GJR Group
ActiveGJR Group has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62k and a net result of €27k. Equity is growing by ~48.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-26
Solvency35▼-17
Growth85=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.41 in 2023; short-term debt: 89.4% and cash: 0.9% of total assets), and 90.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.7%
Return on assets
4.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 20785 sector peers (2024).
NBB · sector comparisonPosition among 20785 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
14 d late
2022
50 d late
2021
19 d late
2020
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€1.64M▲ 93.4%
2023 · €850k
2020: €4k
2021: €540
2023: €850k
2020 → 2024
EBIT margin
3.5%▼ 0.9pp
2023 · 4.4%
2020: 53.8%
2021: 160.3%
2023: 4.4%
2020 → 2024
Net result
€27k▲ 8.7%
2023 · €24k
2020: €2k
2021: €649
2022: €37k
2023: €24k
2020 → 2024
Working capital
€65k▼ 3.8%
2023 · €68k
2020: €2k
2021: €2k
2022: €42k
2023: €68k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€4k-€540▼ 85.5%€850k€1.64M▲ 93.4%
Equity€2k-€3k▲ 32.1%€40k▲ 1,397%€64k▲ 61.2%€62k▼ 3.4%
Operating result€2k-€865▼ 56.9%€53k▲ 6,077%€38k▼ 29.8%€58k▲ 53.8%
Net result€2k-€649▼ 57.3%€37k▲ 5,649%€24k▼ 34.4%€27k▲ 8.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 54% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €641k
Fixed assets
€3k▲ 54.0%
Current assets
€638k▲ 173%
Equity and liabilities €641k
Equity
€62k▼ 3.4%
Debt
€578k▲ 238%
The debt ratio rises from 72.7% to 90.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▲
2023 · €38k
Cash flow
€27k▲
2023 · €25k
Solvency
9.7%▼
2023 · 27.3%
Current ratio
1.11▼
2023 · 1.41
Quick ratio
1.11▼
2023 · 1.41
Debt / equity
9.29▲
2023 · 2.66
ROE
42.7%▲
2023 · 38.0%
ROA
4.2%▼
2023 · 10.4%
Interest coverage
2.48▼
2023 · 9.49
Debt
€578k▲
2023 · €171k
Debt ≤ 1 year
€573k▲
2023 · €166k
Income taxes
€13k▲
2023 · €11k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€236k€641k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€1k€648▼
Furniture and vehicles24€1k€648▼
Financial fixed assets28€581€2k▲
Current assets29/58€234k€638k▲
Amounts receivable within one year40/41€169k€621k▲
Trade receivables40€133k€542k▲
Other amounts receivable41€36k€79k▲
Cash at bank and in hand54/58€53k€6k▼
Deferred charges and accrued income490/1€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€236k€641k▲
Equity10/15€64k€62k▼
Contributions10/11€500€500=
Reserves13€62k€62k=
Distributable reserves133€62k€62k=
Profit (loss) carried forward14€2k-
Amounts payable17/49€171k€578k▲
Amounts payable within one year42/48€166k€573k▲
Financial debts43-€173k
Credit institutions430/8-€173k
Trade debts44€136k€338k▲
Suppliers440/4€136k€338k▲
Taxes, remuneration and social security45€30k€32k▲
Taxes450/3€30k€31k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48-€29k
Accrued charges and deferred income492/3€5k€6k▲
Income statement
Code20232024
Turnover70€850k€1.64M▲
Goods, raw materials, services and sundry goods60/61€812k€1.58M▲
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€466€526▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€39k€68k▲
Operating profit (loss)9901€38k€58k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€4k€24k▲
Recurring financial charges65€4k€24k▲
Profit (loss) for the period before taxes9903€35k€39k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€24k€27k▲
Profit (loss) for the period to be appropriated9905€24k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€29k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€24k-
To other reserves6921€24k-
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
31-12
Financial
Highest result since 2020net €37k ▲5649%
Net result €37k, the highest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Weakest financial yearnet €649 ▼57.3%
Net result drops to €649, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Keyserlei 60C2018 AntwerpenGround area
3,154 m²
Building footprint
885 m²
Parcel 11808H1298/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
GJR Group
since 20212.319.155.578
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1298/00C000 | Flanders | 3,154 m² | 1 · 885 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ITVECTOR
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CLARITY CONSULT
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.