GL home

Active

Private limited companyfounded 20242 yrs activeChamp d'al Vau 21, 1380 Lasne, BelgiumKBO/BCE: BE 1004.377.986

Summary

GL home has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,628 and a net result of €5,159. Its solvency ranks better than 25% of 11099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

GL homeActiveChecked score 87/100

Risk analysis Report Compare

Activity

Activities of interior architects

NACE 71112

1 site

Size

€150,864total assets 2025

Equity: €38,628
Profit: €5,159

Turnover not published (abridged schema)

Financial health

87 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts filed 61 d late0 of 1 deed read

Why 87- Latest accounts 61 days late; 1 of the last 3 late- Founded in 2024+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Liquidity: current ratio 1.25, cash €64,597Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Better than 44% of its sector peers (NACE 71, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 51+5

equity 25.6% of total assets

Liquidity 67+14

short-term debt 63.4% · cash 42.8%

Profitability 73-23

return on assets 3.4%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,650 companies)

Last 24 months 02-2025: 0.5% 03-2025: 0.5%▲ +2.1% vs 02-2025 04-2025: 0.5%● 0.0% vs 03-2025 05-2025: 0.5%▲ +5.1% vs 04-2025 06-2025: 0.5%▲ +0.6% vs 05-2025 07-2025: 0.6%▲ +11.2% vs 06-2025 08-2025: 0.6%▲ +10.3% vs 07-2025highest value 09-2025: 0.1%▼ -82.3% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▼ -0.9% vs 10-2025 12-2025: 0.1%▼ -0.9% vs 11-2025lowest value 01-2026: 0.1%▲ +6.4% vs 12-2025 02-2026: 0.1%▲ +0.9% vs 01-2026 03-2026: 0.1%▲ +2.5% vs 02-2026 04-2026: 0.1%▲ +5.0% vs 03-2026 05-2026: 0.1%▲ +1.6% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +6.2% vs 06-2026 08-2026: 0.2%▲ +80.3% vs 07-2026 09-2026: 0.3%▲ +32.8% vs 08-2026 10-2026: 0.2%▼ -31.7% vs 09-2026

Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
Liquidity: current ratio 1.25, cash €64,597 lowers the probability
Latest accounts 61 days late; 1 of the last 3 late raises the probability
Founded in 2024 raises the probability for this profile

Credit up to €3,000 at 30 days acceptable

Liquidity tight (current ratio 1.25 against 1.16 in 2024; short-term debt: 63.4% and cash: 42.8% of total assets), and 74.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 26%, liquidity 54%, profitability 37%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Architectural and engineering activities; technical testing and analysis (NACE 71)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.25, cash €64,597

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 61 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

61 d late

2024

30 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage