Summary
Giwe is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.5m and a net result of €127,621. Equity is growing by ~3.6% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
22 d early
2023
37 d early
2022
20 d early
2021
25 d late
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€1.5m▼ 7.4%
2023 · €1.6m
Net result
€127,621▼ 42.7%
2023 · €222,872
Total assets
€1.8m▲ 0.5%
2023 · €1.8m
Solvency
86.0%▼ 7.4pp
2023 · 93.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€38,679-€27,884-€49,663▼ 78.1%€21,744€8,110▼ 62.7%
Net result€204,064above the sector's middle half▲ 70.6%€170,674above the sector's middle half▼ 16.4%-€47,503below the sector's middle half€222,872above the sector's middle half€127,621within the sector's middle half▼ 42.7%
Equity€1.4mwithin the sector's middle half▲ 3.9%€1.6mabove the sector's middle half▲ 11.8%€1.5mwithin the sector's middle half▼ 6.0%€1.6mwithin the sector's middle half▲ 7.7%€1.5mwithin the sector's middle half▼ 7.4%
Total assets€1.7mwithin the sector's middle half▼ 1.6%€1.8mabove the sector's middle half▲ 2.0%€1.8mwithin the sector's middle half▲ 3.0%€1.8mwithin the sector's middle half▼ 3.4%€1.8mwithin the sector's middle half▲ 0.5%
Debt€280,045▼ 22.8%€144,635▼ 48.4%€295,346▲ 104%€116,812▼ 60.4%€246,654▲ 111%
Working capital-€35,424within the sector's middle half▲ 81.5%€108,051within the sector's middle half€22,320within the sector's middle half▼ 79.3%€98,708within the sector's middle half▲ 342%-€45,352within the sector's middle half
Solvency83.8%above the sector's middle half▲ 4.4pp91.8%above the sector's middle half▲ 8.0pp83.7%above the sector's middle half▼ 8.1pp93.3%above the sector's middle half▲ 9.6pp86.0%above the sector's middle half▼ 7.4pp
Current ratio0.79within the sector's middle half▲ 0.352.52within the sector's middle half▲ 1.731.11within the sector's middle half▼ 1.412.34within the sector's middle half▲ 1.240.80within the sector's middle half▼ 1.54
Return on assets (ROA)11.8%above the sector's middle half▲ 5.0pp9.7%within the sector's middle half▼ 2.1pp-2.6%below the sector's middle half▼ 12.3pp12.7%above the sector's middle half▲ 15.4pp7.3%within the sector's middle half▼ 5.5pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 63% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.6m =
Current assets
€180,782 ▲ 5.0%
Equity and liabilities €1.8m
Equity
€1.5m ▼ 7.4%
Debt
€246,654 ▲ 111%
Debt's share of the balance-sheet total rises from 6.7% to 14.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
8.4%▼
2023 · 13.6%
Debt ≤ 1 year
€226,134▲
2023 · €73,482
Debt > 1 year
€20,520▼
2023 · €43,330
Income taxes
€12,935▼
2023 · €22,287
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €9,955 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,330 | €13,712 | €1,060 | €914 | €967 | ▲ 5.9% |
| Other operating charges640/8 | - | €1,786 | €783 | €1,530 | €1,235 | ▼ 19.3% |
| Gross operating margin9900 | €52,667 | -€12,386 | -€47,819 | €24,188 | €10,312 | ▼ 57.4% |
| Operating profit (loss)9901 | €38,679 | -€27,884 | -€49,663 | €21,744 | €8,110 | ▼ 62.7% |
| Financial income75/76B | - | €219,500 | €3,857 | €226,295 | €137,692 | ▼ 39.2% |
| Recurring financial income75 | €187,456 | €219,500 | €3,857 | €226,295 | €137,692 | ▼ 39.2% |
| Financial charges65/66B | - | €1,701 | €1,532 | €2,880 | €5,246 | ▲ 82.1% |
| Recurring financial charges65 | €1,482 | €1,701 | €1,532 | €2,880 | €5,246 | ▲ 82.1% |
| Profit (loss) for the period before taxes9903 | €224,653 | €189,915 | -€47,338 | €245,159 | €140,556 | ▼ 42.7% |
| Income taxes67/77 | €20,589 | €19,241 | €165 | €22,287 | €12,935 | ▼ 42.0% |
| Profit (loss) for the period9904 | €204,064 | €170,674 | -€47,503 | €222,872 | €127,621 | ▼ 42.7% |
| Profit (loss) for the period to be appropriated9905 | €204,064 | €170,674 | -€47,503 | €222,872 | €127,621 | ▼ 42.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.8m | €1.8m | €1.8m | €1.8m | ▲ 0.5% |
| Fixed assets21/28 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Tangible fixed assets22/27 | €17,852 | €4,858 | €3,798 | €2,884 | €2,756 | ▼ 4.5% |
| Land and buildings22 | - | €2,850 | €2,525 | €2,199 | €1,873 | ▼ 14.8% |
| Furniture and vehicles24 | - | €2,008 | €1,273 | €686 | €883 | ▲ 28.8% |
| Financial fixed assets28 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Current assets29/58 | €130,977 | €179,235 | €233,503 | €172,191 | €180,782 | ▲ 5.0% |
| Amounts receivable within one year40/41 | €85,753 | €59,922 | €205,157 | €112,542 | €135,916 | ▲ 20.8% |
| Trade receivables40 | - | - | €3,668 | €0 | - | - |
| Other amounts receivable41 | - | €59,922 | €201,489 | €112,542 | €135,916 | ▲ 20.8% |
| Cash at bank and in hand54/58 | €44,080 | €116,801 | €28,281 | €51,594 | €37,019 | ▼ 28.2% |
| Deferred charges and accrued income490/1 | - | €2,513 | €66 | €8,055 | €7,847 | ▼ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.8m | €1.8m | €1.8m | €1.8m | ▲ 0.5% |
| Equity10/15 | €1.4m | €1.6m | €1.5m | €1.6m | €1.5m | ▼ 7.4% |
| Contributions10/11 | - | €153,900 | €153,900 | €153,900 | €153,900 | = |
