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GJ IMMO

Active
Private limited companyfounded 20233 yrs activeRue Strivay(PLX) 78, 4122 Neupré, BelgiumKBO/BCE: BE 0803.626.786
Summary

The computed 12-month bankruptcy probability of GJ IMMO is 3.6% (moderate). The 2025 annual accounts show negative equity (-€156,126) and a net result of €2,306. Its solvency ranks better than 21% of 1325 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability35▲+32
Solvency12=
Growth78
Track record94
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.12 in 2024; short-term debt: 13.6% and cash: 1.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1325 sector peers (2025).
NBB · sector comparison
Position among 1325 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
59 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 July 2023, GJ IMMO was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€156,126▲ 1.5%
2024 · -€158,432
Total assets
€1.2m▼ 2.7%
2024 · €1.3m
Net result
€2,306
2024 · -€163,432
Working capital
-€123,299▲ 54.0%
2024 · -€268,091
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€130,204-€54,369
Net result-€163,432below the sector's middle half-€2,306within the sector's middle half
Equity-€158,432below the sector's middle half--€156,126below the sector's middle half▲ 1.5%
Total assets€1.3mabove the sector's middle half-€1.2mabove the sector's middle half▼ 2.7%
Debt€1.4m-€1.4m▼ 2.6%
Working capital-€268,091below the sector's middle half--€123,299within the sector's middle half▲ 54.0%
Solvency-12.6%below the sector's middle half--12.7%below the sector's middle half▼ 0.2pp
Current ratio0.12below the sector's middle half-0.26within the sector's middle half▲ 0.14
Return on assets (ROA)-13.0%below the sector's middle half-0.2%within the sector's middle half▲ 13.2pp
above within below the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000-€100,000€0€100,000Operating result 2024: -€130,204-€130,204Net result 2024: -€163,432-€163,432Operating result 2025: €54,369€54,369Net result 2025: €2,306€2,30620242025-€200,000-€100,000€0€100,000Operating result 2024: -€130,204-€130,000Net result 2024: -€163,432-€163,000Operating result 2025: €54,369€54,400Net result 2025: €2,306€2,31020242025
The operating result returns to profit in 2025: €54,369 after a loss of €130,204 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets €1.2m ▼ 3.4%
Current assets €42,925 ▲ 22.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
€100,551▲
2024 · -€105,950
Cash flow
€48,487▲
2024 · -€139,178
Debt to equity
-8.85▲
2024 · -8.95
Interest coverage
1.93▲
2024 · -3.19
Debt ≤ 1 year
€166,224▼
2024 · €303,064
Debt > 1 year
€1.2m▲
2024 · €1.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 262 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
1.1% went bankrupt
0.8% stopped otherwise
97% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 262 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.3m€1.2m▼
Fixed assets21/28€1.2m€1.2m▼
Tangible fixed assets22/27€1.2m€1.2m▼
Land and buildings22€1.2m€1.1m▼
Furniture and vehicles24€52,370€41,964▼
Other tangible fixed assets26€6,700€5,611▼
Current assets29/58€34,973€42,925▲
Amounts receivable after more than one year29-€12,546
Other amounts receivable291-€12,546
Amounts receivable within one year40/41€29,518€8,104▼
Trade receivables40€13,265€7,608▼
Other amounts receivable41€16,253€496▼
Cash at bank and in hand54/58€5,350€21,171▲
Deferred charges and accrued income490/1€106€1,104▲
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.2m▼
Equity10/15-€158,432-€156,126▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€163,432-€161,126▲
Amounts payable17/49€1.4m€1.4m▼
Amounts payable after more than one year17€1.1m€1.2m▲
Financial debts170/4€1.1m€1.2m▲
Amounts payable within one year42/48€303,064€166,224▼
Current portion of amounts payable after more than one year42€39,513€46,673▲
Financial debts43€150,000-
Credit institutions430/8€150,000-
Other amounts payable47/48€113,551€119,551▲
Accrued charges and deferred income492/3€7,140€9,481▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,254€46,181▲
Other operating charges640/8-€10,284
Non-recurring operating charges66A€165,383-
Gross operating margin9900€59,434€110,834▲
Operating profit (loss)9901-€130,204€54,369▲
Financial income75/76B-€36
Recurring financial income75-€36
Financial charges65/66B€33,229€52,100▲
Recurring financial charges65€33,229€52,100▲
Profit (loss) for the period before taxes9903-€163,432€2,306▲
Profit (loss) for the period9904-€163,432€2,306▲
Profit (loss) for the period to be appropriated9905-€163,432€2,306▲
Appropriation of the result
Profit (loss) to be appropriated9906-€163,432-€161,126▲
Profit (loss) brought forward from the previous period14P--€163,432

