GIOVANNI MANAGEMENT
ActiveThe computed 12-month bankruptcy probability of GIOVANNI MANAGEMENT is 3.9% (moderate). The 2025 annual accounts show equity of €106k and a net result of €84k. Equity is growing by ~234.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 7391 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 2.33 in 2024; short-term debt: 29.6% and cash: 8.2% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.4%
Return on assets
56%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-06-2025, 128 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
128 d early
2024
154 d early
2023
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 367%
2024 · €23k
2023: €-262
2024: €23k
2023 → 2025
Total assets
€150k▲ 278%
2024 · €40k
2023: €1k
2024: €40k
2023 → 2025
Net result
€84k▲ 267%
2024 · €23k
2023: €-1k
2024: €23k
2023 → 2025
Working capital
€106k▲ 367%
2024 · €23k
2023: €-262
2024: €23k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-262-€23k€106k▲ 367%
Operating result€-1k-€28k€104k▲ 276%
Net result€-1k-€23k€84k▲ 267%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 276% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €150k
Equity
€106k▲ 367%
Debt
€44k▲ 161%
The debt ratio falls from 43.0% to 29.6%. Equity and debt are higher.
Key figures and ratios
Solvency
70.4%▲
2024 · 57.0%
Current ratio
3.38▲
2024 · 2.33
Quick ratio
3.38▲
2024 · 2.33
Debt / equity
0.42▼
2024 · 0.75
ROE
79.5%▼
2024 · 101.2%
ROA
56.0%▼
2024 · 57.7%
Debt
€44k▲
2024 · €17k
Debt ≤ 1 year
€44k▲
2024 · €17k
Income taxes
€24k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€150k▲
Current assets29/58€40k€150k▲
Amounts receivable within one year40/41€39k€138k▲
Trade receivables40€10k€0▼
Other amounts receivable41€29k€138k▲
Cash at bank and in hand54/58€1k€12k▲
Equity and liabilities
Total equity and liabilities10/49€40k€150k▲
Equity10/15€23k€106k▲
Contributions10/11€1k€0▼
Profit (loss) carried forward14€22k€106k▲
Amounts payable17/49€17k€44k▲
Amounts payable within one year42/48€17k€44k▲
Trade debts44€128€6k▲
Suppliers440/4€128€6k▲
Taxes, remuneration and social security45€17k€38k▲
Taxes450/3€17k€38k▲
Income statement
Code20242025
Other operating charges640/8-€2k
Gross operating margin9900€28k€106k▲
Operating profit (loss)9901€28k€104k▲
Financial income75/76B€875€5k▲
Recurring financial income75€875€5k▲
Financial charges65/66B€177€1k▲
Recurring financial charges65€177€1k▲
Profit (loss) for the period before taxes9903€28k€108k▲
Income taxes67/77€5k€24k▲
Profit (loss) for the period9904€23k€84k▲
Profit (loss) for the period to be appropriated9905€23k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€106k▲
Profit (loss) brought forward from the previous period14P€-1k€22k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2023net €84k ▲267%
Operating result €104k, net result €84k, both a record.
31-03
Financial
Equity above €100kEq €106k ▲367%
2 profitable years in a row build equity to €106k.
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 2.33
Current ratio from 0.80 to 2.33.
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijderssquare 91020 BrusselGround area
119 m²
Building footprint
89 m²
Volume, LiDAR
1,483 m³
Parcel 21815D0106/00D008, Brussels · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0106/00D008 | Brussels | 119 m² | 1 · 89 m² | 18.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0742.630.614
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MARECO
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Antwerpen · Eq €105k
GEBROEDERS SANCAR CONSTRUCTION
BE 0825.063.885
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INTER-BOUW
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Mechelen · Eq €106k
Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2023
Fiscal year end31-03
Activities, NACEBEL
41003General construction of other non-residential buildings
43110Demolition
43211General electrical installation work
43341Painting of buildings
43990Other specialised construction activities
43992Specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.