| Reserves13 | €1.3m | €1.3m | €1.2m | €1.4m | €1.2m | ▼ 8.9% |
| Non-distributable reserves130/1 | - | €62,459 | €62,459 | €0 | - | - |
| Reserves not available under the articles1311 | - | €62,459 | €62,459 | €0 | - | - |
| Distributable reserves133 | - | €1.2m | €1.2m | €1.4m | €1.2m | ▼ 8.9% |
| Profit (loss) carried forward14 | - | €170,674 | €123,171 | €123,171 | €123,171 | = |
| Amounts payable17/49 | €280,045 | €144,635 | €295,346 | €116,812 | €246,654 | ▲ 111% |
| Amounts payable after more than one year17 | €113,645 | €73,451 | €84,163 | €43,330 | €20,520 | ▼ 52.6% |
| Financial debts170/4 | - | €73,451 | €84,163 | €43,330 | €20,520 | ▼ 52.6% |
| Amounts payable within one year42/48 | €166,401 | €71,184 | €211,184 | €73,482 | €226,134 | ▲ 208% |
| Current portion of amounts payable after more than one year42 | - | €40,194 | €38,545 | €40,054 | €22,810 | ▼ 43.1% |
| Financial debts43 | - | - | €6,667 | €0 | - | - |
| Credit institutions430/8 | - | - | €6,667 | €0 | - | - |
| Trade debts44 | €4,615 | €3,228 | €9,758 | €167 | €768 | ▲ 359% |
| Suppliers440/4 | - | €3,228 | €9,758 | €167 | €768 | ▲ 359% |
| Taxes, remuneration and social security45 | - | €21,021 | €7,184 | €33,261 | €17,920 | ▼ 46.1% |
| Taxes450/3 | - | €20,092 | €7,184 | €33,261 | €17,920 | ▼ 46.1% |
| Remuneration and social security454/9 | - | €929 | - | - | - | - |
| Other amounts payable47/48 | - | €6,742 | €149,030 | €0 | €184,637 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €204,064 | €170,674 | -€47,503 | €222,872 | €127,621 | ▼ 42.7% |
| + Depreciation and write-downs630 | €13,330 | €13,712 | €1,060 | €914 | €967 | ▲ 5.9% |
| Operating cash flow (approximation) | €217,393 | €184,387 | -€46,443 | €223,785 | €128,588 | ▼ 42.5% |
| Investment in fixed assets (approximation) | - | -€718 | €0 | €0 | -€839 | - |
| Change in cash | - | €72,721 | -€88,520 | €23,313 | -€14,575 | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
11-05
State Gazette act
Capital & shares · RestructuringAuditor report · Demerger · Accounting effect29 facts ▸
State Gazette act
Capital & shares · Restructuring
Auditor report · Demerger · Accounting effect29 facts ▸
- General meeting, 26-03-2026
- Other statement, lezing en onderzoek splitsingsstukken, 04-02-2026
- Auditor report, 23-03-2026
- Demerger, partiele splitsing door inbreng van deel van kapitaal, 04-02-2026
- Other statement, eenparigheid van aanwezige stemmen, goedkeuring splitsingsvoorstel en kennisname bestuursverslag
- Other statement, kennisname verslag bedrijfsrevisor, 23-03-2026
- Other statement, eenparigheid van stemmen, goedkeuring verslagen en informatieverstrekking
- Other statement, vrijstelling formaliteiten, bijzondere verslagen bestuursorganen artikel 12:61
- Other statement, eenparigheid van stemmen, unanieme vrijstellingsbesluiten
- Other statement, mededeling belangrijke wijzigingen artikel 12:63, opstelling splitsingsvoorstel tot huidige vergaderingen
- Demerger, partiele splitsing door afsplitsing en inbreng tegen uitreiking aandelen verkrijgende vennootschap, 1
- Demerger, eenparigheid van stemmen, EUR
- +17 further facts in this act
13-02
State Gazette act
RestructuringDemerger · Real estate · Share issue7 facts ▸
State Gazette act
Restructuring
Demerger · Real estate · Share issue7 facts ▸
- Demerger, Partiële splitsing waarbij onroerend goed en bijbehorende activa/passiva worden overgedragen naar GIWE
- Real estate, Loods met burelen met onderliggende grond
- Share issue, new share, 1
- Accounting effect, 01-01-2026
- Net-asset statement, 31-12-2025
- Power of attorney, SBB Gecertificeerde Accountants en Adviseurs BV
- Power of attorney, SBB Bedrijfsdiensten BV
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €222,872
Net result €222,872 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.34
Current ratio from 1.11 to 2.34; short-term debt falls from €211,184 to €73,482.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€47,503
Net result drops to -€47,503, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 2.52
Current ratio from 0.79 to 2.52; short-term debt falls from €166,401 to €71,184.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 6 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 2 have been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2008
Ground area
1,220 m²
Building footprint
271 m²
Volume, LiDAR
1,666 m³
Parcel 46028C0780/00G000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Giwe
since 20082.184.704.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028C0780/00G000 | Flanders | 1,220 m² | 1 · 271 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other statement
One provision in the deed
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
99.2%
According to the 2024 annual accounts of Giwe and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionReceived in a demerger part of:BEVERRENT DIAMANTTECHNIEKEN
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 11,735 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0897587124
Also
9925:BE0897587124
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.