GIOIA
ActiveSummary
GIOIA has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,814) and a net result of €816. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 1073 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-19
Solvency0=
Growth35=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1073 sector peers (2025).
NBB · sector comparisonPosition among 1073 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d early
2023
12 d early
2022
30 d late
2021
22 d late
2020
on the day
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€14,605▼ 34.6%
2019 · €22,330
EBIT margin
16.6%▼ 24.7pp
2019 · 41.3%
Net result
€816▼ 78.5%
2024 · €3,799
Working capital
-€1,814▲ 31.0%
2024 · -€2,630
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€6,094▲ 152%€4,807▼ 21.1%€4,665▼ 3.0%€5,125▲ 9.9%€1,275▼ 75.1%
Net result€5,499within the sector's middle half▲ 166%€3,967within the sector's middle half▼ 27.9%€4,200within the sector's middle half▲ 5.9%€3,799within the sector's middle half▼ 9.5%€816within the sector's middle half▼ 78.5%
EBIT margin
Equity-€14,596below the sector's middle half▲ 27.4%-€10,630below the sector's middle half▲ 27.2%-€6,430within the sector's middle half▲ 39.5%-€2,630within the sector's middle half▲ 59.1%-€1,814below the sector's middle half▲ 31.0%
Total assets€3,840below the sector's middle half▲ 43.3%€2,769below the sector's middle half▼ 27.9%€2,647below the sector's middle half▼ 4.4%€3,681below the sector's middle half▲ 39.1%€4,640below the sector's middle half▲ 26.0%
Debt€18,436▼ 19.1%€13,398▼ 27.3%€9,077▼ 32.3%€6,312▼ 30.5%€6,454▲ 2.3%
Working capital-€14,596within the sector's middle half▲ 27.4%-€10,282within the sector's middle half▲ 29.6%-€6,045within the sector's middle half▲ 41.2%-€2,630within the sector's middle half▲ 56.5%-€1,814within the sector's middle half▲ 31.0%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024 and is the lowest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€6,454▲
2024 · €6,312
Income taxes
€370▼
2024 · €1,237
Ratios withheld: a balance sheet total of €4,640 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
5.3%
stopped otherwise
92%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €491 | €450 | €543 | €433 | €400 | ▼ 7.6% |
| Gross operating margin9900 | €6,585 | €5,257 | €5,208 | €5,557 | €1,675 | ▼ 69.9% |
| Operating profit (loss)9901 | €6,094 | €4,807 | €4,665 | €5,125 | €1,275 | ▼ 75.1% |
| Financial income75/76B | - | - | €1 | €28 | €3 | ▼ 91.1% |
| Recurring financial income75 | - | - | €1 | €28 | €3 | ▼ 91.1% |
| Financial charges65/66B | €435 | €328 | €188 | €116 | €91 | ▼ 21.5% |
| Recurring financial charges65 | €435 | €328 | €188 | €116 | €91 | ▼ 21.5% |
| Profit (loss) for the period before taxes9903 | €5,659 | €4,479 | €4,477 | €5,037 | €1,186 | ▼ 76.4% |
| Income taxes67/77 | €161 | €512 | €277 | €1,237 | €370 | ▼ 70.1% |
| Profit (loss) for the period9904 | €5,499 | €3,967 | €4,200 | €3,799 | €816 | ▼ 78.5% |
| Profit (loss) for the period to be appropriated9905 | €5,499 | €3,967 | €4,200 | €3,799 | €816 | ▼ 78.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,840 | €2,769 | €2,647 | €3,681 | €4,640 | ▲ 26.0% |
| Current assets29/58 | €3,840 | €2,769 | €2,647 | €3,681 | €4,640 | ▲ 26.0% |
| Amounts receivable within one year40/41 | €2,079 | €1,532 | €1,532 | €1,646 | €2,182 | ▲ 32.6% |
| Trade receivables40 | €841 | - | - | €114 | - | - |
| Other amounts receivable41 | €1,238 | €1,532 | €1,532 | €1,532 | €2,182 | ▲ 42.4% |
| Cash at bank and in hand54/58 | €1,023 | €602 | €367 | €2,036 | €2,193 | ▲ 7.7% |
| Deferred charges and accrued income490/1 | €738 | €636 | €749 | - | €265 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,840 | €2,769 | €2,647 | €3,681 | €4,640 | ▲ 26.0% |
| Equity10/15 | -€14,596 | -€10,630 | -€6,430 | -€2,630 | -€1,814 | ▲ 31.0% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Outside capital11 | - | - | - | - | €18,592 | - |
| Share premium1100/10 | - | - | - | - | €18,592 | - |
| Reserves13 | €266 | €266 | €266 | €266 | €266 | = |
| Non-distributable reserves130/1 | €266 | €266 | €266 | - | - | - |
| Reserves not available under the articles1311 | €266 | €266 | €266 | - | - | - |
| Distributable reserves133 | - | - | - | €266 | €266 | = |
| Profit (loss) carried forward14 | -€33,454 | -€29,488 | -€25,288 | -€21,488 | -€20,672 | ▲ 3.8% |
| Amounts payable17/49 | €18,436 | €13,398 | €9,077 | €6,312 | €6,454 | ▲ 2.3% |
| Amounts payable within one year42/48 | €18,436 | €13,051 | €8,693 | €6,312 | €6,454 | ▲ 2.3% |
| Financial debts43 | - | - | €26 | - | - | - |
| Credit institutions430/8 | - | - | €26 | - | - | - |
| Trade debts44 | - | €498 | - | - | €702 | - |
| Suppliers440/4 | - | €498 | - | - | €702 | - |
| Taxes, remuneration and social security45 | €450 | €599 | €581 | €1,541 | €1,911 | ▲ 24.0% |
| Taxes450/3 | €450 | €599 | €581 | €1,541 | €1,911 | ▲ 24.0% |
| Other amounts payable47/48 | €17,986 | €11,954 | €8,086 | €4,770 | €3,840 | ▼ 19.5% |
| Accrued charges and deferred income492/3 | - | €348 | €384 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,499 | €3,967 | €4,200 | €3,799 | €816 | ▼ 78.5% |
| Operating cash flow (approximation) | €5,499 | €3,967 | €4,200 | €3,799 | €816 | ▼ 78.5% |
| Change in cash | - | -€422 | -€235 | €1,669 | €157 | ▼ 90.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €816 ▼78.5%
Net result drops to €816, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1996
Ground area
443 m²
Building footprint
368 m²
Volume, LiDAR
5,440 m³
2 parcels, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Waterloosesteenweg 778, 1180 Ukkel
since 19962.075.753.379
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0072/00G000 ProtectedSite or landscapeTer Kamerenbos |
Brussels | 361 m² | 1 · 288 m² | 20.8 m · 6 fl. |
| 21612D0237/00R000 | Brussels | 82 m² | 1 · 81 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,867 companies in sector 96220 we hold annual accounts for 1,445. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-1996
Fiscal year end31-12
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
87999Residential care activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457294523
Also
9925:BE0457294523
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.