GJ-Survey
ActiveGJ-Survey has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53k and a net result of €42k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+5
Solvency80▼-20
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 4.17 in 2023; short-term debt: 44.7% and cash: 67.9% of total assets), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
28 d late
2022
23 d late
2021
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€53k▼ 47.5%
2023 · €101k
2021: €44k
2022: €74k
2023: €101k
2021 → 2024
Total assets
€96k▼ 24.7%
2023 · €127k
2021: €128k
2022: €155k
2023: €127k
2021 → 2024
Net result
€42k▲ 54.6%
2023 · €27k
2021: €42k
2022: €30k
2023: €27k
2021 → 2024
Working capital
€47k▼ 43.7%
2023 · €84k
2021: €10k
2022: €39k
2023: €84k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€44k-€74k▲ 66.9%€101k▲ 36.9%€53k▼ 47.5%
Operating result€54k-€40k▼ 25.5%€35k▼ 11.1%€56k▲ 56.8%
Net result€42k-€30k▼ 29.9%€27k▼ 7.8%€42k▲ 54.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 57% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €96k
Fixed assets
€6k▼ 66.1%
Current assets
€90k▼ 18.4%
Equity and liabilities €96k
Equity
€53k▼ 47.5%
Debt
€43k▲ 62.0%
The debt ratio rises from 20.8% to 44.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€70k▲
2023 · €55k
Cash flow
€56k▲
2023 · €46k
Solvency
55.3%▼
2023 · 79.2%
Current ratio
2.10▼
2023 · 4.17
Quick ratio
2.10▼
2023 · 4.17
Debt / equity
0.81▲
2023 · 0.26
ROE
79.4%▲
2023 · 27.0%
ROA
43.9%▲
2023 · 21.4%
Interest coverage
62.92▼
2023 · 90.43
Debt
€43k▲
2023 · €27k
Debt ≤ 1 year
€43k▲
2023 · €27k
Income taxes
€12k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€127k€96k▼
Fixed assets21/28€17k€6k▼
Tangible fixed assets22/27€17k€6k▼
Plant, machinery and equipment23€13k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€111k€90k▼
Amounts receivable within one year40/41€1k€23k▲
Trade receivables40€1k€23k▲
Cash at bank and in hand54/58€109k€65k▼
Deferred charges and accrued income490/1€70€3k▲
Equity and liabilities
Total equity and liabilities10/49€127k€96k▼
Equity10/15€101k€53k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€99k€51k▼
Amounts payable17/49€27k€43k▲
Amounts payable within one year42/48€27k€43k▲
Current portion of amounts payable after more than one year42€780-
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Taxes, remuneration and social security45€20k€31k▲
Taxes450/3€20k€31k▲
Other amounts payable47/48€2k€3k▲
Income statement
Code20232024
Non-recurring operating income76A€500-
Remuneration, social security and pensions62€92-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€14k▼
Other operating charges640/8€1k€776▼
Gross operating margin9900€56k€70k▲
Operating profit (loss)9901€35k€56k▲
Financial income75/76B-€45
Recurring financial income75-€45
Financial charges65/66B€605€1k▲
Recurring financial charges65€605€1k▲
Profit (loss) for the period before taxes9903€35k€55k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€27k€42k▲
Profit (loss) for the period to be appropriated9905€27k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€141k▲
Profit (loss) brought forward from the previous period14P€72k€99k▲
Profit to be distributed694/7-€90k
Return on contributions (dividend)694-€90k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €27k ▼7.8%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.17
Current ratio from 1.49 to 4.17; short-term debt falls from €80k to €27k.
31-12
Financial
Equity above €100kEq €101k ▲36.9%
3 profitable years in a row build equity to €101k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 159688 MaarkedalGround area
810 m²
Building footprint
136 m²
Volume, LiDAR
215 m³
Parcel 45044C0608/00T000, Flanders · tallest building 11.3 m. Linked by address, not a title deed.
1 establishment unit
GJ-Survey
since 20212.321.164.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45044C0608/00T000 | Flanders | 810 m² | 1 · 136 m² | 11.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 405 EUR awarded · 405 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 405 EUR | 405 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,759 companies in sector 71122 we hold annual accounts for 770. 651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2021
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.