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,254€46,181▲ 90.4%
Other operating charges640/8-€10,284-
Non-recurring operating charges66A€165,383--
Gross operating margin9900€59,434€110,834▲ 86.5%
Operating profit (loss)9901-€130,204€54,369▲ 142%
Financial income75/76B-€36-
Recurring financial income75-€36-
Financial charges65/66B€33,229€52,100▲ 56.8%
Recurring financial charges65€33,229€52,100▲ 56.8%
Profit (loss) for the period before taxes9903-€163,432€2,306▲ 101%
Profit (loss) for the period9904-€163,432€2,306▲ 101%
Profit (loss) for the period to be appropriated9905-€163,432€2,306▲ 101%
Line20242025Change
Assets
Total assets20/58€1.3m€1.2m▼ 2.7%
Fixed assets21/28€1.2m€1.2m▼ 3.4%
Tangible fixed assets22/27€1.2m€1.2m▼ 3.4%
Land and buildings22€1.2m€1.1m▼ 2.6%
Furniture and vehicles24€52,370€41,964▼ 19.9%
Other tangible fixed assets26€6,700€5,611▼ 16.3%
Current assets29/58€34,973€42,925▲ 22.7%
Amounts receivable after more than one year29-€12,546-
Other amounts receivable291-€12,546-
Amounts receivable within one year40/41€29,518€8,104▼ 72.5%
Trade receivables40€13,265€7,608▼ 42.6%
Other amounts receivable41€16,253€496▼ 96.9%
Cash at bank and in hand54/58€5,350€21,171▲ 296%
Deferred charges and accrued income490/1€106€1,104▲ 940%
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.2m▼ 2.7%
Equity10/15-€158,432-€156,126▲ 1.5%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€163,432-€161,126▲ 1.4%
Amounts payable17/49€1.4m€1.4m▼ 2.6%
Amounts payable after more than one year17€1.1m€1.2m▲ 8.9%
Financial debts170/4€1.1m€1.2m▲ 8.9%
Amounts payable within one year42/48€303,064€166,224▼ 45.2%
Current portion of amounts payable after more than one year42€39,513€46,673▲ 18.1%
Financial debts43€150,000--
Credit institutions430/8€150,000--
Other amounts payable47/48€113,551€119,551▲ 5.3%
Accrued charges and deferred income492/3€7,140€9,481▲ 32.8%
Line20242025Change
Profit (loss) for the period9904-€163,432€2,306▲ 101%
+ Depreciation and write-downs630€24,254€46,181▲ 90.4%
Operating cash flow (approximation)-€139,178€48,487▲ 135%
Investment in fixed assets (approximation)--€4,035-
Change in cash-€15,821-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €2,306
Net result €2,306 after one loss-making year.
28-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 4 establishment units since 2023
seat establishment All 4 establishment units on the map
Ground area
5,744 m²
Building footprint
635 m²
Volume, LiDAR
5,858 m³
5 parcels, Wallonia · tallest building 18.5 m, ±6 floors. Linked by address, not a title deed.
4 establishment units
Establishment
Hotels and similar accommodation
since 20232.351.606.929
Rue du Mouton-Blanc 13, 4000 Liège
Hotels and similar accommodation
since 20252.378.904.511
Rue Saint-Adalbert 3, 4000 Liège
Hotels and similar accommodation
since 20252.378.904.610
Bergerue 9, 4000 Liège
Hotels and similar accommodation
since 20252.378.904.808
5 parcels
Wallonia 5 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62081D0206/00A000 Wallonia 3,909 m² 1 · 243 m² 9.1 m · 2 fl.
62081C0413/00C000
ProtectedSite or landscape
Wallonia 1,583 m² 1 · 207 m² 10.4 m · 3 fl.
62803A1248/00G000 Wallonia 130 m² 1 · 66 m² 18.5 m · 6 fl.
62803A1117/00E000 Wallonia 63 m² 1 · 65 m² 16.1 m · 4 fl.
62803A1144/00M000 Wallonia 60 m² 1 · 54 m² 15.5 m · 5 fl.
Linked by address, not proof of ownership
Good to know
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,393 companies in sector 55100 we hold annual accounts for 1,517. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
55209Other holiday and short-stay accommodation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803626786
Also 9925:BE0803626786
Registered 02-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.