GISSENS GUY

Active

Private limited companyfounded 201015 yrs activeRue des Métiers 2, 4400 Flémalle, BelgiumKBO/BCE: BE 0832.354.723

GISSENS GUY has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €559k and a net result of €51k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 1329 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

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Checked score

Score 2024

94 / 100

Excellent▲ +16 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability46▲+8

Solvency98▲+18

Growth55=

Stability100

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €55k at 30 days acceptable

Liquidity ample (current ratio 1.92 against 1.21 in 2023), and 35.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 42

Relative position

BE, all sectors

reference

Sector 42

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

64.6%

Return on assets

5.9%

Age of the figures

20 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

30 d early

2023

12 d early

2022

14 d late

2021

4 d early

2020

33 d early

2019

46 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€644k▲ 27.3%

2020 · €506k

2018: €793k 2019: €625k 2020: €506k

2018 → 2021

EBIT margin

17.9%▲ 8.1pp

2020 · 9.8%

2018: 8.0% 2019: -2.2% 2020: 9.8%

2018 → 2021

Net result

€51k▲ 32.7%

2023 · €39k

2018: €29k 2019: €-34k 2020: €28k 2021: €88k 2022: €91k 2023: €39k

2018 → 2024

Working capital

€119k▲ 243%

2023 · €35k

2018: €70k 2019: €27k 2020: €21k 2021: €115k 2022: €81k 2023: €35k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€506k-€644k▲ 27.3%

Equity€358k-€465k▲ 29.6%€552k▲ 18.8%€512k▼ 7.3%€559k▲ 9.3%

Operating result€49k-€115k▲ 133%€115k▼ 0.2%€59k▼ 48.8%€74k▲ 26.3%

Net result€28k-€88k▲ 214%€91k▲ 3.3%€39k▼ 57.6%€51k▲ 32.7%

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 26% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €865k

71.4%

28.6%

Fixed assets €617k▼ 14.6%

Current assets €248k▲ 24.0%

Equity and liabilities €865k

64.6%

34.4%

Equity €559k▲ 9.3%

Provisions €9k▼ 16.7%

Debt €297k▼ 25.8%

The debt ratio falls from 43.4% to 34.4%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€180k▼

2023 · €181k

Cash flow

€157k▼

2023 · €161k

Solvency

64.6%▲

2023 · 55.4%

Current ratio

1.92▲

2023 · 1.21

Quick ratio

1.68▲

2023 · 1.09

Debt / equity

0.53▼

2023 · 0.78

ROE

9.2%▲

2023 · 7.5%

ROA

5.9%▲

2023 · 4.2%

Interest coverage

18.60▲

2023 · 14.14

Debt

€297k▼

2023 · €401k

Debt ≤ 1 year

€129k▼

2023 · €165k

Debt > 1 year

€168k▼

2023 · €236k

Income taxes

€19k▲

2023 · €13k

Staff costs

€8k▼

2023 · €65k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€923k€865k▼

Fixed assets21/28€723k€617k▼

Tangible fixed assets22/27€721k€615k▼

Land and buildings22€444k€406k▼

Plant, machinery and equipment23€18k€10k▼

Furniture and vehicles24€258k€199k▼

Financial fixed assets28€3k€3k=

Current assets29/58€200k€248k▲

Stocks and contracts in progress3€21k€31k▲

Stocks30/36€21k€31k▲

Amounts receivable within one year40/41€87k€34k▼

Trade receivables40€30k€26k▼

Other amounts receivable41€57k€8k▼

Cash at bank and in hand54/58€78k€170k▲

Deferred charges and accrued income490/1€14k€13k▼

Equity and liabilities

Total equity and liabilities10/49€923k€865k▼

Equity10/15€512k€559k▲

Contributions10/11€85k€85k=

Reserves13€135k€130k▼

Tax-exempt reserves132€31k€26k▼

Distributable reserves133€104k€104k=

Profit (loss) carried forward14€281k€338k▲

Investment grants15€11k€7k▼

Provisions and deferred taxes16€10k€9k▼

Deferred taxes168€10k€9k▼

Amounts payable17/49€401k€297k▼

Amounts payable after more than one year17€236k€168k▼

Financial debts170/4€236k€168k▼

Amounts payable within one year42/48€165k€129k▼

Current portion of amounts payable after more than one year42€102k€68k▼

Trade debts44€13k€10k▼

Suppliers440/4€13k€10k▼

Taxes, remuneration and social security45€42k€47k▲

Taxes450/3€39k€46k▲

Remuneration and social security454/9€3k€576▼

Other amounts payable47/48€8k€5k▼

Income statement Code20232024

Remuneration, social security and pensions62€65k€8k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€106k▼

Other operating charges640/8€9k€9k▲

Gross operating margin9900€255k€197k▼

Operating profit (loss)9901€59k€74k▲

Financial income75/76B€4k€4k▲

Recurring financial income75€4k€4k▲

Financial charges65/66B€13k€10k▼

Recurring financial charges65€13k€10k▼

Profit (loss) for the period before taxes9903€50k€69k▲

Transfer from deferred taxes780€2k€2k=

Income taxes67/77€13k€19k▲

Profit (loss) for the period9904€39k€51k▲

Transfer from tax-exempt reserves789€5k€5k=

Profit (loss) for the period to be appropriated9905€44k€56k▲

Appropriation of the result

Profit (loss) to be appropriated9906€281k€338k▲

Profit (loss) brought forward from the previous period14P€237k€281k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

01-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

19-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

14-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 14 days late

2022

31-12

Financial Highest result since 2018net €91k ▲3.3%

Net result €91k, the highest in the series.

31-12

Financial Equity above €500kEq €552k ▲18.8%

3 profitable years in a row build equity to €552k.

27-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

28-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Back to profitnet €28k

Net result €28k after one loss-making year.

15-09

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 46 days late

2019

31-12

Financial Weakest financial yearnet €-34k ▼218%

Net result drops to €-34k, the lowest in the series; recovery starts the following year.

28-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 28 days late

2018

23-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 23 days late

2017

17-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 17 days late

2016

17-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 17 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Flémalle · 2 establishment units since 2011

establishment approximate All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Métiers 24400 Flémalle

Ground area

3,136 m²

Building footprint

384 m²

Volume, LiDAR

1,584 m³

2 parcels, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

Rue des Métiers 2, 4400 Flémalle

Civil engineering

since 20112.195.271.336

Gissens Guy SRL

Rue de l'Abèvrêye 26, 4140 SprimontSite preparation

since 20252.378.638.354

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62037B0245/00C005	Wallonia	1,578 m²	1 · 142 m²	-
62100H0997/00L000	Wallonia	1,558 m²	1 · 242 m²	9.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

22 categories

GISSENS Guy SRL33014

category B1, class 1 · category C, class 1 · category C1, class 1 · category C2, class 1 · category C3, class 1 · category C5, class 1 · category C6, class 1 · category C7, class 1 · category E, class 1 · category E1, class 1 · category F1, class 1 · category F2, class 1 · category G, class 1 · category G1, class 1 · category G2, class 1 · category G3, class 1 · category G4, class 1 · category L1, class 1 · category P1, class 1 · category P2, class 1 · category P3, class 1 · category P4, class 1

decision 08-09-2021