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GIVADIM

Active
Public limited companyfounded 1985active for 41 yearsCharles Gilisquetlaan 37, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0426.848.795
Summary

GIVADIM has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€394,966) and a net result of €158,831. Equity is growing by about 8.4% per year across the filed financial years. Its solvency ranks better than 5% of 6,071 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Agents specialised in the wholesale of other particular products
NACE 46180
1 site
Size
€178,322total assets 2025
Equity
-€394,966
Profit
€158,831
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 2 days late0 of 7 deeds read
Why 56raises riskCapped at 59: negative equityNegative equity -€394,966Profit of €158,831 (financial year 2025)lowers riskSize: total assets €178,322Founded in 1985Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 54% of its sector peers (NACE 46, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -221.5% of total assets
Liquidity 41-3
short-term debt 39.5% · cash 7.2%
Profitability 98-2
return on assets 89.1%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,862 companies, NACE 46, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.5%▲ +0.1 percentage points vs 11-2024 01-2025: 0.6%▲ +0.1 percentage points vs 12-2024 02-2025: 0.9%▲ +0.3 percentage points vs 01-2025 03-2025: 0.4%▼ -0.5 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025lowest value 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.2 percentage points vs 12-2025 02-2026: 1.0%▲ +0.4 percentage points vs 01-2026highest value 03-2026: 0.4%▼ -0.6 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity ample (current ratio 2.25, compared with 4.21 in 2024; short-term debt: 39.5% and cash: 7.2% of total assets), but equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 38% on liquidity, 90% on profitability and 81% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€394,966
NBB · annual accounts
lowers risk · Size: total assets €178,322
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1985
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Profit of €158,831 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6071 sector peers (2025).
NBB · sector comparison
Position among 6071 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
2 days late
2024
26 days late
2023
26 days late
2022
25 days late
2021
12 days late
2020
27 days late
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2019 to 2025net €202,698 ▲39.4%

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€394,966 View
  • Caution: Among the weakest 5% on solvencysector median 45.6% · 6,071 companies -221.5% View
  • Positive: 7 profitable years in a rowprofit 2025: €158,831 7 years View
  • Positive: Equity rose in 2025from -€553,797 to -€394,966 ▲ 28.7% View

By topic

Financials

Financial year
2025
Total assets
€178,322
Profit
€158,831
Solvency
-221.5%
Total assets▼ 2.4%
Net result
20192025
Go to Financials

Timeline

Events
45
Since
1986
Next accounts
by 31-01-2027
  1. 26-02-2024Annual accounts filed
  2. 25-02-2023Annual accounts filed
  3. 12-02-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Agents specialised in the wholesale of other particular…NACE 46180
Founded
21-01-1985
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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