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GJ FRUIT

Active
Private limited company (pre-2019)founded 199630 yrs activeGalgestraat 126, 3803 Sint-Truiden, BelgiumKBO/BCE: BE 0458.432.391

GJ FRUIT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 92% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
70 / 100
Healthy▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 7.13), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.8%
Return on assets
-23.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
34 d early
2022
32 d early
2021
16 d late
2020
25 d late
2019
19 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€9k▼ 20.3%
2024 · €12k
2018: €8k 2019: €8k 2020: €13k 2021: €16k 2022: €15k 2023: €14k 2024: €12k
2018 → 2025
Total assets
€10k▼ 14.2%
2024 · €12k
2018: €21k 2019: €26k 2020: €22k 2021: €24k 2022: €24k 2023: €24k 2024: €12k
2018 → 2025
Net result
€-2k▲ 6.3%
2024 · €-3k
2018: €-5k 2019: €-494 2020: €5k 2021: €2k 2022: €-361 2023: €-1k 2024: €-3k
2018 → 2025
Working capital
€4k▼ 53.4%
2023 · €10k
2018: €-925 2019: €3k 2020: €8k 2021: €11k 2022: €10k 2023: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€16k-€15k▼ 2.3%€14k▼ 6.8%€12k▼ 17.8%€9k▼ 20.3%
Operating result€3k-€181▼ 93.8%€-607€-2k▼ 258%€-2k▲ 7.8%
Net result€2k-€-361€-1k▼ 189%€-3k▼ 145%€-2k▲ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-4k€-2k€0€2kOperating result 2021: €3k€3kNet result 2021: €2k€2kOperating result 2022: €181€181Net result 2022: €-361€-361Operating result 2023: €-607€-607Net result 2023: €-1k€-1kOperating result 2024: €-2k€-2kNet result 2024: €-3k€-3kOperating result 2025: €-2k€-2kNet result 2025: €-2k€-2k20212022202320242025
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10k
Fixed assets €5k=
Current assets €5k▼ 24.5%
Equity and liabilities €10k
Equity €9k
Debt €725
Debt finances 7.2% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Solvency
92.8%
2024 · 100.0%
Current ratio
7.13
Quick ratio
7.13
Debt / equity
0.08
ROE
-25.5%
2024 · -21.7%
ROA
-23.7%
2024 · -21.7%
Debt
€725
Debt ≤ 1 year
€725
Income taxes
€-1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€12k€10k
Fixed assets21/28€5k€5k=
Tangible fixed assets22/27€5k€5k=
Land and buildings22€5k€5k=
Current assets29/58€7k€5k
Amounts receivable within one year40/41€4k€4k
Other amounts receivable41€4k€4k
Current investments50/53-€0
Cash at bank and in hand54/58€3k€675
Equity and liabilities
Total equity and liabilities10/49€12k€10k
Equity10/15€12k€9k
Contributions10/11€7k€7k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14-€-2k
Amounts payable17/49-€725
Amounts payable within one year42/48-€725
Trade debts44-€725
Suppliers440/4-€725
Income statement Code20242025
Non-recurring operating income76A-€165
Other operating charges640/8€973€107
Gross operating margin9900€-1k€-2k
Operating profit (loss)9901€-2k€-2k
Financial income75/76B€0€2
Recurring financial income75€0€2
Financial charges65/66B€387€399
Recurring financial charges65€387€399
Profit (loss) for the period before taxes9903€-3k€-2k
Income taxes67/77-€-1
Profit (loss) for the period9904€-3k€-2k
Profit (loss) for the period to be appropriated9905€-3k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-2k
Transfer from equity791/2€3k€0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
25-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial Back to profitnet €5k
Net result €5k after 2 loss-making years.
19-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Galgestraat 1263803 Sint-Truiden
Ground area
634 m²
Building footprint
218 m²
Volume, LiDAR
1,266 m³
Parcel 71061A0095/00M000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Galgestraat 126, 3803 Sint-Truiden
NACE 51310
since 19962.077.606.871
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71061A0095/00M000 Flanders 634 m² 1 · 218 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 949 companies in sector 46319 we hold annual accounts for 603. 148 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded09-07-1996
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
51310
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.