€118k€118k=
Amounts payable17/49€350k€270k▼
Amounts payable after more than one year17€173k€154k▼
Financial debts170/4€173k€154k▼
Amounts payable within one year42/48€177k€116k▼
Current portion of amounts payable after more than one year42€41k€38k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48€128k€65k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€488€406▼
Gross operating margin9900€99k€103k▲
Operating profit (loss)9901€83k€87k▲
Financial income75/76B€13k€12k▼
Recurring financial income75€13k€12k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Non-recurring financial charges66B-€134
Profit (loss) for the period before taxes9903€89k€93k▲
Income taxes67/77€18k€27k▲
Profit (loss) for the period9904€71k€65k▼
Profit (loss) for the period to be appropriated9905€71k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€65k▼
Transfer from equity791/2€186k-
Profit to be distributed694/7€257k€65k▼
Return on contributions (dividend)694€257k€65k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €8k | €10k | €16k | €15k | ▼ 3.9% |
| Other operating charges640/8 | - | €474 | €793 | €488 | €406 | ▼ 16.7% |
| Gross operating margin9900 | €90k | €96k | €70k | €99k | €103k | ▲ 3.8% |
| Operating profit (loss)9901 | €74k | €87k | €58k | €83k | €87k | ▲ 5.4% |
| Financial income75/76B | - | €41k | €17k | €13k | €12k | ▼ 10.6% |
| Recurring financial income75 | €13k | €12k | €17k | €13k | €12k | ▼ 10.6% |
| Non-recurring financial income76B | - | €30k | €800 | - | - | - |
| Financial charges65/66B | - | €6k | €5k | €6k | €6k | ▼ 3.3% |
| Recurring financial charges65 | €7k | €6k | €5k | €6k | €6k | ▼ 5.4% |
| Non-recurring financial charges66B | - | - | - | - | €134 | - |
| Profit (loss) for the period before taxes9903 | €80k | €122k | €71k | €89k | €93k | ▲ 3.7% |
| Income taxes67/77 | €21k | €26k | €14k | €18k | €27k | ▲ 49.0% |
| Profit (loss) for the period9904 | €59k | €96k | €57k | €71k | €65k | ▼ 8.0% |
| Profit (loss) for the period to be appropriated9905 | €59k | €96k | €57k | €71k | €65k | ▼ 8.0% |
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €423k | €492k | €550k | €469k | €389k | ▼ 17.1% |
| Fixed assets21/28 | €217k | €104k | €175k | €159k | €145k | ▼ 8.7% |
| Tangible fixed assets22/27 | €215k | €102k | €175k | €159k | €145k | ▼ 8.7% |
| Land and buildings22 | - | €100k | €174k | €159k | €144k | ▼ 9.3% |
| Furniture and vehicles24 | - | €2k | €1k | €245 | €1k | ▲ 354% |
| Financial fixed assets28 | €1k | €2k | - | - | - | - |
| Current assets29/58 | €206k | €388k | €375k | €310k | €244k | ▼ 21.3% |
| Amounts receivable after more than one year29 | - | - | €30k | €30k | €30k | = |
| Other amounts receivable291 | - | - | €30k | €30k | €30k | = |
| Amounts receivable within one year40/41 | €162k | €209k | €322k | €254k | €195k | ▼ 23.1% |
| Other amounts receivable41 | - | €209k | €322k | €254k | €195k | ▼ 23.1% |
| Cash at bank and in hand54/58 | €44k | €178k | €23k | €25k | €16k | ▼ 33.8% |
| Deferred charges and accrued income490/1 | - | €133 | €472 | €1k | €2k | ▲ 64.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €423k | €492k | €550k | €469k | €389k | ▼ 17.1% |
| Equity10/15 | €152k | €248k | €305k | €119k | €119k | = |
| Contributions10/11 | - | €550 | €550 | €550 | €550 | = |
| Reserves13 | €118k | €247k | €304k | €118k | €118k | = |
| Distributable reserves133 | - | €247k | €304k | €118k | €118k | = |
| Profit (loss) carried forward14 | €33k | - | - | - | - | - |
| Amounts payable17/49 | €271k | €244k | €245k | €350k | €270k | ▼ 22.8% |
| Amounts payable after more than one year17 | €223k | €205k | €192k | €173k | €154k | ▼ 11.0% |
| Financial debts170/4 | - | €205k | €192k | €173k | €154k | ▼ 11.0% |
| Amounts payable within one year42/48 | €48k | €38k | €54k | €177k | €116k | ▼ 34.4% |
| Current portion of amounts payable after more than one year42 | - | €20k | €34k | €41k | €38k | ▼ 7.1% |
| Trade debts44 | €2k | €2k | €2k | €1k | €2k | ▲ 126% |
| Suppliers440/4 | - | €2k | €2k | €1k | €2k | ▲ 126% |
| Taxes, remuneration and social security45 | - | €17k | €17k | €7k | €10k | ▲ 44.4% |
| Taxes450/3 | - | €17k | €17k | €7k | €10k | ▲ 44.4% |
| Other amounts payable47/48 | - | - | - | €128k | €65k | ▼ 48.9% |
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59k | €96k | €57k | €71k | €65k | ▼ 8.0% |
| + Depreciation and write-downs630 | €15k | €8k | €10k | €16k | €15k | ▼ 3.9% |
| Operating cash flow (approximation) | €75k | €105k | €67k | €87k | €80k | ▼ 7.2% |
| Investment in fixed assets (approximation) | - | €104k | - | €-88 | €-1k | ▼ 1,143% |
| Change in cash | - | €134k | - | €2k | €-8k | ▼ 580% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €96k ▲61.8%
Net result €96k, the highest in the series.
31-03
Financial
Liquidity doublescurrent ratio 10.07
Current ratio from 4.32 to 10.07; short-term debt falls from €48k to €38k.
31-03
Financial
Equity above €200kEq €248k ▲63.3%
4 profitable years in a row build equity to €248k.
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €150kEq €152k ▲64.3%
3 profitable years in a row build equity to €152k.
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2017
Ground area
264 m²
Building footprint
163 m²
Volume, LiDAR
2,340 m³
Parcel 21009A0361/00B002, Brussels · tallest building 21.2 m, ±5 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
GLDLV
since 20172.269.573.336
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0361/00B002 | Brussels | 264 m² | 1 · 163 m² | 21.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,260 companies in sector 69102 we hold annual accounts for 1,754. 1,362 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
69102Activities of notaries
Scores and ratios are computed by Checked and are not a credit decision.