GIVADO
ActiveSummary
GIVADO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 86% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-35
Solvency99▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 3.43 in 2024; short-term debt: 26.4% and cash: 1.2% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
16 d early
2023
8 d late
2022
141 d late
2021
61 d late
2020
60 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▼ 1.5%
2024 · €95k
2018: €79k
2019: €90k
2020: €88k
2021: €74k
2022: €89k
2023: €79k
2024: €95k
2018 → 2025
Total assets
€127k▲ 1.2%
2024 · €126k
2018: €137k
2019: €182k
2020: €170k
2021: €171k
2022: €148k
2023: €114k
2024: €126k
2018 → 2025
Net result
€-1k
2024 · €16k
2018: €18k
2019: €12k
2020: €-3k
2021: €10k
2022: €15k
2023: €-10k
2024: €16k
2018 → 2025
Working capital
€80k▲ 6.7%
2024 · €75k
2018: €69k
2019: €80k
2020: €80k
2021: €66k
2022: €69k
2023: €61k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€89k▲ 19.9%€79k▼ 11.3%€95k▲ 20.2%€94k▼ 1.5%
Operating result€16k-€20k▲ 24.0%€-9k€22k€-589
Net result€10k-€15k▲ 42.0%€-10k€16k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €589 after €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€14k ▼ 31.2%
Current assets
€113k ▲ 7.4%
Equity and liabilities €127k
Equity
€94k ▼ 1.5%
Debt
€34k ▲ 9.2%
Debt's share of the balance-sheet total rises from 24.5% to 26.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €31k
Cash flow
€7k▼
2024 · €25k
Current ratio
3.37▼
2024 · 3.43
Quick ratio
3.16▼
2024 · 3.20
Debt to equity
0.36▲
2024 · 0.32
ROE
-1.5%▼
2024 · 16.8%
ROA
-1.1%▼
2024 · 12.7%
Interest coverage
3.93▼
2024 · 26.15
Debt ≤ 1 year
€34k▲
2024 · €31k
Income taxes
€807▼
2024 · €6k
Staff costs
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€126k€127k▲
Fixed assets21/28€20k€14k▼
Tangible fixed assets22/27€20k€14k▼
Land and buildings22€1k€733▼
Plant, machinery and equipment23€16k€10k▼
Furniture and vehicles24€3k€3k▲
Current assets29/58€105k€113k▲
Amounts receivable after more than one year29€60k€60k=
Other amounts receivable291€60k€60k=
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€37k€45k▲
Trade receivables40€25k€27k▲
Other amounts receivable41€11k€17k▲
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€126k€127k▲
Equity10/15€95k€94k▼
Contributions10/11€19k€19k=
Reserves13€76k€76k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€75k€75k=
Profit (loss) carried forward14€0€-1k▼
Amounts payable17/49€31k€34k▲
Amounts payable within one year42/48€31k€34k▲
Current portion of amounts payable after more than one year42€3k€3k=
Financial debts43€387€2k▲
Credit institutions430/8€387€2k▲
Trade debts44€21k€19k▼
Suppliers440/4€21k€19k▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€751€604▼
Income statement
Code20242025
Remuneration, social security and pensions62€17k€19k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€51k€30k▼
Operating profit (loss)9901€22k€-589▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€22k€-573▼
Income taxes67/77€6k€807▼
Profit (loss) for the period9904€16k€-1k▼
Profit (loss) for the period to be appropriated9905€16k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-1k▼
Profit (loss) brought forward from the previous period14P€-1k€0▲
Transfer from equity791/2€0-
Transfer to equity691/2€15k€0▼
To other reserves6921€15k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼168%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastorijstraat 192323 HoogstratenGround area
1,250 m²
Building footprint
116 m²
Volume, LiDAR
716 m³
Parcel 13051A0208/00D004, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GIVADO
since 20072.163.034.078
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13051A0208/00D004 | Flanders | 1,250 m² | 1 · 116 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoogstraten2.163.034.078
Similar companies · same sector, comparable size
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EVENT PLANNING DECLERCQ
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ALTAMIRA KARREVELD
BE 0454.632.367
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EYKAERT
BE 0826.199.874
Bilzen-Hoeselt · Eq €92,718
Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 2,007 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2007
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
43350Other building finishing work
47811Retail sale of cars and light vans (up to 3.5 tonnes)
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.