GJD Consulting
ActiveGJD Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €4k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-26
Solvency44▼-52
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.74 against 2.78 in 2023; short-term debt: 21.2% and cash: 10.1% of total assets), and 80.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.3%
Return on assets
4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8969 sector peers (2024).
NBB · sector comparisonPosition among 8969 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
31 d early
2022
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€19k▲ 26.0%
2023 · €15k
2022: €8k
2023: €15k
2022 → 2024
Total assets
€98k▲ 362%
2023 · €21k
2022: €22k
2023: €21k
2022 → 2024
Net result
€4k▼ 41.6%
2023 · €7k
2022: €7k
2023: €7k
2022 → 2024
Working capital
€-5k
2023 · €11k
2022: €4k
2023: €11k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€8k-€15k▲ 80.2%€19k▲ 26.0%
Operating result€7k-€7k▼ 7.2%€9k▲ 33.0%
Net result€7k-€7k▼ 8.8%€4k▼ 41.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 33% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €98k
Fixed assets
€82k▲ 2,029%
Current assets
€15k▼ 11.5%
Equity and liabilities €98k
Equity
€19k▲ 26.0%
Debt
€79k▲ 1,169%
The debt ratio rises from 29.4% to 80.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2023 · €7k
Cash flow
€15k▲
2023 · €7k
Solvency
19.3%▼
2023 · 70.6%
Current ratio
0.74▼
2023 · 2.78
Quick ratio
0.74▼
2023 · 2.78
Debt / equity
4.19▲
2023 · 0.42
ROE
20.6%▼
2023 · 44.5%
ROA
4.0%▼
2023 · 31.4%
Interest coverage
12.74▼
2023 · 63.05
Debt
€79k▲
2023 · €6k
Debt ≤ 1 year
€21k▲
2023 · €6k
Debt > 1 year
€58k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€21k€98k▲
Fixed assets21/28€4k€82k▲
Tangible fixed assets22/27€4k€82k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24-€79k
Current assets29/58€17k€15k▼
Amounts receivable within one year40/41-€5k
Trade receivables40-€5k
Cash at bank and in hand54/58€17k€10k▼
Equity and liabilities
Total equity and liabilities10/49€21k€98k▲
Equity10/15€15k€19k▲
Contributions10/11€1k€1k=
Capital10€1k€1k=
Issued capital100€1k€1k=
Reserves13€14k€18k▲
Distributable reserves133€14k€18k▲
Amounts payable17/49€6k€79k▲
Amounts payable after more than one year17-€58k
Financial debts170/4-€58k
Amounts payable within one year42/48€6k€21k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€443-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€624€11k▲
Other operating charges640/8€446€968▲
Gross operating margin9900€8k€21k▲
Operating profit (loss)9901€7k€9k▲
Financial charges65/66B€117€2k▲
Recurring financial charges65€117€2k▲
Profit (loss) for the period before taxes9903€7k€7k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€7k€4k▼
Profit (loss) for the period to be appropriated9905€7k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€4k▼
Transfer to equity691/2€7k€4k▼
To other reserves6921€7k€4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼41.6%
Net result drops to €4k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.78
Current ratio from 1.27 to 2.78; short-term debt falls from €14k to €6k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 2213500 HasseltGround area
3.9 ha
Building footprint
1,800 m²
Volume, LiDAR
921 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
GJD Consulting
since 20222.329.462.324
GJD Consulting
since 20242.363.146.266
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0727/00C000 | Flanders | 3.7 ha | 1 · 1,636 m² | - |
| 71323C1201/00M000 | Flanders | 1,318 m² | 1 · 164 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KoomBana Bay
BE 0549.942.191
Gent · Eq €19k
spLendit Consulting
BE 0728.989.444
Antwerpen · Eq €19k
Lylou
BE 1005.363.329
Braine-le-Comte · Eq €19k
KEYMOLEN COACHING
BE 1005.870.501
Tessenderlo-Ham · Eq €19k
LOUPAU
BE 0717.556.906
Nazareth-De Pinte · Eq €19k
Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 4,639 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded29-03-2022
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.