GLASHANDEL BLOMME
ActiveGLASHANDEL BLOMME has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €19k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+70
Solvency74▲+17
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.63 in 2024), but 66.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.8%
Return on assets
7.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
144 d early
2024
14 d late
2023
2 d late
2022
24 d late
2021
58 d late
2020
62 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 5.1%
2024 · €81k
2018: €66k
2019: €78k
2020: €102k
2021: €130k
2022: €126k
2023: €112k
2024: €81k
2018 → 2025
Total assets
€253k▼ 14.7%
2024 · €296k
2018: €330k
2019: €329k
2020: €342k
2021: €348k
2022: €345k
2023: €356k
2024: €296k
2018 → 2025
Net result
€19k▲ 299%
2024 · €5k
2018: €32k
2019: €11k
2020: €24k
2021: €36k
2022: €31k
2023: €41k
2024: €5k
2018 → 2025
Working capital
€82k▲ 9.3%
2024 · €75k
2018: €58k
2019: €71k
2020: €88k
2021: €119k
2022: €112k
2023: €98k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€126k▼ 3.0%€112k▼ 10.5%€81k▼ 27.9%€85k▲ 5.1%
Operating result€48k-€44k▼ 7.7%€61k▲ 38.4%€19k▼ 68.3%€29k▲ 50.6%
Net result€36k-€31k▼ 16.0%€41k▲ 34.3%€5k▼ 88.3%€19k▲ 299%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 51% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€86k▼ 16.9%
Current assets
€167k▼ 13.5%
Equity and liabilities €253k
Equity
€85k▲ 5.1%
Debt
€167k▼ 22.1%
The debt ratio falls from 72.6% to 66.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€47k▲
2024 · €42k
Cash flow
€37k▲
2024 · €28k
Solvency
33.8%▲
2024 · 27.4%
Current ratio
1.96▲
2024 · 1.63
Quick ratio
1.81▲
2024 · 1.52
Debt / equity
1.96▼
2024 · 2.65
ROE
22.5%▲
2024 · 5.9%
ROA
7.6%▲
2024 · 1.6%
Interest coverage
7.39▲
2024 · 3.31
Debt
€167k▼
2024 · €215k
Debt ≤ 1 year
€85k▼
2024 · €118k
Debt > 1 year
€82k▼
2024 · €97k
Income taxes
€9k▲
2024 · €5k
Staff costs
€107k▲
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€296k€253k▼
Fixed assets21/28€103k€86k▼
Tangible fixed assets22/27€103k€86k▼
Land and buildings22€91k€81k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€8k€2k▼
Financial fixed assets28€50€50=
Current assets29/58€193k€167k▼
Stocks and contracts in progress3€13k€13k▲
Stocks30/36€13k€13k▲
Amounts receivable within one year40/41€51k€45k▼
Trade receivables40€29k€19k▼
Other amounts receivable41€22k€27k▲
Cash at bank and in hand54/58€122k€102k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€296k€253k▼
Equity10/15€81k€85k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€61k€65k▲
Amounts payable17/49€215k€167k▼
Amounts payable after more than one year17€97k€82k▼
Financial debts170/4€97k€82k▼
Amounts payable within one year42/48€118k€85k▼
Current portion of amounts payable after more than one year42€16k€14k▼
Trade debts44€32k€24k▼
Suppliers440/4€32k€24k▼
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€27k€27k▲
Taxes450/3€7k€5k▼
Remuneration and social security454/9€20k€22k▲
Other amounts payable47/48€40k€19k▼
Accrued charges and deferred income492/3€143-
Income statement
Code20242025
Non-recurring operating income76A€83-
Remuneration, social security and pensions62€103k€107k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-440
Other operating charges640/8€4k€5k▲
Gross operating margin9900€149k€158k▲
Operating profit (loss)9901€19k€29k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€13k€6k▼
Recurring financial charges65€13k€6k▼
Profit (loss) for the period before taxes9903€10k€28k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€5k€19k▲
Profit (loss) for the period to be appropriated9905€5k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€97k€80k▼
Profit (loss) brought forward from the previous period14P€92k€61k▼
Profit to be distributed694/7€36k€15k▼
Return on contributions (dividend)694€36k€15k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼88.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial
Highest result since 2018net €41k ▲34.3%
Operating result €61k, net result €41k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 62 days late
2020
31-12
Financial
Equity above €100kEq €102k ▲30.9%
3 profitable years in a row build equity to €102k.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 206 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hanzestraat 28370 BlankenbergeGround area
7,954 m²
Building footprint
674 m²
Volume, LiDAR
4,428 m³
Parcel 31034B0359/00C002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Glashandel Blomme
since 19962.074.626.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31034B0359/00C002 | Flanders | 7,954 m² | 1 · 674 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 90 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 90 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 485 companies in sector 43343 we hold annual accounts for 291. 235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1995
Fiscal year end31-12
Activities, NACEBEL
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.glashandelblomme.be
E-mail:glas.blomme@telenet.be